Medical Stop Loss Underwriting Practice Lead, Accident & Health

AIG

Medical Stop Loss Underwriting Practice Lead evaluating insurance solutions for employer group stop-loss business. Responsible for underwriting and managing risk with a strong focus on profitability and collaboration.

Posted 6/10/2026full-timeNew York City • Illinois, New Jersey, New York, Pennsylvania • 🇺🇸 United StatesSenior💰 $118,000 - $178,000 per yearWebsite

About the role

Key responsibilities & impact

Responsible for achievement of top and bottom-line results for new and renewal business
Deliver on underwriting profit results with focus on profitability, loss ratio and combined ratio
Analyze group medical claims data, demographics, and plan designs to assess risk and determine appropriate stop-loss premiums
Collaborate with distribution and actuarial teams on complex case evaluations, renewals, and new business opportunities
Mentor and train junior underwriters, sharing technical expertise and best practices

Requirements

What you’ll need

Bachelor’s degree or higher and/or equivalent experience
Minimum 7+ years of medical stop-loss underwriting experience
Knowledge and understanding of healthcare payers, health plan administration, and medical service providers
Advanced Knowledge of Medical Underwriting practices and principles
Excellent analytical, mathematical, and communication skills
Ability to manage multiple priorities and make sound underwriting decisions in a fast-paced environment
Demonstrated ability to build broker and TPA relationships
Strong customer service ethic, with a sound understanding of the business processes

Benefits

Comp & perks

Health insurance
Retirement plans
Paid time off
Professional development programs
Bonuses
Employee resource groups

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

medical stop-loss underwritinganalyzing medical claims datarisk assessmentprofitability analysisloss ratio analysiscombined ratio analysisunderwriting decision-makinghealth plan administrationmedical underwriting practicesdata analysis

Soft Skills

analytical skillsmathematical skillscommunication skillsmentoringtrainingrelationship buildingcustomer serviceprioritizationdecision-makingcollaboration

Certifications

Bachelor’s degree