Credit Portfolio Manager IV – Asset Based Lending

Atlantic Union Bank

Credit Portfolio Manager IV providing independent perspective in underwriting complex Wholesale Banking loans. Collaborating with various teams and leading client interactions for financial solutions.

Posted 6/3/2026full-timeRemote • Illinois • 🇺🇸 United StatesSeniorLeadWebsite

About the role

Key responsibilities & impact

Responsible for providing an independent perspective in underwriting and managing complex Wholesale Banking loans and relationships
Partners with Relationship Managers, Credit Officers, Credit Portfolio Managers, and the Credit Portfolio Management Team Leader in delivering credit solutions
Participates or leads client calls for in-depth financial questions and other portfolio management requirements
Leads the independent underwriting process for new and renewal opportunities for clients
Provides in-depth, independent and objective analysis of financial statements and other credit risk management deliverables
Prepares detailed financial projections within a vendor-provided credit tool or within an Excel template
Makes recommendations regarding credit amount, structure, and policy compliance
Manages assigned portfolio by proactively monitoring performance and trends
Effectively prioritizes new deal, renewal and portfolio management requirements
Exhibits willingness to lead additional special projects as delegated

Requirements

What you’ll need

Bachelor's degree in Accounting or Finance
Seven or more years of experience in a commercial lending environment
Employed at Atlantic Union Bank for more than 12 consecutive months
Working institutional knowledge of the Bank credit policy and risk & industry appetite
Demonstrate the highest level of credit aptitude, analytical skills, and industry knowledge across respective line of business and deal types
Skilled in the analysis of financial statements, tax returns and cash flows of commercial & industrial companies, or commercial & residential real estate companies
Excellent written, oral and interpersonal skills
PC proficiency with Word and Excel

Benefits

Comp & perks

General information on our comprehensive benefits package can be found by visiting https://www.atlanticunionbank.com/about/careers/benefits

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

financial analysiscredit risk managementfinancial projectionscommercial lendingcredit underwritingportfolio managementanalysis of financial statementstax returns analysiscash flow analysis

Soft Skills

interpersonal skillsanalytical skillscommunication skillsleadershipprioritization

Certifications

Bachelor's degree in AccountingBachelor's degree in Finance