Financial Crime

• Provides a range of analytical, research and assessment support to FCRM programs
• Interacts with key stakeholders and third-party service providers
• Reviews higher risk customer or transactional information
• Analyzes data and draws conclusions to meet program health reporting requirements
• Proactively identifies matters requiring additional review and escalates as appropriate

Financial Crime Risk Analyst II

Compliance

• Support learning sessions and workshops to support Compliance education and awareness.
• Own the logistical tasks of Compliance Academy with regards to training governance, training events, etc.
• Execute several LMS training-related procedures and policies for Compliance-owned trainings.
• Create and curate learning content aligned with departmental objectives and regulatory requirements.
• Execute against the departmental learning plan, ensuring timely delivery of training initiatives.
• Work independently as a subject matter expert, coaching and educating others.
• Support governance processes for training programs, including compliance tracking and reporting.
• Collaborate with stakeholders to ensure learning content meets business needs and regulatory standards.
• Participate fully as a team member, supporting a positive work environment and timely communication.
• Continuously enhance knowledge/expertise and participate in knowledge transfer within the team.
• Deliver compliance research, reporting, and advanced analysis; prepare summaries and presentations for stakeholders while ensuring risk management and regulatory alignment.
• Coordinate and track compliance initiatives, lead work streams or projects, and recommend solutions for complex operational issues.
• Act as a subject matter expert by overseeing end-to-end tasks, representing the group on initiatives, and staying current on emerging trends to drive performance.
• Contribute to various activities and processes as assigned.

Compliance Governance & Operations Analyst II

Consultant

• Support a specific group of Private Trust branches in a region by introducing prospective clients and guiding existing clients through the process of appointing The Canada Trust Company in their legal documents
• Have strong interpersonal and communication skills to support frequent interactions with clients, internal partners and external centers of influence
• Exercise sound judgment when interacting with clients and external professionals
• Apply risk management skills and knowledge to ensure all Will/Power of Attorney for Property files comply with TCTC policy and relevant legislation/regulation
• Fully document client records, including communications with clients, external legal counsel and internal partners
• Ensure file documentation adheres to all aspects of company policy
• Contribute to the Professional Practice Group's ongoing review and enhancement of Will clauses, policy, risk management, etc.
• Participate in TD Wealth partner training in conjunction with the Trust Officers in assigned branches
• Represent and advocate for TD Wealth Private Trust within the organization and professional community
• Proficient in reviewing estate planning documents where more complex/sophisticated estate planning has been done to ensure adequacy of drafting from an administration/risk perspective
• Engaged to assist other Will Consultants with client situations with a higher level of complexity of assets where guidance is needed
• Serve as level up escalation point for situations where policy/procedure clarification is needed with clients and/or TD Wealth partners

Senior Will Consultant

Actuary

• Develop and support deep analytics on business results and performance to identify strategies to mitigate the impact of inflation and growth on our operations.
• Provide technical expertise across a broad range of data analysis functions including data modeling, visualization and data profiling.
• Present and share ideas and strategic recommendations to the SSO and SEO leadership team and other partners.
• Collaborate closely with business SMEs to capture the business challenges, translate into technical requirements, and facilitate adoption of analytics solutions.
• Participate in initiatives that will improve customer and colleague experience by proposing solutions leveraging insights from data and analytics.
• Communicate and explain financial and analytical concepts to a non-technical and frontline audience.

Actuarial Analyst II

Financial Planning and Analysis

• As a Full Stack Architect in our Investment Management space, you will lead next generation platform architecture, champion cloud-native and event driven patterns, and modernize a cloud/distributed/mainframe ecosystem to deliver scalable, secure solutions for our mutual funds, GIC's and registered product experience.
• Apply a multi-disciplined expertise with database, application, client tiers, layering of software, build, test and deploy strategies in order to create the overall design of software (including applications, infrastructure, middleware) and guide how the sub-components are developed by different teams
• Advise on suitability of technology stacks to define principles / key constraints for solution components; rallies the team around these principles to determine security / scalability approach, and impact assessments for future design
• Collaborate with Practices, actively driving capability creation; mentoring and training junior colleagues to be adaptive, staying on top of expanding technologies and engineering trends and creating highly visual and functional solutions
• Set service-level objectives (SLO) and exercise key decision rights of the FSA role
• Focus on reliability, scalability, and the development of the architectural infrastructure; including highly complex and scalable systems
• Lead interaction with governance and control groups, (e.g. regulatory / operational risk, compliance and audit) to provide subject matter expertise and consult on risk issues related to architectural technology and tools
• Monitor and report on the status of the products / projects and applications within assigned product, ensuring projects are compliant with technology domain architecture, and designs / operates processes to provide ongoing review of in-progress activity against technology architecture and development standards
• Foresee architectural issues / gaps and identifies emerging industry trends to recommend value-added architectural improvements that will alleviate technology debt and build resilient solutions
• Maps processes and sub-processes that bridge the gap between business problems and technology solutions
• Collaborates within practices, platforms or journeys comprised of diverse and complementary skills; inspiring the team to embrace changes and continually advance collective knowledge of technical tools / trends
• Protect the interests of the organization – identify and manage risks, and escalate non-standard, high risk activities as necessary
• Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts

