Atlantic Union Bank

Financial Crime

• The FIU AML Risk Investigator (Investigator) serves as a subject matter expert performing a wide range of functions with a high level of difficulty and complexity into money laundering and financial crimes typologies, unusual activity, initial onboarding due diligence and ongoing periodic risk analysis.
• Conduct end-to-end reviews on higher risk customers including but not limited to periodic risk analysis, AML investigations, and suspicious activity reporting related to BSA/AML and Fraud.
• Utilizes a variety of analytical techniques, which may include internal or external software systems, to make informed decisions concerning customer account transaction activity, account balances, and account status.
• Ensures suspicious or unusual transactions are appropriately identified, documented, and managed in accordance with Bank policies, procedures, and regulatory requirements.
• Partners with lines of business (LsOB) or individual account officers for additional information as needed.
• Manage and navigate complex investigations Managing assignments to ensure work is completed in adherence to deadlines and quality expectations.

FIU AML BSA Risk Investigator

Financial Planning and Analysis

• Functionally reporting to the Head of Line of Business Finance, this position serves as a strategic advisor and partner to the CFO organization’s leadership team.
• The role is responsible for defining and executing the strategy for finance technology platforms, data architecture, and transformation initiatives to improve processes, controls, and decision-making capabilities.
• This role leads the design and evolution of scalable finance systems and a governed data ecosystem, ensuring the CFO organization operates with a high-quality, trusted 'Single Source of Truth.'
• The position plays a critical leadership role in driving enterprise-wide initiatives, modernizing finance capabilities, and delivering measurable business value.
• This is a key change management role requiring strong problem solving, cross-functional leadership, and the ability to build and maintain strong relationships across Finance, Technology, Risk, and Business functions.
• Drive the design and implementation of the CFO organization’s future-state finance systems and data architecture.
• Define and execute a multi-year roadmap for finance platforms, data infrastructure, and reporting capabilities.
• Develop and govern a scalable ‘Single Source of Truth’ (SSoT) for finance data across systems and reporting.
• Establish strong data governance, data quality, and lineage frameworks in partnership with enterprise data teams.
• Lead identification, prioritization, and execution of finance transformation initiatives (automation, close optimization, reporting modernization).
• Manage the Finance Systems and Data Center of Excellence, ensuring effective support and continuous improvement.
• Partner with Technology and Business Intelligence teams to align finance systems and data strategy with enterprise architecture.
• Develop and maintain a robust controls and governance framework, ensuring SOX compliance and disciplined change management.
• Lead cross-functional programs and projects supporting CFO organization priorities and enterprise initiatives.
• Serve as the crisis management coordinator for finance systems and data incidents.
• Develop and present executive-level dashboards, strategy updates, and transformation progress to senior leadership.
• Drive continuous process improvement across the CFO organization, focusing on efficiency, accuracy, and insight generation.
• Perform other duties as assigned.

Director, Finance Transformation, Data & Systems Management

• The FIU AML Risk Investigator (Investigator) serves as a subject matter expert performing a wide range of functions with a high level of difficulty and complexity into money laundering and financial crimes typologies, unusual activity, initial onboarding due diligence and ongoing periodic risk analysis.
• Conduct end-to-end reviews on higher risk customers including but not limited to periodic risk analysis, AML investigations, and suspicious activity reporting related to BSA/AML and Fraud.
• Utilizes a variety of analytical techniques, which may include internal or external software systems, to make informed decisions concerning customer account transaction activity, account balances, and account status.
• Ensures suspicious or unusual transactions are appropriately identified, documented, and managed in accordance with Bank policies, procedures, and regulatory requirements.
• Partners with lines of business (LsOB) or individual account officers for additional information as needed.
• Manage and navigate complex investigations.
• Managing assignments to ensure work is completed in adherence to deadlines and quality expectations.
• Maintain Subject Matter Expertise in federal and state laws, regulations, and guidance related to BSA/AML.
• Maintain a strong understanding of factors contributing to AML Risks.
• Identify gaps and make procedural recommendations to strengthen the integrity of the BSA/AML Program specific to risk investigations.
• Review customers’ suitability for products and regulatory exemptions to provide recommendation to management.
• Making recommendations for exiting relationships based on AML risks, following-up to ensure closures are performed as directed.
• Assist FIU Management with tracking metrics on a quarterly basis, identifying and escalating concerns upon review.
• Perform other duties as assigned by management.

