Analyze, structure, underwrite, and coordinate the closing of major and complex loans in compliance with the Bank's lending policies and procedures
Work with the Vice President, Commercial Banker to manage loans and ensure credit risks are monitored and identified
Assist in attaining Bank, region, and branch goals through active participation in underwriting and closing desirable credits with the Vice President, Commercial Banker
Interface with clients in-person, over the phone and email to assess credit needs and determine structure and required analysis items
Gather and analyze necessary information to present financing requests to senior management or Loan Committee for approval
Coordinate processing of approved loans and ensure loans are processed according to agreement, customer needs and Bank lending policies
Obtain sufficient information and documentation from customers and assist in solving problems related to processing and servicing of loans
Reinforce superior customer service through example and appropriate follow-through
Handle various underwriting, portfolio management and upkeep tasks related to new loan requests and existing Relationship Manager portfolios
Requirements
6+ years of related experience in Portfolio Management or similar field
Bachelor's degree or equivalent experience required
Intermediate knowledge of general banking operations, including deposit operations, loan administration, treasury management and/or other commercial banking products and services
Intermediate knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices
Intermediate knowledge of commercial credit and loan structuring, and pricing dynamics
Credit analyst training completed
Intermediate speaking and writing communication skills