Underwriter

• As the Operations Manager, Underwriting you will be responsible for the operational performance of the underwriting function, with two primary areas of accountability.
• Leadership and development of the Underwriting Assistant (UA) team.
• Management and optimization of workflow, service delivery, and operational productivity across the underwriting operation.
• Ensure efficient and consistent workflow management across the underwriting lifecycle.
• Maintain capacity planning and service delivery metrics for underwriting leadership.
• Collaborate closely with the Underwriting Manager to align operational execution with portfolio priorities and production goals.
• Attract, select, retain, lead, and develop a team of Underwriting Assistants.
• Provide performance coaching and technical mentorship to Underwriting Assistants.
• Own underwriting operational performance end-to-end.
• Monitor submission, renewal and endorsement volumes and manage workload distribution across the team.
• Maintain production dashboards and operational reporting to support underwriting leadership.

Underwriting Operations Manager

• Responsible for achievement of top and bottom-line results for new and renewal business
• Deliver on underwriting profit results with focus on profitability, loss ratio and combined ratio
• Analyze group medical claims data, demographics, and plan designs to assess risk and determine appropriate stop-loss premiums
• Collaborate with distribution and actuarial teams on complex case evaluations, renewals, and new business opportunities
• Mentor and train junior underwriters, sharing technical expertise and best practices

Medical Stop Loss Underwriting Practice Lead, Accident & Health

• Review of incoming submissions and subsequent documents/reports for completeness along with class of policy (Group or Individual), branch code and other required information
• Work with Underwriters and Sales staff to assess submitted information
• Process reserves in policy issuance system
• Participate as needed in systems and workflow development as required
• Review workload daily to prioritize timelines for medical underwriting review submissions
• Support our Benefits Underwriting Department with daily tasks
• Assist underwriters in managing a book of business and help improve the underwriting process
• Assist the Claims Department with authorized services, narratives, and reserves

Medical Benefits Underwriting Coordinator

• Assist and support benefit underwriters with quoting, rating and issuance of new business quotes, renewals, and endorsements
• Respond to problem situations from brokers and perform customer service tasks as needed
• Review of incoming submissions and subsequent documents/reports for completeness along with class of policy (Group or Individual)
• Work with Underwriters and Sales staff to assess submitted information
• Process reserves in policy issuance system
• Participate as needed in systems and workflow development as required
• Review workload daily to prioritize timelines for medical underwriting review submissions

• Partner with the SVP to guide the underwriting approach for the Management Liability business, including risk appetite and decision authority.
• Review and provide input on complex or higher-exposure accounts, and step in on key deals as needed.
• Lead a team of five underwriters, supporting their day-to-day work, performance, and development.
• Maintain your own book of business, including underwriting decisions, broker engagement, and portfolio performance.
• Build and maintain relationships with wholesale brokers within the West region.
• Partner with Product, Actuarial, and Claims to adjust pricing, coverage, and underwriting approach as needed.
• Monitor portfolio trends and adjust underwriting approach where appropriate.
• Look for ways to improve workflows and make underwriting processes more efficient.
• Ensure underwriting practices align with regulatory requirements and internal guidelines.
• Support hiring, onboarding, and ongoing development of underwriting staff.
• Perform other duties as needed.

Vice President, Management Liability Underwriting

• Review and analyze commercial title searches, surveys, and due‑diligence materials
• Identify and resolve title issues, exceptions, and underwriting risks
• Draft and approve title commitments, endorsements, and final policies
• Collaborate with escrow, production, attorneys, and national underwriters
• Provide guidance on complex deal structures, entity documentation, and closing requirements
• Communicate underwriting decisions clearly to internal teams and clients
• Ensure compliance with state regulations and underwriter guidelines

Title Insurance – Commercial Underwriting

• Responsible for underwriting marine liabilities, hull & machinery, and cargo
• Collaborating with underwriters and leaders
• Putting creative insights to work
• Ensuring customers have the right amount of coverage

Executive Underwriter, Ocean Cargo

• Manage policy submissions and ensure timely processing and delivery of quotes, binders, and policies to producers, meeting established service standards
• Support the underwriting team by providing technical analysis and insights to help evaluate risk and inform decisions
• Assist underwriters with reviewing submissions, quoting, binding, policy issuance, and endorsement workflows
• Create, register, process and distribute binders, policies, and endorsements within processing standards
• Assist in the development and maintenance of underwriting workflows and procedures, ensuring accurate and complete documentation for all bound accounts
• Prepare all policies in accordance with final binders inclusive of review by underwriting staff
• Review and analyze facultative reinsurance certificates as determined by management
• Proactively communicate with producers for any outstanding information and ensure timely follow-up to support the underwriting process
• Implement and maintain a field service reputation that is recognized as superior in the industry
• Provide backup support to team members to ensure continuity of operations and maintain service standards

