Compliance Examiner

Aqua Finance, Inc.

Compliance Examiner conducting consumer compliance reviews and regulatory testing in finance. Evaluating compliance risks and providing recommendations throughout the review lifecycle.

Posted 6/25/2026full-timeRemote • Illinois, Minnesota, North Carolina • 🇺🇸 United StatesMid-LevelSeniorWebsite

About the role

Key responsibilities & impact

Conduct consumer compliance reviews, regulatory testing, risk assessments, and issue validation activities
Evaluate business processes and controls for compliance with applicable federal and state consumer finance regulations
Identify compliance risks, document findings, and support remediation efforts
Provide regular status updates to Senior Compliance Examiners and management throughout the review lifecycle
Prepare clear, accurate, and well-documented workpapers that outline testing procedures performed, results obtained, and supporting analysis
Maintain working knowledge of relevant regulatory requirements, regulatory changes, and business initiatives, and understand their potential compliance impacts
Identify compliance risks and control gaps based on testing results and observations, and communicate findings to the review lead
Provide timely status updates on assigned testing activities to management
Contribute to the development of comprehensive and defensible testing reports
Establish and maintain effective working relationships with business partners and internal stakeholders during the course of reviews
Respond to business partner inquiries regarding compliance requirements and regulatory expectations
Review and analyze policies, procedures, workflows, and first-line monitoring activities
Research regulatory and operational questions and summarize findings; provide recommendations or escalate complex issues as appropriate
Develop corrective action recommendations, review management action plans, and validate remediation efforts through issue closure
Support special projects and perform other duties as assigned

Requirements

What you’ll need

Bachelor’s degree in Business, Finance, Risk Management, Compliance, Legal Studies, or a related field, or commensurate work experience, required
5 years of experience in financial services, consumer lending, compliance, risk management, internal audit, or related regulatory functions required, including at least 3 years of experience conducting compliance testing
Certified Regulatory Compliance Manager (CRCM) certification preferred
Working knowledge of consumer retail finance regulations, including TILA, ECOA, FCRA, FDCPA, EFTA, ESIGN, GLBA, MLA, SCRA, TCPA, UDAAP, and other applicable federal and state regulations
Strong analytical skills with the ability to interpret regulations and apply them to business processes
Independently plan, organize, and execute assigned testing activities while meeting established timelines and quality standards
Ability to identify trends, emerging risks, and root causes across testing cycles
Strong written and verbal communication skills, including the ability to clearly document findings and present recommendations to stakeholders
Experience developing clear, defensible testing documentation and reports
Ability to influence stakeholders and communicate findings effectively
Experience partnering with legal, risk, audit, and operational teams to resolve compliance issues
Strong organizational skills with the ability to manage multiple priorities and deadlines
Advanced proficiency with Microsoft Office applications (Excel, Word, PowerPoint); experience with Jira, Confluence, compliance management systems, or data analytics tools preferred
Ability to thrive in a fast-paced environment.

Benefits

Comp & perks

Health insurance
Professional development opportunities

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

compliance reviewsregulatory testingrisk assessmentsissue validationcompliance testinganalytical skillstesting documentationdata analytics

Soft Skills

strong written communicationstrong verbal communicationorganizational skillsability to influence stakeholdersability to identify trendsability to manage multiple prioritiesability to thrive in a fast-paced environment

Certifications

Certified Regulatory Compliance Manager (CRCM)