Financial Crime

• Performing the SMF17 (Money Laundering Reporting Officer/MLRO) function under the Senior Managers & Certification Regime.
• Act as the firm's Nominated Officer under the Money Laundering Regulations.
• Maintain compliance with FCA Handbook (SYSC, SUP, DEPP), Money Laundering Regulations, Proceeds of Crime Act, and Terrorism Act along with the UK Sanctions regime.
• Managing compliance oversight of key Financial Crime Frameworks and ensure alignment with regulatory requirements, industry best practices, and firm's risk profile.
• Providing regular MLRO reports to the Board and relevant governance committees.
• Owning and periodically refreshing the firm's Financial Crime Risk Assessment.
• Oversee the AML Monitoring Program, internal and external audits, FCA remediation actions, and regulatory inspections.
• Assist with the onboarding of new clients through rigorous KYC verification process.
• Advise on high-risk customers, PEPs, and complex ownership structures.
• Act as the firm's Nominated Officer for Suspicious Activity Reporting.

Money Laundering Reporting Officer, MLRO

• To provide support to the Chief Risk Officer(S) in the implementation and ongoing effectiveness of the bank's risk management framework across various business units and functions.
• Implementation support of risk management policies, standards, procedures, and controls across the bank.
• Assessment and promotion of risk management awareness and risk controls and culture.
• Review, challenge and monitoring of the effectiveness of existing risk management practices and identifying areas for improvement.
• Identification of new and emerging risks, and assessing the likelihood and impact of identified risks, and recommending appropriate mitigation strategies.
• Management and operation of associated committees, forum and meetings.
• Maintenance of risk inventories and governance documentation.
• Advise key stakeholders, including functional leadership teams and senior management on functional and cross functional areas of impact and alignment.
• Manage and mitigate risks through assessment, in support of the control and governance agenda.

Financial Crime Manager, Trade and Product Risk

• Conducting comprehensive KYB checks on new and existing customers, ensuring adherence to regulatory guidelines and internal policies
• Reviewing customer documentation, including merchant applications, financial statements, legal agreements, and beneficial ownership information
• Evaluating the adequacy and accuracy of customer-provided information and perform risk assessments based on established criteria
• Investigating and resolve any red flags, inconsistencies, or suspicious activities identified during the customer due diligence process
• Collaborating closely with cross-functional teams, such as Compliance, Legal and Risk, as required, to obtain additional information or clarify discrepancies
• Staying updated on evolving local and payment industry regulations, card scheme rules, and best practices to ensure compliance with applicable standards
• Maintaining accurate and up-to-date records of customer due diligence activities, including audit trails, risk assessments, and supporting documentation
• Assisting in the development and enhancement of KYB policies, procedures, and tools specific to the payments industry to improve efficiency and effectiveness
• Providing training and support to other team members on KYB processes, industry requirements, and emerging trends
• Reporting any potential cases of money laundering, fraud, or suspicious activities to the Financial Crime Risk Team and relevant authorities

Senior Financial Crime Investigator – Merchant Acquiring

• Act as the designated AMLRO with overall responsibility for the oversight and effectiveness of all AML and CTF obligations across PayAngel
• Maintain and continuously enhance PayAngel’s AML and Financial Crime frameworks, policies, procedures and controls, ensuring effective identification, assessment, monitoring, and mitigation of money laundering and terrorist financing risks
• Manage the end-to-end suspicious activity reporting process, including the receipt, review, investigation, escalation, and filing of SARs, and act as the primary liaison with UK law enforcement and regulatory authorities
• Ensure ongoing compliance with applicable UK regulatory requirements, including the Money Laundering Regulations, FCA rules, Consumer Duty, PSD2, and APP Fraud obligations, and monitor regulatory developments to advise senior management on emerging AML and financial crime risks
• Conduct enterprise-wide and product-specific AML and financial crime risk assessments, ensuring timely escalation and effective management of material risk issues
• Support regulatory examinations, audits and inspections relating to AML and financial crime, including remediation of identified findings
• Develop and deliver AML and financial crime training programmes and promote a strong compliance and financial crime risk culture across PayAngel
• Prepare and present clear and comprehensive AML and financial crime reports and management information to senior management, the board and regulators
• Collaborate with Product, Technology, Operations, Risk, and global compliance teams to embed compliance by design, provide clear regulatory requirements, and drive the effective implementation of AML and financial crime controls

Senior Manager – Compliance & Financial Crimes (MLRO UK)

• Taking ownership of the most complex FinCrime Business Banking tasks, including Enhanced Due Diligence (EDD) for high-risk businesses.
• Writing, reviewing, and submitting high-quality Suspicious Activity Reports (SARs) to the NCA.
• Maintaining a regular schedule on core investigative tasks to sustain competency levels.
• Actively coaching Investigators on complex financial crime typologies and performance improvement.
• Working closely with Operations Analysts to share emerging trends and ensure operational guidance is updated.

Senior Financial Crime Investigator – Business Banking

• supporting with the execution of the first line financial crime risk framework across NatWest Boxed
• engaging with internal and external stakeholders to support delivery of an effective financial crime policy framework
• providing input to the development of new propositions, including new products, services, innovation and the adoption of new technology
• identifying and analysing material upstream risks and drafting briefing papers
• being a technical specialist in ATE, ABC, AML/CTF, Fraud and Sanctions matters
• setting minimum requirements in line with external requirements and within appetite

Financial Crime Risk Analyst

• Effectively manage their own workloads to meet legally mandated deadlines and internal SLAs.
• Escalating any issues that may prevent effective and timely responses.
• Undertakes fulfilment of relevant civil court orders served on the bank, by carefully reviewing relevant paperwork to ensure all information contained is correct and in-line with the legislation it is served under.
• Sets high expectations of themselves and their colleagues to ensure a right first time outcome and takes a meticulous approach to their work, escalating complex issues and risks to CORU managers when appropriate.
• Is able to assimilate and analyse information in a range of circumstances and interpret legal/ legislative documents based on training provided and consistent with the expectations of the role.
• Liaise with a wide range of Insolvency service and Competent Authorities to provide relevant information (or challenge as appropriate) in response to enquiries in line with legal requirements and the bank’s risk appetite.
• Identifies any knowledge and training gaps they have to work with management to lead own development and that of the wider team.
• Supports the bank’s risk assessment of customers by escalating customers of particular concern in a timely manner to relevant teams so they can be reviewed in line with our legal and regulatory obligations and appropriate action taken where necessary.
• Supports the wider team and management team to identify and implement opportunities to improve processes, procedures or controls always displaying the company’s behaviours.
• Proactively supports the bank in meeting its business, legal, regulatory and stakeholder obligations in respect of Financial Crime Compliance including identifying, deterring, detecting and disrupting money laundering, sanctions non-compliance, terrorist financing, bribery, corruption and tax evasion risks that arise by way of its activities.

Compliance Assistant – CORU Analyst, Financial Crime, Court Order & Request Unit, FATCA

• Leads a Team of CORU analysts to ensure all CORU deliverables are completed within legally mandated deadlines and internally defined SLAs;
• Responsible for the allocation of CORU resources to manage workloads effectively to meet mandated and internal SLAs, driving performance and delivering results.
• Provides regular reporting on effectiveness and efficiency;
• Oversees fulfilment of relevant criminal and civil court orders served on the bank;
• Provide expert advice and guidance to CORU team members on interpretation of enquiries, stakeholder and risk management, escalating complex issues and risks to CORU managers when appropriate.
• Liaise with a wide range of Law Enforcement Agencies (LEAs) and Competent Authorities to provide relevant information or challenge in response to enquiries in line with legal requirements and the bank’s risk appetite.
• Proactively manages Freezing/Restraint Orders, responding to enquires from Law Enforcement Agencies and Competent Authorities;
• Identifies knowledge and training gaps within the team they lead, ensuring these are addressed appropriately.
• Contributes to the production and maintenance of relevant procedures and supporting materials to a high quality in line with RFB Financial Crime standards and requirements;

Criminal Fulfilment Team Lead

• Deliver Monitoring & Testing reviews across Financial Crime risk areas using proportionate assurance techniques aligned to the intended purpose of each review
• Assess the design, implementation and operational effectiveness of 1LOD controls (e.g.: CDD/EDD, third-party oversight, sanctions, transaction monitoring, governance and MI)
• Produce clear, well‑supported findings, recommendations and high‑quality assurance reports and thematic summaries underpinned by robust audit trails and well‑indexed evidence
• Translate technical issues into concise, objective insight for senior stakeholders, governance forums and committees
• Contribute to MI, thematic analysis and identification of trends or emerging risks
• Provide insight to annual and in‑year assurance planning, highlighting relevant risks, themes and regulatory drivers
• Engage constructively with stakeholders while maintaining independence and professional clarity
• Support colleagues, analysts and contractors through guidance, coaching and constructive challenge and coordinate activity involving multiple SMEs or data owners
• Contribute to continuous improvement and a team culture built on quality, integrity and respectful challenge
• Undertake additional tasks within the scope of the role when required

Global Financial Crimes Compliance – Monitoring and Testing Manager

• Coordinate and drive change initiatives across Investments and Markets
• Lead Tech and Data teams to ensure timely delivery and quality outcomes
• Track dependencies, risks, and issues and escalate as necessary
• Contribute to central reporting and provide timely updates
• Support and develop communications strategies for stakeholders
• Apply expertise as a change lead in financial crime and regulatory environments.

Financial Crime IB Co-Ordination Lead – VP

• Draft, review, and update financial crime policies and standards to align with regulatory requirements and corporate objectives.
• Collaborate with stakeholders across various departments to gather input and ensure policies are practical and effective.
• Manage stakeholder relationships effectively, ensuring clear communication and alignment on policy matters.
• Apply operational knowledge gained from experience working within or for a large banking institution to inform policy development.
• Support delivery of large-scale change programmes, managing competing priorities and tight deadlines across multiple jurisdictions.

Vice President, Financial Crime Policy and Standards Drafter

• Lead and manage change activities within financial crime, regulatory, BWRA, or data/MI focused programmes
• Develop and implement change management strategies to support programme objectives and stakeholder engagement
• Coordinate with cross-functional teams and stakeholders across multiple jurisdictions to ensure alignment and effective communication
• Manage risks and issues related to change delivery, ensuring timely resolution and escalation where necessary
• Drive adoption of new processes, systems, and policies through effective change communication and training initiatives
• Support programme governance and reporting to senior leadership

Financial Crime Data SME / BA VP

• Lead coordination of regulatory decomposition related to financial crime regulations
• Draft and develop policies and standards to address financial crime risks effectively
• Manage and engage with key stakeholders across multiple functions and jurisdictions
• Conduct analyses and produce high-quality documentation and policy materials

Financial Crime SME Lead – VP

• Act as a Subject Matter Expert (SME) for Banking, Markets and Payments Clearing clients, including Correspondent Banks, Payment Service Providers and E-money institutions
• Support the management of financial crime risks within the client segment, leveraging Enhanced Due Diligence (EDD), transactional analysis and data-driven insights to identify and mitigate potential threats
• Provide insightful analysis on emerging risks and trends to senior stakeholders, contributing to the assessment of financial crime implications across portfolios
• Leverage organisational data (e.g. RFIs, SARs, client information) to support risk-based decision making and advisory outcomes
• Identify, coordinate and escalate financial crime issues through established governance channels, ensuring timely and appropriate visibility and resolution