Underwriting Technician, E&S Property

• Underwrites risks including selection and rejection of new and renewal business for complex Fine Art accounts
• Maximizes opportunities for profitable underwriting of Fine Art business
• Develops and maintains target account lists
• Manages financial performance of Fine Art products
• Executes underwriting strategy and ensures compliance with underwriting standards
• Structures specialized Fine Art coverage solutions
• Manages underwriting quality and conducts self-audits
• Develops superior working relationships with brokers and producers

Underwriting Consultant – Fine Arts

• Lead and manage a large, multi‑functional Business Banking Lending Center (BPLC) encompassing service representatives, underwriters, portfolio managers, and credit approvers.
• Own the end‑to‑end lending operating model, ensuring underwriting and servicing processes are well‑designed, documented, tested, and consistently executed.
• Maintain a strong culture of risk management and control aligned with enterprise frameworks and regulatory expectations.
• Address complex customer concerns, complaints, and escalations to ensure fair, timely, and favorable resolution.
• Partner with senior executives and business leaders to align operational capabilities with growth, risk, and financial objectives.
• Develop and oversee performance, risk, and compliance reporting across operations, training, and automation.

Managing Director, U.S. Business Banking Loan Underwriting, Operations, Transformation

• Manages an underwriting staff and is accountable for business results through the oversight
• Leads the management of a multi-region renewal portfolio and oversees the work activities, performance, and development of underwriting staff
• Makes recommendations on underwriting policy and pricing strategy to management
• Prepares and presents operational reports to management
• Develops, maintains and cultivates agency and/or broker relationships to ensure positive and profitable outcomes

Underwriting Manager

• Responsible for supporting the underwriting process for property coverages
• Provide technical underwriting and administrative support for assigned new and renewal accounts
• Collect and reconcile new and renewal submission information to prepare policy/account files for underwriter review
• Review and analyze account information for necessary underwriting data
• Communicates and follows up with broker for missing information
• Produce quotes and binders for new and renewal accounts/policies
• Complete all aspects of reinsurance tasks per underwriting guidelines
• Perform quality control checks to ensure data accuracy
• Provide excellent customer service in a timely and professional manner

Underwriting Assistant

• Manages the work activities, performance, and professional development of the underwriting department, including leading and supporting a geographically dispersed remote team.
• Manage agency relationships and book management.
• Coach underwriting leaders, mentor underwriters, and contribute to the design and delivery of underwriting training programs; travel is required.
• Makes recommendations on underwriting policy and pricing strategy to Business Unit Lead.
• Reviews and manages the application of underwriting policy and pricing for all risks.
• Drive key initiatives and business strategies.
• Represent the organization at key industry events and conduct agency visits.
• Partner with the Product department to develop new products and enhance underwriting approaches.
• Work with the Claims team to review large loss reports and take corrective action when necessary.
• Work with the Actuarial team to review pricing, underwriting results, and portfolio performance.
• Coordinate with the Marketing team to communicate value propositions and underwriting messages to agency partners.
• Stay current on state and territory regulatory requirements, industry activity, and market trends.
• Lead and participate in projects as assigned.
• Perform other duties as needed.

• Analyzes credit information to support lending decisions and processes for new and existing Commercial banking loans and credit solutions in an assigned portfolio of clients.
• Makes credit decisions and recommendations in compliance with bank policies and procedures while maintaining an exceptional client service environment.
• Negotiates loan structures and terms and conditions that align client requirements with the bank risk appetite and policies.
• Assesses client repayment capacity by utilizing financial models and analytical tools to recommend appropriate loan structures and collateral requirements.
• Signs off on new, renewal and extension loans within delegated authority.
• Monitors portfolio to identify deteriorating credit conditions and compliance, analyses metrics, and assesses broader industry trends to spot risks and opportunities.
• Evaluates portfolio performance and recommends capital allocation strategies that optimize returns with investment objectives.
• Leads proposal development and delivers presentations to capture new business and expand client relationships.
• Networks with industry contacts to gather competitive insights and best practices.
• Develops and executes business development plans focused on enhancing client relationships and growth opportunities within the portfolio.
• Builds and maintains client relationships to ensure long-term financial performance in collaboration with Relationship Manager and business partners.
• Structures and supports new, renewal and extension loans aligned with client needs and bank & risk policies.
• Conducts financial analysis and risk assessments of clients’ credit information, for an assigned portfolio, to provide insights and make informed decisions.
• Monitors the portfolio performance for assigned portfolio of Commercial Banking clients on an ongoing basis, taking corrective action when required.
• Minimizes BMO’s risk exposure by adhering to credit policies, regulatory standards, and operational guidelines.
• Serves as a point of contact for service requests, ensuring expectations are consistently met or exceeded.
• Supports and implements initiatives to enhance service quality, acquire new business and expand client relationships.