AML BSA Risk Investigator

Manager

• Responsible for providing an independent perspective in underwriting and managing complex Wholesale Banking loans and relationships up to the bank’s legal lending limit
• Partners with Relationship Managers, Credit Portfolio Managers, and the Credit Portfolio Management Team Leader in delivering credit solutions through: underwriting, portfolio management, deal team management, and extensive internal and external client interaction
• Credit Portfolio Manager III is expected to be a subject matter expert (SME) in the respective portfolio and adheres to all regulatory and compliance guidelines
• This is a generalist role, with underwriting experience in both CRE and C&I
• Lead the independent underwriting process for new and renewal opportunities for clients and prospects within an assigned portfolio
• The position will be assigned to some of the more complex credits and larger portfolios within the Wholesale Bank
• Provide in-depth, independent analysis of financial statements, management competencies, industry impact, competitive dynamics, collateral, and guarantor support for new/renewal opportunities and other credit risk management deliverables
• Prepare detailed short or long-term financial projections within a vendor provided solution such as Moody’s Risk Analyst or within an Excel spreadsheet
• Make recommendations to Relationship Managers and Credit Approvers regarding credit amount, structure, and policy compliance
• Manage assigned portfolio by proactively monitoring performance and trends, ensuring risk rating integrity, ensuring timely compliance with all covenants, identifying issues and following through for remediation, and assisting with compliance and regulatory reviews
• Participate or lead client calls with Relationship Manager for in-depth financial questions, deal information, collection of financial statements, and other portfolio management requirements
• Participate in special projects to aid with the continuous improvement of portfolio management
• Adhere to all applicable laws and regulations governing bank operations, including compliance with Atlantic Union Bankshares’ BSA/AML Policy and Procedures
• Prioritize new deal, renewal, and portfolio management requirements and coordinate as appropriate with clients and prospects, Relationship Managers, Credit Risk, Treasury Management, and other internal and external stakeholders
• This senior position may mentor CPMs I and II, as appropriate

Credit Portfolio Manager III

• Provide an independent perspective in underwriting and managing complex Wholesale Banking loans
• Partner with Relationship Managers and Credit Officers in delivering credit solutions
• Conduct financial analysis and prepare detailed financial projections
• Manage assigned portfolio by proactively monitoring performance and compliance
• Exhibit willingness to lead additional special projects for portfolio management

Credit Portfolio Manager IV

• Responsible for providing an independent perspective in underwriting and managing complex Wholesale Banking loans and relationships up to the bank’s legal lending limit
• Partners with Relationship Managers, Credit Portfolio Managers, and the Credit Portfolio Management Team Leader in delivering credit solutions through: underwriting, portfolio management, deal team management, and extensive internal and external client interaction
• Lead the independent underwriting process for new and renewal opportunities for clients and prospects within an assigned portfolio
• Provide in-depth, independent analysis of financial statements, management competencies, industry impact, competitive dynamics, collateral, and guarantor support for new/renewal opportunities and other credit risk management deliverables
• Prepare detailed short or long-term financial projections within a vendor provided solution such as Moody’s Risk Analyst or within an Excel spreadsheet
• Make recommendations to Relationship Managers and Credit Approvers regarding credit amount, structure, and policy compliance
• Manage assigned portfolio by proactively monitoring performance and trends, ensuring risk rating integrity, ensuring timely compliance with all covenants, identifying issues and following through for remediation, and assisting with compliance and regulatory reviews
• Participate or lead client calls with Relationship Manager for in-depth financial questions, deal information, collection of financial statements, and other portfolio management requirements
• Participate in special projects to aid with the continuous improvement of portfolio management
• Adhere to all applicable laws and regulations governing bank operations, including compliance with Atlantic Union Bankshares’ BSA/AML Policy and Procedures
• Prioritize new deal, renewal, and portfolio management requirements and coordinate as appropriate with clients and prospects, Relationship Managers, Credit Risk, Treasury Management, and other internal and external stakeholders
• This senior position may mentor CPMs I and II, as appropriate.

• The Senior Manager, Fraud Strategy & Trend Analytics is accountable for designing, executing, and continuously improving the Bank’s enterprise fraud risk strategies across all channels and products.
• This role leads the development of data‑driven fraud processes, strategies, and controls that reduce fraud losses while protecting customer experience and supporting business growth.
• This leader partners closely with Fraud Operations, Technology, Product, Model Risk, and vendor partners to evaluate and deploy fraud tools, monitor performance, and optimize end‑to‑end defenses.
• Acting as a strategic extension of the Director of Enterprise Fraud and Business Resiliency, this role provides leadership coverage, decision support, and execution strength across prevention, detection, and analytics initiatives, including during complex or ambiguous risk scenarios.

Senior Manager, Fraud Strategy and Trend Analytics

Database Administrator

• Administer, monitor, and maintain MS SQL Server (primary) and PostgreSQL (secondary) database environments across development, QA, and production.
• Manage and optimize query performance through index tuning, execution plan analysis, statistics management, and query rewrites.
• Implement and maintain database security, including role-based access control, auditing, and encryption at rest and in transit.
• Manage database capacity planning, storage allocation, and growth forecasting.
• Perform routine database maintenance including integrity checks, index rebuilding/reorganization, and statistics updates.
• Design, implement, and maintain HA/DR solutions including SQL Server Always On Availability Groups, Failover Clustering, and PostgreSQL Streaming Replication.
• Develop and maintain comprehensive backup and recovery strategies; conduct regular recovery testing to validate RPO/RTO objectives.
• Collaborate with application and data engineering teams on schema design, data modeling, and database object development (stored procedures, functions, views, triggers).

Senior Database Administrator

• The Senior Manager, Fraud Strategy & Trend Analytics is accountable for designing, executing, and continuously improving the Bank’s enterprise fraud risk strategies across all channels and products.
• Leads the development of data‑driven fraud processes, strategies, and controls that reduce fraud losses while protecting customer experience and supporting business growth.
• Partners closely with Fraud Operations, Technology, Product, Model Risk, and vendor partners to evaluate and deploy fraud tools, monitor performance, and optimize end‑to‑end defenses.
• Provides leadership coverage, decision support, and execution strength across prevention, detection, and analytics initiatives, including during complex or ambiguous risk scenarios.
• Owns the strategic development and execution of originations fraud strategy for first‑ and third‑party fraud; define product vision, business cases, and measurable outcomes.
• Monitors fraud trends and typologies; translates insights into strategies, policies, rules, segments, and controls that balance protection with customer experience.
• Conducts market/threat analysis and aligns strategy with risk appetite, regulatory expectations, and enterprise objectives.
• Leads ongoing trend analysis and root‑cause assessment to identify drivers of fraud; proposes and tests solutions in an agile, test‑and‑learn environment.
• Establishes scorecards and KPIs (e.g., loss rate, detection rate, false positives, approval/friction metrics); communicates performance and recommendations to senior audiences.
• Assesses new tools and optimizes existing processes; collaborates with Model Risk and Technology to design, implement, and refine fraud models, rules, and decision flows.
• Oversees control monitoring, challenger testing, and refinement cycles to ensure resilience against emerging schemes and channel‑specific risks.
• Builds strong partnerships with Fraud Operations, IT, Information Security, Product, Legal, Compliance, and Customer Experience to deliver end‑to‑end solutions.
• Manages vendor relationships and integration roadmaps; aligns SLAs, pricing, and capabilities to risk coverage and ROI.
• Provides performance tracking, reporting, and executive‑level presentations on strategy effectiveness, customer impact, and ROI.
• Supports audits, regulatory requests, documentation, and control reviews; ensures policy/standard adherence.
• Acts as a strategic extension of the Director of Fraud; represents leadership in meetings and forums; manages competing priorities and escalations.
• Leads and develops fraud analysts and investigators; mentors, sets expectations, and elevates analytical rigor and execution.
• Balances fraud mitigation with customer journey needs; designs step‑ups and experiences that preserve conversion while reducing risk.
• Drives process re‑engineering, information management, and technical implementation to streamline operations and outcomes.
• Plays a key role in bank migrations, system conversions, and M&A activities; supports fraud risk assessments and integration planning.

