Senior Manager – Compliance & Financial Crimes (MLRO UK)

PayInc Payments

Senior Manager responsible for AML compliance and financial crime risk at UK payments company. Ensuring effective regulatory alignment while safeguarding company integrity and reputation.

Posted 7/19/2026full-timeRemote • 🇬🇧 United KingdomSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in AML and Financial Crime frameworks, with a strong focus on compliance with UK regulations and effective risk management. Proven ability to lead suspicious activity reporting processes and engage with regulatory authorities while fostering a culture of compliance across the organization.

Highest-signal resume keywords

AMLRO ExperienceUK AML Regulations KnowledgeSAR Reporting ManagementRisk Assessment SkillsRegulatory Engagement

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

AML Framework DevelopmentFinancial Crime Risk AssessmentSuspicious Activity ReportingRegulatory CompliancePolicy and Procedure Enhancement

Soft Skills

Analytical SkillsInvestigative SkillsIntegrityIndependenceSound Judgement

Industry Keywords

Financial ServicesFintechPaymentsFCA RulesConsumer DutyPSD2APP Fraud

About the role

Key responsibilities & impact

Act as the designated AMLRO with overall responsibility for the oversight and effectiveness of all AML and CTF obligations across PayAngel
Maintain and continuously enhance PayAngel’s AML and Financial Crime frameworks, policies, procedures and controls, ensuring effective identification, assessment, monitoring, and mitigation of money laundering and terrorist financing risks
Manage the end-to-end suspicious activity reporting process, including the receipt, review, investigation, escalation, and filing of SARs, and act as the primary liaison with UK law enforcement and regulatory authorities
Ensure ongoing compliance with applicable UK regulatory requirements, including the Money Laundering Regulations, FCA rules, Consumer Duty, PSD2, and APP Fraud obligations, and monitor regulatory developments to advise senior management on emerging AML and financial crime risks
Conduct enterprise-wide and product-specific AML and financial crime risk assessments, ensuring timely escalation and effective management of material risk issues
Support regulatory examinations, audits and inspections relating to AML and financial crime, including remediation of identified findings
Develop and deliver AML and financial crime training programmes and promote a strong compliance and financial crime risk culture across PayAngel
Prepare and present clear and comprehensive AML and financial crime reports and management information to senior management, the board and regulators
Collaborate with Product, Technology, Operations, Risk, and global compliance teams to embed compliance by design, provide clear regulatory requirements, and drive the effective implementation of AML and financial crime controls

Requirements

What you’ll need

A Bachelor’s degree in Law, Finance, Risk Management, Compliance, or a related discipline
Minimum of 5 to 7 years’ experience in AML, financial crime, compliance, or regulatory roles within financial services, fintech, or payments
Strong knowledge of UK AML regulations and FCA expectations
Proven experience acting as MLRO or AMLRO or in a senior financial crime role
Demonstrated ability to manage SAR reporting and regulatory engagement
Strong analytical, investigative and risk assessment skills
High level of integrity, independence, and sound judgement.

Benefits

Comp & perks

Professional certification such as ICA, ACAMS, CISI, CFA, or equivalent
Bilingual is a plus