Commercial Loan Officer

Axos Bank

Commercial Loan Officer at Axos Bank responsible for originating loans secured by income-producing properties. Building relationships and managing transactions in commercial real estate lending.

Posted 7/15/2026full-timeRemote • California, Florida, Washington • 🇺🇸 United StatesMid-LevelSenior💰 $70,000 - $75,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in commercial real estate lending, including loan structuring, credit analysis, and relationship management. Proficient in evaluating financial metrics and ensuring compliance with regulatory standards while managing multiple transactions effectively.

Highest-signal resume keywords

Commercial Real Estate LendingCredit AnalysisLoan StructuringRelationship ManagementNegotiation Skills

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Debt Service Coverage Ratio (DSCR)Loan-to-Value (LTV)Debt YieldNOI AnalysisCommercial Loan DocumentationFinancial Statement AnalysisProperty Cash Flow AssessmentTransaction ManagementRisk ManagementProduction Goal Achievement

Soft Skills

Sales SkillsNegotiation SkillsRelationship ManagementVerbal CommunicationWritten Communication

Tools & Technologies

Microsoft OfficeCommercial Lending Systems

Industry Keywords

Commercial Real EstateIncome Property LendingCRE OriginationsMarket TrendsPortfolio Management

About the role

Key responsibilities & impact

Develop and maintain relationships with commercial real estate investors, borrowers, mortgage brokers, and other referral sources
Source new lending opportunities for acquisition, refinance, cash-out, bridge, and value-add transactions
Analyze borrower financial statements, rent rolls, operating statements, and property cash flows to assess creditworthiness and lending opportunities.
Structure loan transactions that meet borrower objectives while adhering to credit policy and risk management guidelines
Evaluate key credit metrics including Debt Service Coverage Ratio (DSCR), Loan-to-Value (LTV), debt yield, sponsorship strength, and global cash flow.
Present lending opportunities and recommendations to Credit and Executive Management
Negotiate loan terms, pricing, and conditions with borrowers and referral partners
Manage the transaction process from initial screening through funding, ensuring timely execution and an exceptional client experience
Coordinate with Underwriting, Appraisal, Legal, Closing, and Portfolio Management teams throughout the loan lifecycle
Monitor market trends, property values, and competitive lending activity within assigned territories
Maintain a strong pipeline of opportunities and achieve established production goals
Ensure compliance with regulatory requirements, internal policies, and credit standards
Support portfolio retention efforts, loan modifications, and relationship expansion opportunities as needed

Requirements

What you’ll need

Bachelor’s degree in Finance, Business, Real Estate, Accounting, or related field
5+ years of experience in commercial real estate lending, income property lending, commercial banking, or CRE originations
Strong understanding of commercial real estate finance and credit analysis
Experience underwriting and structuring loans secured by multifamily, office, industrial, retail, hospitality, mixed-use, and other income-producing properties
Working knowledge of DSCR, LTV, debt yield, NOI analysis, borrower global cash flow, and commercial loan documentation
Established network of commercial real estate borrowers, brokers, and industry professionals preferred
Strong sales, negotiation, and relationship management skills
Excellent verbal, written, and presentation communication abilities
Ability to manage multiple transactions and deadlines in a fast-paced environment
Proficiency with Microsoft Office and commercial lending systems

Benefits

Comp & perks

Medical, Dental, Vision, and Life Insurance
Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year)
HSA or FSA account and other voluntary benefits
401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading