Credit Portfolio Manager – Senior

Atlantic Union Bank

Credit Portfolio Manager IV managing complex Wholesale Banking loans at Atlantic Union Bank. Underwriting and managing relationships, ensuring compliance and financial analysis with internal and external interactions.

Posted 6/23/2026full-timeRemote • Virginia • 🇺🇸 United StatesSeniorLead💰 $135,161 - $225,795 per yearWebsite

About the role

Key responsibilities & impact

Responsible for providing an independent perspective in underwriting and managing complex Wholesale Banking loans and relationships up to the bank’s legal lending limit
Partners with Relationship Managers, Credit Officers, Credit Portfolio Managers, and the Credit Portfolio Management Team Leader in delivering credit solutions through: underwriting, portfolio management, deal team management, and extensive internal and external client interaction
Expected to be a subject matter expert (SME) in the respective portfolio and shall adhere to all regulatory and compliance guidelines
Participates or leads client calls with Relationship Manager for in-depth financial questions, deal information, collection of financial statements, and other portfolio management requirements
Leads the independent underwriting process for new and renewal opportunities for clients and prospects within an assigned portfolio
Manages assigned portfolio by proactively monitoring performance and trends, ensuring risk rating integrity, ensuring timely compliance with all covenants, identifies issues and suggests remediation solutions, and assists with compliance and regulatory reviews

Requirements

What you’ll need

Bachelor's degree in Accounting or Finance
Seven or more years of experience in a commercial lending environment
Demonstrate the highest level of credit aptitude, analytical skills, and industry knowledge across respective line of business and deal types
Experienced across business industries including but not limited to, commercial & industrial operating companies, residential real estate developers and builders, service provider, retail operations, commercial real estate developers and investors, religious organizations and government
If supporting the commercial real estate line of business, requisite skills would also include construction loan underwriting and administration (construction budgets, sources/uses, construction draw administration, property entitlement, lease analysis and property valuation principles)
Excellent written, oral and interpersonal skills, to include selling, structuring, negotiating, closing, maintenance, modifications and problem resolution
PC proficiency with Word and Excel including the use of Bank
Strong organization skills with the ability to self-manage time, work flow and multiple projects to meet deadlines

Benefits

Comp & perks

General information on our comprehensive benefits package can be found by visiting https://www.atlanticunionbank.com/about/careers/benefits

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

underwritingportfolio managementcredit solutionscredit aptitudeanalytical skillsconstruction loan underwritingproperty valuationfinancial statement analysisrisk rating integritycompliance and regulatory reviews

Soft Skills

interpersonal skillscommunication skillsnegotiation skillsproblem resolutionorganizational skillstime managementclient interactionleadershipselling skillsstructuring skills

Certifications

Bachelor's degree in AccountingBachelor's degree in Finance