Aqua Finance, Inc.

Data Analyst

• Lead advanced data analysis across Snowflake, Reporting, and other enterprise platforms to identify anomalies, trends, and root causes
• Design and execute robust SQL queries and data profiling routines to support governance, reporting, and remediation efforts
• Collaborate with Data Engineers, Reporting Developers, and Business Data Stewards to analyze and document root causes of data issues
• Drive issue resolution forward by creating and managing Jira IT Help Desk tickets when technical fixes are needed
• Validate completion of remediation efforts and coordinate cloned tickets within the Data Governance board to facilitate end-to-end quality analysis and historical data backfill by the Engineer team
• Provide data-driven insights and recommendations to support governance and reporting improvements
• Participate in testing and validation of data pipelines, Common Data Tables, and Data Dictionary updates
• Maintain clear documentation of findings, system discrepancies, and remediation steps in alignment with governance processes
• Support cross-functional initiatives requiring data analysis and validation of enterprise reporting assets

Senior Data Analyst

Accounts Payable

• Overseeing customer, vendor and dealer accounts payable
• Streamlining processes and ensuring operational excellence
• Managing a team of Accounts Payable professionals
• Handling customer refunds and vendor accounts payable
• Collaborating with Treasury and external bank partners
• Overseeing unclaimed property escheatment and vendor 1099 process
• Managing state license, franchise, sales and use tax processes
• Assisting with lender and financial audits
• Identifying and implementing automation for process efficiency
• Developing and monitoring key performance indicators (KPIs)

Director, Accounts Payable

Vice President

• Lead the deployment of credit products across the full lifecycle—from application and decisioning to fraud prevention and account management.
• Lead model governance for credit risk and decisioning models, ensuring compliance, validation, and ongoing performance monitoring to support sound consumer lending decisions.
• Collaborate cross-functionally with product design, commercial leaders, project management, IT, legal, compliance, operations, infosec, and finance to deliver system enhancements and credit practice changes.
• Coordinate with Credit Operations and Implementation teams to ensure credit policies, procedures, and training materials accurately reflect deployed tools and technologies.
• Translate credit and fraud strategies into actionable solutions by partnering with Credit Strategy & Analytics and Fraud teams to deliver integrated tools, processes, and tracking mechanisms.
• Maintain and continuously update accurate diagrams and documentation of credit systems and workflows for use in audits, IT development, and executive communication.
• Apply project management expertise to drive timely deployment of credit initiatives, ensuring transparency in timelines, scope, and key milestones.
• Manage initiative progress using cloud-based tools to maintain transparency and enable rapid decision-making among internal and external stakeholders.
• Deliver regular briefings to executive leadership on credit product initiatives, including progress, strategic purpose, anticipated impact, and ROI.
• Investigate and anticipate downstream impacts of credit decisions on internal and external stakeholders, ensuring holistic risk and process management.
• Develop deep subject matter expertise in all aspects of credit operations—from system infrastructure and processes to strategic and analytical elements.

Senior Vice President, Credit Initiatives

Sales

• Responsible for selling company products, developing and securing new customers
• Perform field promotional work to sell and secure new business
• Establish new dealership partners and grow the network of franchise and independent dealerships
• Prepare formal presentations to customers on proposed products
• Investigate and expedite complaints according to policies

Regional Sales Manager - Power

Business Intelligence Analyst

• Responsible for the thorough and reasonable investigation of credit disputes received through the e-Oscar system
• Collaborate with internal departments to resolve customers’ concerns/disputes on credit reports
• Assist with the validation of Metro2 credit reporting files prior to their transmission to the Credit Reporting Agencies
• Track and investigate customer disputes received through a variety of sources
• Assist in running daily reports

Credit Bureau Reporting Analyst

Product Manager

• Develop competitive intelligence to optimize company products
• Manage strategic projects that improve processes and product appeal
• Develop new value propositions to enhance our products
• New product development to address unmet consumer needs
• Pricing strategy, optimize promotions to profitably grow the business
• Manage enterprise-wide projects to deliver strategic impact for the business
• Work with clients to deliver on business commitments and projects
• Identify product issues and develop and implement effective solutions

Vice President, Product Management

Events

• Investigating and preventing financial losses within the company
• Skip tracing and target calling campaigns
• Receiving inbound collections & 2nd voice calls
• Monitoring email inboxes and updating accounts or responding to customers as appropriate
• Making outbound dials from calling queues to resolve customer accounts
• Spotting trends on first payment defaults and reporting information to the Resolution Team
• Assisting in answering appropriate overflow ring group calls

