Axos Bank

IT Support

• The Credit Administrator provides credit oversight through initial and periodic credit reviews and evaluation, loan structuring, and engagement with legal counsel for an assigned portfolio of commercial borrowers.
• This role is responsible for reviewing and approving loan submissions within the designated credit approval authority.
• As a key member of a deal team, work closely with Business Units including Team Managers, Credit Underwriting and Portfolio Managers to review and evaluate new credit proposals, amendments, and renewals for a portfolio of commercial borrowers while focusing on the quality and analysis of the credit presented.
• Approve proposed extensions of credit within authorized loan limits.
• Develop alternative strategies on complex credits through a collaborative effort with business units.
• Review pipeline, maturities, and delinquency reports and engage Business Units for appropriate action.
• Engage with Credit Portfolio Management to monitor and manage the risk of a portfolio of commercial borrowers.
• Approve periodic loan reviews and confirm the accuracy of the risk rating.
• Provide guidance on credit issues including proper structuring, early detection of problem loans to Business Units through thought leadership and coaching.
• Assist in managing problem loan credits.
• Collaborate with Business Units and engage with legal counsel on the documentation of loan transactions.
• Proactive in understanding industry, market, and Borrower trends to manage the credit risk of an assigned product which could lead to proposing updates to credit policies, guidelines, and procedures.

SVP, Credit Administrator – Fund Banking

Risk

• Implementing operational risk policy and procedures in line with regulatory and market changes
• Work closely with risk leadership to develop and drive an integrated strategy of the use of technology to support comprehensive risk management for Axos
• Provide technical expertise while collaborating with technology partners on the development of risk management systems and reporting solutions
• Develop requirements for risk management systems
• Develop data bases use and development strategy as we enhance our trending and reporting
• Prepare and maintain risk management documentation, risk policies and risk reports
• Tracking of KRI’s and controls monitoring and execute against an assessment program
• Provide timely analysis and reporting of operational risk issues and decisions to managers
• Work closely with our custody and clearing teams as a key point for vetting of new business opportunities
• Own the ongoing review of custody clients currently on our platform

Senior Analyst, Operational Risk

Operations

• Reconcile bank accounts and general ledgers according to set guidelines.
• Review and validation of all appropriate debit and credit adjustments and or cross entries.
• Troubleshoot problem situations and work with other teams and departments to resolve promptly.
• Research, identify, follow up and resolve any outages or discrepancies.
• Communicate via phone, email and/or letters with other bank employees, account holders, and financial institutions.
• Verify adherence to Bank policies, operating procedures and processes.

Senior Deposit Operations Specialist – Research and Reconciliation

Vice President

• Establishing and forecasting collateral/residual values for equipment lease transactions, including researching and analyzing technological trends and developments affecting residual exposure
• Working with the Sales Team to understand customer needs and requirements through conversations, data mining and industry publications
• Researching and evaluating new target markets and equipment types for Verdant Commercial Capital to pursue
• Sales, renewals, and early terminations of equipment under lease, including remarketing of off-lease and repossessed equipment into the secondary market
• Working to maximize gains on sale of equipment
• Conduct residual/collateral research and analysis on potential equipment lease transactions
• Evaluate future value and residual risks, make residual recommendations, and prepare written residual analyses supporting recommendations on transactions
• Assist in the development of residual matrices, policies, and controls for vendor-based programs as needed
• Manage sales, renewals, and early terminations of equipment under lease, including remarketing of off-lease equipment
• Develop and manage remarketing channels for all equipment types
• Provide effective remarketing of equipment to assure that maximum proceeds are obtained from disposition of equipment
• Maximize gains on sale for all end of lease activity
• Complete other asset management-related projects as necessary

SVP, Credit Administrator – Fund Banking

Senior Analyst, Operational Risk

Senior Deposit Operations Specialist – Research and Reconciliation

FVP, Senior Asset Manager