Associate – Emerging Middle Market Portfolio Management and Underwriting

• Support Senior Underwriters in underwriting and executing loans for clients
• Perform detailed due diligence on companies, industries, and management teams
• Build detailed financial projection models to analyze credit metrics
• Prepare succinct underwriting memorandums
• Establish strong working partnerships with key internal partners
• Manage multiple transactions/projects
• Review and offer feedback to Underwriting Senior Analysts and Analysts

Underwriting Associate – Corporate Banking

• Reviews applications and financial requirements for risks requiring complex underwriting skills
• Determines acceptability of risk in accordance with company guidelines and standards
• Determines appropriate pricing based on financial and competitive analysis in line with compliance requirements
• Prepares quotes and answers questions from agencies, policyholders or other external contacts and escalates issues to management along with proposed solutions as necessary
• Negotiates with agents to reach positive and profitable outcomes
• Analyzes quality, quantity, and profitability of risks underwritten and prepares reports for management review
• Markets products and services through agencies or through the brokerage community and makes field visits
• Develops and maintains agency and/or broker relationships

Underwriting Specialist – Private, Non-Profit Management Liability

• Provide analytical and operational support to Caremark Underwriting leadership
• Researching, validating, and synthesizing information needed to resolve time-sensitive questions
• Investigate drivers of change in pricing and forecasting outputs
• Identify root causes of anomalies
• Coordinate across internal stakeholders to obtain clarifications, data sources, and supporting documentation
• Perform diagnostic reviews to explain changes in results across pricing and forecasting tools/models
• Partner with stakeholders across the underwriting ecosystem to obtain answers
• Build and maintain side analyses to validate assumptions
• Work with structured datasets and support extraction/validation of inputs and outputs using relational data concepts and SQL
• Maintain organized notes, assumptions, and reference materials
• Prepare meeting briefs, capture action items, and represent leadership in lower-priority meetings

Senior Analyst, Executive Underwriting Priorities

• Manage and develop a Secured Lending Underwriting team of individual contributors and managers in roles with moderate complexity and risk
• Engage and influence stakeholders, internal partners, and peers associated with Secured Lending Underwriting functional area or who are affected by its outcomes
• Identify and recommend opportunities for process improvement and risk control development within Secured Lending Underwriting functional area
• Manage the underwriting and loan closing functions within a geographic region
• Determine appropriate strategy and actions of a Secured Lending Underwriting team to meet moderate to high risk deliverables
• Interpret and develop policies and procedures for operations with moderate complexity within scope of responsibility
• Collaborate with and influence all levels of professionals, including experienced managers, as well interact directly with external customers
• Manage allocation of people and financial resources for Secured Lending Underwriting
• Develop and guide a culture of talent development to meet business objectives and strategy

Senior Manager – Secured Lending Underwriting

• Support regional UA Manager in overseeing all daily business activities • Act as the first point of call for all UAs in the region • Review new submissions against prescribed criteria • Triages submission for missing information • Performs a comparison of renewal submission information against prior year information • Reviews policies for manuscript endorsements • Issues policies, endorsements, and cancellations • Completes loss rating and develops initial pricing • Designated as the first point of contact for brokers • Assists the underwriter in the preparation of business, and metric reports • Performs quality control of all work returned from Shared Services • Attend broker or client meetings as requested

Senior Underwriting Assistant

• Responsible for sorting, routing, and processing all incoming and outgoing mail
• Types and proofreads documents as needed
• Scans and attaches documentation into underwriting system
• Orders various reports to support the Underwriters
• Processes policy filings, cancellation notices, reinstatement notices, and other insurance-related documents as required, while adhering to time service standards
• Handles conditional renewal notices processing in accordance with state requirements
• Processes incoming new business submissions, while adhering to time service standards
• Processes incoming endorsement requests, including referrals to underwriting and may process basic endorsement transactions
• Assists with special projects as needed

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Underwriting Operations Manager

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Underwriting Manager

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Underwriting Manager

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Underwriting Specialist – Private, Non-Profit Management Liability

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