Skip & Loss Prevention Specialist

Underwriter

• Responsible for the verification of customer contracts prior to or after funding
• Take inbound phone calls and forward them to the appropriate team
• Complete any administrative duties

Underwriting Assistant

Product Designer

• Lead the design of intuitive, user-centered web and mobile applications aligned with business and user needs
• Create wireframes, user journeys, and prototypes to effectively communicate design ideas and functionality
• Collaborate with IT development teams to translate designs into functional, high-quality digital products
• Translate complex business requirements into clear and usable software design solutions
• Provide recommendations on best practices, user flow improvements, and current UI/UX trends to enhance product usability and overall experience

Senior UI/UX Designer

• The Underwriting Assistant is responsible for the verification of customer contracts prior to or after funding.
• They will take inbound phone calls and forward them to the appropriate team as well as completing any administrative duties.
• Essential Functions: Greets customers by phone in a timely, friendly, and professional manner
• Collect all necessary information to accurately note accounts and applications
• Ensure timely verification of contracts in support of company objectives
• Ability to recognize problems and effectively communicate to the proper team for resolution

Accounts Receivable

• Oversee daily operations of an offshore team responsible for decisioning and posting customers’ payments
• Develop and implement internal controls and procedures to safeguard company assets and ensure the integrity of financial information , including reconciliation controls
• Identifies opportunities for automation and operational process improvement. Partners with IT to articulate business case to leadership
• Partners with Legal, Compliance and Account Servicing teams on error remediation and compliance with processing
• Assist with posting customer payments, verify accuracy, update reports, provide end of day communications
• Function as a PayNearMe subject matter expert, including reconciliations, NSF’s, cancellations, and payments
• Responsible for understanding accounting within loan accounting system (Shaw Spectrum)
• Reconcile System Daily Report and correct errors
• Training and answering questions of Accounts Receivable staff
• Works with external auditors on financial statement and SOC 1 audit
• Other duties as assigned by Accounts Receivable Manger or Controller

Senior Accounts Receivable Accountant

Financial Planning and Analysis

• Performs a variety of financial reporting and analysis activities to control the organization’s financial resources and ensures compliance with management reporting requirements.
• Prepares accounting statements and financial reports for leadership.
• Works with business stakeholders to plan, analyze, prepare, and complete the company’s budget and cash flow activities.
• Analyzes and forecasts cash, financial, economic, and other data to provide accurate and timely information for strategic and operational decisions.
• Create and implement structured, repeatable analytic solutions (budgets, variances, forecasts, monthly reports) as well as unstructured, ad hoc analytical solutions.
• Execute revenue, expense, budget analysis and variance reporting.
• Provide insights and suggested actions to correct course if needed.
• Operate as a key strategic partner to business leaders to lead complex and meaningful business analysis.
• Understand and create enterprise awareness of business impacts from decisions, strategic initiatives, and related business model changes.
• Complete, verify and analyze management financial and operating information to provide accurate and timely information for making financial decisions
• Prepare and update daily, weekly and monthly cash flow forecasts for treasury cash management
• Review information, statements and reports for accuracy and thoroughness
• Contribute and lead components of the annual planning process: objectives, financial guidance, and timelines
• Perform variance analysis of budget, forecast and actual financial performance, including interpreting and documenting variance drivers, identifies areas of concern
• Prepare data requests and analysis for executive/leadership team, business functions, key stakeholders, bankers, and rating agencies
• Design, prepare, and coordinate the development of management and operation reports from the data warehouse and operational systems
• Identify key business drivers and performance variance and attribution analysis
• Learn and leverage the Sage ERP and planning/forecasting systems
• Provide templates and guidance to the cost center managers for detailed headcount and operating expense planning
• Hold cost center managers accountable for thoughtful variance analysis and help them become independent in this regard
• Review industry trends and activities
• Recommend and implements changes in procedures and systems
• Lead and participate in various projects providing project management, research and collaboration with multiple resources to address specific finance related needs
• Act as a resource for team members with less experience
• Perform other job-related duties requiring the same general knowledge, skills, and degree of responsibility commensurate with assigned level
• Continuously build knowledge of the organization, processes, and customers

Senior Data Analyst

Director, Accounts Payable

Senior Vice President, Credit Initiatives

Regional Sales Manager - Power

Credit Bureau Reporting Analyst

Vice President, Product Management

Skip & Loss Prevention Specialist

Underwriting Assistant

Senior UI/UX Designer

Underwriting Assistant

Senior Accounts Receivable Accountant

Senior Analyst, Financial Planning and Analysis