Synchrony

Manager, Portfolio Credit Analytics

Synchrony

full-time

Posted on:

Location Type: Remote

Location: Remote • 🇮🇳 India

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Job Level

Junior

Tech Stack

Tableau

About the role

  • Provide end to end analytical support and solutions to PCMs supporting PayPal & Venmo within the Digital platform space
  • Partner with PCMs to understand analytic needs and provide insight and recommendations to support portfolio growth and loss mitigation
  • Own reporting and detailed performance reviews (e.g., underwriting metrics, channels, spend behavior, delinquency, and fraud trends)
  • Support credit & fraud initiatives, including pre/post-launch performance tracking and champion/challenger testing
  • Identify key trends and help deploy strategies to mitigate credit & fraud losses
  • Coordinate credit & fraud tasks in cross-functional projects
  • Study and analyze existing business trends and provide actionable insights to increase profitability / reduce losses
  • Develop new and/or maintain existing daily/weekly/monthly reporting (e.g., Acquisition & Account Management credit & fraud metrics)
  • Partner with Commercial and other teams on ad hoc questions / customer complaints and improving CX
  • Work cross-functionally to support the implementation of new products and capabilities
  • Manage multiple projects simultaneously and across portfolios
  • Expand support to other PCMs and team members as needed
  • Report into VP, Portfolio Credit Analytics Leader within the India Credit Organization

Requirements

  • Bachelor's degree with quantitative focus (Data Science, Computer Science, Risk, Accounting, Business, Economics, Finance, Mathematics, Statistics, Engineering) with 1+ years of experience in consumer and/or commercial Credit/Risk, or Analytics role
  • OR in lieu of a degree, 2+ years of experience in Programming/Analytics ideally in support of Risk, Credit, Finance, Accounting, Consumer Lending, or other relevant professional experience and 4+ years of relevant experience in lieu of a degree
  • 1+ years of experience in SAS
  • 1+ years of experience in Tableau
  • Ability to work with large or complex datasets
  • Experience working with cross-functional project teams
  • Excellent analytical and presentation skills
  • Strong PC proficiency (Microsoft Suite, including: Word, Excel and PowerPoint)
  • Strong self-starter balanced with desire to achieve team goals
  • Ability to handle sensitive issues with uncompromising integrity and confidentiality
  • Desired: 1+ years of demonstrated success developing and delivering analytics solutions
  • Desired: Proven analytical and decision-making skills
  • Desired: Strong presentation, communication, problem solving skills & attention to detail
  • Desired: Demonstrated ability to apply strategic thinking toward tactical execution
  • Eligibility/Internal criteria: various internal tenure and role requirements for internal applicants
Benefits
  • Flexibility and Choice for all employees
  • best-in-class employee benefits and programs that cater to work-life integration and overall well-being
  • career advancement and upskilling opportunities
  • Advancing Diverse Talent to take up leadership roles
  • functional and leadership training
  • interaction with executive leadership team
  • Enhanced Flexibility and Choice offered in Synchrony India (availability window for meetings and flexible remaining hours)

ATS Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills
SASTableaudata analysiscredit risk analysisfraud analysisperformance trackingreportingdata visualizationquantitative analysisstrategic thinking
Soft skills
analytical skillspresentation skillscommunication skillsproblem solvingattention to detailself-starterintegrityconfidentialityteam collaborationproject management
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