Digital Marketing

• Lead/manage moderately to complex key project plans/planning, and/or campaigns
• Support internal and/or external consulting and advisory services
• Help develop our brand measurement framework
• Work with other strategy and media professionals
• Analyze data to help reach marketing objectives

Associate Digital Marketing Manager

Financial Crime

• oversees/manages a team of specialized professionals in the analysis and/or investigation of TDBG AML, ATF, ABAC and Sanctions cases
• leads FCRM's Digital Assets and Cyber Enabled Crime Investigations Team
• develops and implements AML policies
• oversees complex investigations into potential money laundering, terrorist financing, and other financial crimes
• collaborates with internal and external stakeholders
• prepares and presents detailed reports on investigative findings
• provides training and guidance to investigators and analysts on AML regulations, trends and typologies

Senior Manager, Financial Crimes Risk Investigations – Intelligence & Emerging Risk – Digital Assets & Cyber-Enabled Crime Investigations

Compliance

• Oversees and develops team(s) conducting independent Compliance testing to meet regulatory and internal requirements
• Provides guidance, leadership, coaching, and development to achieve operational results and professional/personal development objectives
• Conducts skilled analytical research and analysis as part of the testing engagement and initiatives
• Reports on emerging trends, identifying risks and opportunities, and recommending action to senior management

Senior Manager, Compliance Monitoring and Testing Program

Account Manager

• Services the needs of large/complex business portfolios, customizing products and services
• Acquires, develops, and manages commercial banking relationships
• Structures and packages solutions that meet customer financing and cash management needs
• Anticipates, identifies, and interprets market trends
• Manages existing strategic accounts and develops new business
• Executes and directs complex account management processes
• Guides and influences customers and stakeholders

Relationship Manager III – Commercial

Manager

• Gathers financial and general business information pertaining to customer and prospect loan requests
• Performs financial analyses needed to make credit decisions
• Contributes and provides input to group loan decision process based on evaluation of credit risk and other key factors
• Supports commercial banking team and recommends credit solutions that add value to the Customer
• Manages specific credit activities to ensure performance quality, consistency of underwriting and timeliness meets or exceeds Customer expectations
• May manage overall analytical support and workflow production needs for a department
• Works on larger, more complex deals, mainly focused on Middle Market
• May manage and/or lead as well as create, develop and introduce commercial and credit-related initiatives
• Acts as a consultant to business lines regarding credit issues, processes and procedures
• Functions as a resource for business lines and works with senior management on various issues; managing expectations and negotiating timelines
• Partners with Lending/Credit Officers to address exceptions identified by internal/external auditors and/or examiners
• Performs periodic inspections at Customer sites to audit accounts and ensure adherence to loan agreements and terms
• Takes appropriate action as necessary to correct deficiencies
• Coordinates with Account and Relationship Managers to perform routine financial analyses and credit investigations
• May communicates credit decisions to Relationship Managers and Account Managers
• Manages and oversees workflow and adherence to policy for department
• Participates in organizational cost benefit analysis and implementation
• Manages activities by creating and maintaining quantifiable service level standards against business performance
• Ensures timeliness of information and efficiency in process and workflow
• Maintains confidentiality of credit and customer information at all times
• May lead a team of Credit Analysts within a region or market

Credit Portfolio Manager I – Metro CRE

Software Engineer

• Design, develop, and enhance rule-based and hybrid detection scenarios
• Translate internal fraud typologies into actionable detection logic
• Develop risk and performance reporting for insider risk detection
• Maintain comprehensive documentation for all detection rules
• Participate in risk assessments and control testing activities

Insider Risk Rules & Report Developer

Infrastructure Engineer

• Engineer, design, build, support, and document solutions in encryption and key management
• Collaborate closely with Business and Engineering teams
• Develop solutions for Database (SQL, MongoDB, Oracle), Storage (NAS, SAN), Cloud (Google or Azure)
• Ensure built solutions enhance productivity and add business value
• Act as a key contributor in a complex and critical environment
• Proven track record of successful implementations
• Create high level and technical presentations and communicate to varying audiences

Infrastructure Engineer – Data Encryption

Customer Support

• Process financial transactions like deposits, withdrawals, and bill payments as per standardized operating procedures, industry regulations and TD's Code of Conduct and Ethics
• Understand and determine customer needs to recommend solutions specific to those needs while exercising discretion in confidential matters
• Respond and resolve customers' concerns using standard procedures and escalating non-standard activities, as necessary
• Achieve assigned goals and business objectives by promoting banking solutions and completing business processes in a timely and accurate manner
• Connect personally with customers to advise them appropriately and clearly on banking solutions and processes
• Help build a positive, diverse and equitable work environment by promoting team effectiveness as well as participating in personal performance development
• Assist the team by respecting coworkers, staying dedicated, and keeping everyone up-to-date on the status of routine activities
• Deliver quality customer experiences and recommend operational improvements where opportunity exists to improve and achieve operational excellence

