Senior Financial Crime Investigator – Business Banking

Monzo Bank

Senior Financial Crime Investigator at Monzo safeguarding against complex economic crime and conducting due diligence for business banking customers.

Posted 7/17/2026full-timeRemote • 🇬🇧 United KingdomSenior💰 £31,100 - £39,350 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates deep expertise in KYB and AML processes, with a strong focus on conducting Enhanced Due Diligence and complex investigations in a regulated financial environment. Proven ability to mentor and coach teams while adapting to fast-paced changes in financial crime trends and operational needs.

Highest-signal resume keywords

KYB ExpertiseAML ExpertiseEnhanced Due Diligence (EDD)Suspicious Activity Reports (SARs)Financial Crime Investigation

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

End-to-End Business Due DiligenceOpen-Source Intelligence AnalysisFinancial Crime TypologiesRegulatory ComplianceComplex Investigations

Soft Skills

CoachingAdaptabilityImpact-Driven MindsetPerformance Improvement

Certifications & Qualifications

ICAACAMS

Industry Keywords

Financial CrimeUK SAR RegimeHigh-Risk BusinessesOperational GuidanceEmerging Trends

About the role

Key responsibilities & impact

Taking ownership of the most complex FinCrime Business Banking tasks, including Enhanced Due Diligence (EDD) for high-risk businesses.
Writing, reviewing, and submitting high-quality Suspicious Activity Reports (SARs) to the NCA.
Maintaining a regular schedule on core investigative tasks to sustain competency levels.
Actively coaching Investigators on complex financial crime typologies and performance improvement.
Working closely with Operations Analysts to share emerging trends and ensure operational guidance is updated.

Requirements

What you’ll need

Deep KYB & AML expertise with significant experience conducting end-to-end business due diligence (KYB/EDD) and complex investigations within a regulated financial setting.
Skilled researcher with proven ability to leverage open-source intelligence and analysis to corroborate customer profiles and transactional activity.
Strong grasp of UK and international financial crime trends affecting business accounts and the UK SAR regime.
Thrives in a fast-paced environment, maintaining high flexibility and adapting positively to shifting priorities.
Impact-driven, with a genuine desire to protect Monzo and its customers by making a difference in financial crime detection and prevention.
Leadership and improvement skills, ideally with mentoring experience or relevant qualifications (ICA or ACAMS).

Benefits

Comp & perks

Incentive Awards tied to your performance
£1,000 annual budget to spend on books, training courses, and conferences.
Time off on birthdays if it falls on a work day.