• Administer, monitor, and maintain MS SQL Server and PostgreSQL database environments across development, QA, and production
• Manage and optimize query performance through index tuning, execution plan analysis, statistics management, and query rewrites
• Implement and maintain database security, including role-based access control, auditing, and encryption
• Design, implement, and maintain High Availability and Disaster Recovery solutions
• Collaborate with application and data engineering teams on schema design, data modeling, and database object development
• Support cloud readiness initiatives and execute database migrations to cloud platforms
• Develop Python-based data pipeline solutions and automate DBA tasks

Senior Database Administrator – Hybrid

Operations

• Support our customers’ loan servicing needs
• Handle complex maintenance and service activities
• Provide excellent service to internal partners and customers
• Ensure compliance with applicable laws and regulations
• Perform advanced loan maintenance and corrections
• Manage complex syndication and participation transactions

Loan Operations Associate III, Code Review

Analyst

• Responsible for the completion of analytical tasks associated with underwriting and monitoring of the Wholesale and Business Banking Loan Portfolio.
• Preparation of corporate and personal financial statement spreads, global cash flow analyses, monthly borrowing base testing, and tracking of the Commercial Loan Portfolio.
• Monitor credit policy exceptions and covenant compliance.
• Review loan submissions to Centralized Credit and Monitoring for completeness and accuracy.
• Collaborate with employees within both Credit Administration and the Lines of Business.
• Conduct initial underwriting assessment for probable decline based on credit reports, collateral LTV, and other credit characteristics.
• Perform stress testing on the Commercial Real Estate Portfolio.
• Complete industry research and market data as requested by Relationship Managers and Credit Officers.

Commercial Credit Analyst

Account Manager

• Generate new business to assist in meeting Business Banking line of business goals
• Actively assess needs of potential prospects and clients and provide appropriate financial solutions
• Ensure proper loan underwriting and structuring is achieved through enforcement of the bank’s Business Banking and Corporate loan policies
• Make calls on high potential prospects and business banking customers to sell and service all banking needs
• Manage and monitor loan portfolio, all exceptions and past dues in accordance with loan policy
• Maintain a high level of customer satisfaction by providing ongoing relationship servicing
• Work closely with Relationship specialists, Business Banking Leaders to achieve sales and service targets
• Actively manage and maintain a pipeline for borrowing and non-borrowing customer opportunities

Business Banking Relationship Manager

• Generate new business to assist in meeting Business Banking line of business goals
• Actively assess needs of potential prospects and clients and provide appropriate financial solutions
• Ensure proper loan underwriting and structuring is achieved through enforcement of the bank’s Business Banking and Corporate loan policies
• Make calls on high potential prospects and business banking customers to sell and service all banking needs
• Manage and monitor loan portfolio, all exceptions and past dues in accordance with loan policy
• Maintain a high level of customer satisfaction by providing ongoing relationship servicing
• Work closely with Relationship specialists and Business Banking Leaders to achieve sales and service targets
• Perform assigned responsibilities in compliance with all job-relevant legal and regulatory requirements.
• Actively manage and maintain a pipeline for borrowing and non-borrowing customer opportunities.

Business Banking Relationship Manager I

• Responsible for marketing a range of both equipment finance lending and leasing products to medium and large commercial clients within assigned territory
• Results driven and capable of working independently to identify prospects in their territory and maintain a sustained calling strategy
• Understands and incorporates AUEF’s target market criteria in their strategy
• Strong understanding of the sales process, credit analysis and excels at generating leads and closing deals
• Works closely with Middle Market Relationship Managers and Treasury Management Officers to market other commercial bank products and services
• Develops and maintains high quality relationships with an emphasis on companies with revenues greater than $15 million
• Responsible for retaining and expanding existing customer relationships
• Prepares correspondence, proposal and commitment letters, credit submittals and documentation requests as required
• Expands existing knowledge base of equipment finance and other commercial banking products and services
• Identifies and successfully capitalizes on cross-sell opportunities and makes appropriate referrals
• Executes a call program to develop new and existing customer relationships

FIU AML BSA Risk Investigator

Director, Finance Transformation, Data & Systems Management

AML BSA Risk Investigator

Credit Portfolio Manager III

Credit Portfolio Manager IV

Credit Portfolio Manager III

Senior Manager, Fraud Strategy and Trend Analytics

Senior Database Administrator

Senior Manager, Fraud Strategy and Trend Analytics

Senior Database Administrator – Hybrid

Loan Operations Associate III, Code Review

Commercial Credit Analyst

Business Banking Relationship Manager

Business Banking Relationship Manager I

Equipment Finance Regional Director