Customer Experience Associate

Business Intelligence Analyst

• Accountable for creating, running and ensuring accuracy/quality of reports for CFO
• Are a subject matter expert on the end-to-end operational process
• Supports decision-makers
• Support the modernization current reporting processes
• Recommend team's workload and ad-hoc requests to address internal and external requests
• Produce timely diagnostics to identify system and operational issues
• Think forward and provide early gap recommendation
• Help support change socialization and process adherence for new reporting
• Act as SME to provide project team support to deliver on reporting requirements
• Support the continuous improvement agenda for our operational partners
• Maintain strong relationships with internal stakeholders such as Fraud Operations, Internal Business Partners, Vendor Managers etc.
• Act as a subject matter expert and represents the team or bank at project meetings or industry forums

Senior Business Insights Analyst

• Conduct investigations of moderate complexity for both internal and external cases
• Conduct adjudications of moderate complexity
• Provide QA/review and mentorship of a team
• Conduct investigative analysis by collecting, assessing, and collating case file information for AML, Sanctions/ABAC & Financial Crime investigations
• Initiate investigations and/or responds to emerging AML and Sanctions/ABAC risks

AML Financial Crime Risk Investigator II

• Implementing risk controls and policies within TD's AML framework across consumer credit cards and unsecured lending businesses
• Investigating and reporting potential violations
• Recommending actions related to client, product, geographic & business line of risk
• Influencing business decisions and taking ownership and initiative

Senior Manager, Financial Crime Risk Business Oversight

QA Engineer

• Perform hands-on system testing activities: test planning, script writing, data staging and manual or automated testing system updates/changes against functional requirements.
• Contribute to test planning and perform hands-on test design/development/maintenance.
• Integrate directly into a team’s continuous delivery process.
• Analyze, develop, debug, and maintain test suites (automated/manual), traceability matrices; log defects/assist in defect resolution.
• Provide quick feedback throughout the development and design process; report on the test results to confirm quality.
• Collaborate with the development team to define and validate user stories, acceptance criteria and Definition of Done (DoD) / Ready (DoR).

Quality Engineer I

Analyst

• Provides a broad range of support and/or performs general to specialized money laundering detection activities, review of transactions and/or other processing activities
• Completes transactions using a limited number of systems and/or applications
• Manages their own workload, coordinating tasks and services with others
• Identifies and assesses issues in straightforward situations using standard procedures, and escalates non-standard issues internally

Sanctions Analyst

Risk

• Manages the development and monitors the enterprise risk governance frameworks
• Plays a key role in development and support of a policy management framework
• Ensures consistent implementation across the organization and alignment with TDBG policies and procedures
• Acts as an expert on risk governance and advises business and corporate segments on industry practices and regulatory requirements
• Contributes to the design and maintenance of a policy governance framework
• Leads and supports Sr. Mgr. in several Enterprise Risk Mgt (ERM) initiatives
• Analyzes differences in policy management approaches internally and identifies leading practices for financial institutions
• Identifies good industry practice for formalization in Policy Framework
• Develops an implementation strategy and delivers appropriate implementation of Policy Framework activities across the organization
• Develops process for review and appropriate monitoring and reporting
• Acts as the subject matter expert in assessing risk and risk mitigation associated with financial reports
• Supports the development and maintenance of the Managerial Governance Framework
• Provides ongoing governance training and education related to the frameworks to Risk Management and business partners

Senior Risk Analyst, Governance & Control

• Performs second line Enhanced Due Diligence (EDD) reviews for high-risk customers
• Identifying, assessing, and mitigating financial crime risks
• Ensuring compliance with regulatory requirements
• Providing expert recommendations on complex matters
• Engaging with the 1st line of defense on the outcomes of EDD reviews
• Documenting the assessment and providing recommendations based on independent analysis
• Evaluating and assessing customers' source of funds, business activities, ownership structures, and other risk factors
• Reviewing customer transactional activity to determine alignment with KYC profile
• Ensuring adherence to AML regulations, the Bank Secrecy Act (BSA), and other applicable laws
• Proactively identifying trends and emerging risks in high-risk customer profiles
• Preparing detailed EDD risk assessment narratives and providing risk recommendations
• Collaborating with internal stakeholders to address gaps or deficiencies in KYC frameworks
• Leading projects or initiatives focused on enhancing high-risk customer review processes