Financial Crime KYC Advisory

• Conduct and deliver supervisory and intelligence work on firms subject to the Money Laundering Regulations, including assessing business models, AML control frameworks and indicators of financial crime risk, unregistered activity or wider consumer harm
• Analyse complex information from multiple sources, including firm submissions, open-source material, Companies House data, internal intelligence and case material, to identify risks and support evidence-based decision-making
• Assess firms’ compliance with the Money Laundering Regulations, with a focus on areas such as business-wide risk assessments, customer risk assessments, customer due diligence, ongoing monitoring, governance and training
• Support the identification and development of cases, supervisory interventions, proactive programmes and portfolio/thematic work designed to address financial crime risk, weaknesses in AML systems and controls, potential unregistered activity or wider consumer harm
• Draft high-quality briefings, assessments, recommendations and internal papers for senior stakeholders, clearly setting out risk, rationale and proposed next steps
• Build and maintain effective working relationships across the FCA, including with supervision, intelligence, enforcement and policy colleagues
• Support engagement with firms where required, including information requests, follow-up questions and analysis of responses
• Help develop team knowledge, improve processes and contribute to a supportive team culture

Senior Financial Crime Market Interventions Associate

• Investigate complex referrals and make decisions relating to NCA disclosures and customer relationships
• Manage high-risk and sensitive cases and produce regulator-ready outcomes
• Work with internal teams and external stakeholders, including law enforcement
• Identify control gaps and support continuous improvement
• Provide coaching and SME support to colleagues
• Support change initiatives and champion continuous improvement

Financial Crime Enhanced Investigator

• Assess manual and system-generated alerts using sound judgement
• Investigate SARs and determine appropriate course of action where required
• Manage investigations from initiation through to resolution, meeting SLAs
• Analyse customer activity and assess whether relationships should continue or be exited
• Document findings clearly to a ‘regulator-ready’ standard
• Apply a strong risk-based approach to decision making
• Identify and raise potential financial crime risks
• Deliver against quality and productivity targets
• Contribute to continuous improvement and team collaboration

Financial Crime Investigator

• Lead and manage day-to-day operations, ensuring delivery aligns to service standards and regulatory requirements
• Oversee complex teams across core operations, operational resilience, and control functions
• Drive performance across quality, cost and delivery measures
• Lead, motivate, coach and develop Team Managers and their teams
• Manage the operational delivery of change, acting as a key point of contact for implementation
• Plan and prioritise resources to meet current and future demand
• Manage budgets and financial performance in line with forecast targets
• Ensure operations meet AML and Financial Crime regulatory obligations
• Identify and mitigate operational risks, ensuring robust controls are in place
• Use MI and QA data to identify trends, capability gaps and improvement opportunities
• Build and maintain strong relationships across the business
• Support and deputise for the Head of Function in key decision-making forums
• Drive a culture of engagement, continuous improvement and customer focus
• Support end-to-end recruitment and development of team capability

Senior Team Manager, Financial Crime

• Complete customer relationship reviews for high and very high-risk customers
• Analyse account activity and make recommendations in line with policy
• Ensure decisions comply with regulatory and Economic Crime Prevention policy requirements
• Identify and raise potential financial crime risks
• Assess cases to ensure decisions are clear, defensible and well-evidenced
• Contribute to identifying emerging financial crime risks and trends
• Manage workload effectively and prioritise activity
• Deliver against quality and productivity targets
• Communicate clearly with business partners and collaborators through written outputs
• Support continuous improvement and team collaboration

Financial Crime – Ongoing Due Diligence Investigator

• Lead, motivate and develop a team, ensuring high performance and engagement
• Manage day-to-day operations ensuring delivery meets quality, productivity and service expectations
• Deliver performance management through coaching, feedback and development planning
• Ensure activity aligns with Financial Crime policy, risk appetite and regulatory requirements
• Identify and mitigate operational risks, ensuring robust controls are in place
• Support and deliver operational change, contributing to continuous improvement initiatives
• Use MI and insight to monitor performance, identify trends and take corrective action
• Build strong working relationships with collaborators and partners across the business
• Support recruitment, onboarding and development of future talent
• Drive a culture of collaboration, accountability and continuous improvement within the team

Financial Crime jobs in United Kingdom

See all jobs on JobTailor