Full Stack Architect – Investment Management

Analyst

• Provide specialized technology related build support (e.g. research, installation, configuration, provisioning, administration support of systems, applications)
• Partner with key stakeholders to schedule packaging and release new applications in a timely manner; reduce change execution times by planning implementations with parallel work streams
• Continuously strive to improve the stability of production environment by partnering closely with key stakeholders on setting up, maintaining and monitoring applications/systems, ensuring availability targets are met
• Ensure timely notification and escalation of possible issues/problems, options and recommendations for prompt resolution; communicate project status and provide timely escalation of issues to ensure project objectives are met
• Interact with clients to provide quality service/solutions consistent with objectives and client requirements
• May build and deploy base infrastructure components such as servers, operating systems and middleware for all environments
• May be involved in the deployment of applications, either off the shelf or in-house developed, and in the procurement of supported assets
• Schedule changes to supported components in accordance with the approved change management procedures; implement changes with proper testing, stakeholder signoff, monitoring and with minimal impact to the business
• Identify/implement process improvements to enhance revenue, customer experience and/or reduce costs

Senior IT Build Analyst

• Oversee and/or independently perform testing of FCRM controls within the various TD lines of business as well as the operational units including the FIU, High Risk Investigations, Sanctions Operations, and Anti-Bribery Anti-Corruption teams
• Lead the communication and the reporting process with the multiple stakeholders, including senior management
• Execute all phases of a testing engagement, including planning, fieldwork (design and operational effectiveness testing, including sample testing), and reporting
• Collaborate and coach supporting analysts in all phases of the engagement
• Execute follow-up of findings raised from testing engagements in accordance with established standards
• Interact frequently with management and senior leadership of FCRM business lines
• Prepare and present complex reporting, analysis and assessments that will bring about significant improvements to internal processes and activities.
• Execute on more complex and/or non-standard requests.
• May undertake and complete a variety of projects and initiatives in addition to regularly scheduled testing engagements.
• Keep current on emerging trends and evolving regulatory requirements to find opportunities and recommend improvement areas to senior management to increase the efficiency and effectiveness of the team.

Senior FCRM, AML Testing Analyst – FIU Control Testing

• Establish actuarial provisions for all lines of business using appropriate assumptions and methods
• Build meaningful reports to monitor the adequacy of actuarial provisions over time
• Communicate and certify the financial results with various business partners
• Implement risk mitigation, risk controls as well as processes, policies, and procedures for the team

Actuarial Analyst II – Valuation

Machine Learning Engineer

• Validate (review, test, and provide effective challenge) AI/ML models, particularly Generative AI, including RAG and/or Agentic AI use cases
• Stay up to date with advancements in the field of Generative AI including major publications, important LLMs, evaluation metrics, technology stacks, and datasets
• Communicate findings and recommendations to both technical and non-technical stakeholders

Applied Machine Learning Scientist, Model Validation Intern/Co-op

Client Services Representative

• Provide a high level of dedicated sales and service support to TD Wealth Financial Planners
• Respond to client and FP inquiries providing options and solutions
• Conduct transactions and activities requiring expert knowledge across a broad range of products
• Assist in the timely and accurate completion of new account openings
• Provide the FPs with sales support by identifying net asset growth and revenue opportunities
• Gather and analyze data to identify and solve complex problems
• Build a positive experience at every interaction
• Participate fully as a member of the team

Client Service Associate

IT Support

• Works as an audit subject matter expert and may coach and educate others
• Oversees and/or independently performs audits from end-to-end
• May lead moderately complex audits and have responsibility for completion of the audit
• Executes testing of controls such as but not limited to walkthroughs, test scripts, and issue management
• Conducts audit work based on established audit plans and executes the audit in accordance with established standards

Audit Manager I – Technology

• Project oversight and tracking
• Coordinate and monitor multiple compliance related projects, ensuring deliverables, timelines and milestones are met
• Develop and maintain project trackers, status dashboards, and executive level updates
• Support compliance leadership with oversight of business processes
• Ensure project documentation, governance standards and escalation protocols are followed
• Design and maintain dashboards and reports in Power BI and PowerPoint to track compliance metrics and project progress
• Prepare high quality presentations for leadership and governance committees using PowerPoint
• Leverage Microsoft Access and SQL to extract, manage and analyze large datasets
• Ensure data integrity and accuracy in reporting with the ability to translate findings into actionable insights
• Collaborate with cross functional partners including compliance stakeholders, Line of Business and risk partners

Senior Compliance Business Oversight Analyst

Designer

• Provides oversight, consultative advice and guidance as the Lead Designer and/or top technical Development Specialist
• Leads the future direction of development and design patterns across multiple systems and complex applications
• Provides technical guidance, direction, or expertise on significant and complex development/design issues
• Helps set bank standards on infrastructure, architecture, and various other areas of technology from a design/support/solutions perspective
• Works in close partnership with technology COE leads in Architecture, Infrastructure, Security, and/or third party/external vendor leadership teams

Senior IT Lead Developer, Designer

• Execute testing engagement work in accordance with established standards
• Conduct skilled analytical research and analysis as part of the testing engagement and initiatives
• Work collaboratively with key partners throughout the testing engagement
• Present objective and independent opinion on the adequacy of RCM processes and controls in accordance with regulatory and internal requirements
• Execute follow-up of findings raised from testing engagements
• Provide subject matter expertise and/or input to projects/initiatives as a representative for area of specialization

Senior Compliance Testing Analyst

Product Manager

• The Senior Product Manager oversees the end to end management of assigned products, services and programs
• Accountable for building value proposition
• Responsible for formulating strategy, policy and overall direction of the identified product or suite of products portfolio
• Acts as Subject Matter Expert for product-related inquiries
• Develops and maintains a robust understanding of the regulatory requirements, customer, market, and industry