Prosper Marketplace

Analyst

• Develop credit strategies to improve the credit performance by using data, machine learning models and advanced analytics tools to optimize risk decisions
• Lead end-to-end risk and analytics strategy for Prosper's Credit Card, from pre-launch through portfolio optimization, including underwriting policies, pricing and credit line strategies, and acquisition frameworks that balance growth targets with risk parameters
• Bring innovative/out of the box thinking to make recommendations and to approaching/solving problems
• Design A/B tests and understand the risk-return trade-offs
• Partner with Product, Marketing and Engineering teams to implement strategies and monitor the strategy performance
• Continue to innovate by testing new data, analytics approaches and models
• Conduct ad-hoc analysis related to risk management, investor services, product, and operations
• Analyze portfolio performance at a granular segment level on an ongoing basis. Identify trends and conduct root-cause analysis to isolate key performance driver
• Communicate findings and recommendations to the Risk Management and broader Prosper community

Senior Credit Risk Analyst

Full-stack Engineer

• Design and construct highly scalable, resilient, cloud-native, microservices-based distributed architecture systems.
• Develop, maintain, and enhance essential backend and frontend software components
• Collaborate with cross-functional product and analytics teams to guide or actively contribute to significant strategic initiatives, while also addressing ongoing operational challenges at scale
• Apply engineering expertise within a business framework to generate substantial business value, approaching problems with an operational perspective
• Proactively pinpoint gaps, challenges, and requirements within our systems and processes, formulating and implementing robust solutions independently
• Facilitate the migration of existing on-premises services to cutting-edge cloud technologies
• Collaborate with a team of dedicated, intelligent, and ambitious engineers committed to building large-scale systems at Prosper Marketplace
• Contribute to shaping and nurturing our company’s engineering culture, promoting continuous learning and fostering innovation

Senior Software Engineer, Full Stack

Product Designer

• Adopt a human-centered approach to leadership: foster a culture of empathy, prioritize work-life balance, and focus on retention by keeping your team happy while upholding high expectations of professional excellence and productivity.
• Foster a culture of creative safety where designers are empowered to take calculated risks, challenge the status quo, and push the boundaries of what’s possible to deliver world-class experiences
• Manage, mentor, and advocate for your team of experienced talent.
• Build a culture that elevates the team’s morale and performance, focusing on lessons learned and continuous improvement.
• Partner closely with Product, Engineering, and senior leadership to drive the vision for our Credit Card and Core products.
• Utilize a sophisticated approach to conflict resolution. You will rally the team and manage stakeholders with a mature, reflective, and solutions-oriented mindset.
• Champion user needs to inform product decisions, ensuring a strategic balance between user desirability, technical feasibility, and business viability.
• Guide the team toward a cohesive, user-centric quality standard without necessarily designing the assets yourself.
• Evolve our design systems, playbooks, and Design Ops processes to ensure efficiency across multiple squads.
• Work with product leaders to scope projects, prioritize tasks, and align resources correctly within an agile development environment.

Manager, User Experience Design

Marketing

• Lead prioritization, development and execution of a strategic marketing agenda to attract, engage, and convert prospects & current customers through Direct Mail marketing
• Build a deep understanding of our end-to-end mail execution process that involves multiple teams (Campaign Execution, Credit, Marketing, etc.) and how we capture DM response data within our prospect database that feeds future insights, and execute this process on a monthly basis with minimum errors.
• Drive testing strategies to inform targeting, creative, & landing page optimization that engage consumers and drive business results.
• Oversee the Direct Mail channel strategy ensuring the strategy is aligned to business priorities and campaigns are efficient and effective
• Analyze cross-channel interactions i.e., how DM influences other marketing channels and other channels’ impact to DM.
• Build deep expertise in our DM Targeting models, partner with the Data Science team to continuously improve our targeting efficiency.
• Steward the maintenance and monitoring of channel efforts with internal team members & partners
• Keep pace with industry trends and best practices to drive channel innovation
• Key stakeholder in business planning and budgeting

Director, Direct Mail Marketing Strategy, Analytics

Security Engineer

• Take ownership of cloud security work across GCP and Azure, from design through day-to-day execution, working closely with infrastructure, platform, data, and application teams.
• Run our data security and vulnerability management efforts, including DLP, sensitive data discovery, and remediation tracking across both cloud environments.
• Build and maintain security automation using IaC (Terraform) and CI/CD pipelines so security controls are consistent, auditable, and easy for engineering teams to adopt.
• Own and evolve our cloud security posture tooling (Wiz) tuning policies, investigating real risks, cutting down noise, and driving fixes that actually reduce exposure.
• Regularly review cloud configurations, identify gaps, and fix issues before they turn into incidents, while owning infrastructure security controls tied to PCI and SOC 1/2.
• Write and maintain clear cloud security standards and runbooks that engineers can actually follow.
• Improve detection and response by building practical detections and response playbooks in Chronicle SIEM.
• Act as a senior escalation point during incidents, helping teams triage, contain, and resolve cloud security issues.
• Mentor other engineers and help raise the overall security bar without creating friction or silos.

Senior Infrastructure Security Engineer

• Design and stand up backend services and APIs.
• Transition from simple scripts to production-grade software with logging and alerting.
• Evaluate and implement new frameworks for system reliability.
• Partner with teams to ensure data services are fast and secure.
• Set the standard for Python excellence through code reviews and mentoring.

Staff Software Engineer – Data Platforms

SDET

• Drive quality throughout feature development by designing and implementing test standards, processes, and methodologies
• Collaborate with SDET managers to establish quality standards across teams, including test management, regression testing, and test strategy design
• Execute comprehensive testing at multiple levels: functional verification, regression testing, compatibility, and performance testing
• Support production releases, monitoring, incidents, and patch verifications
• Build and maintain automation frameworks (UI and API/Services) for web and mobile applications using Appium/Selenium and other tools

Senior Software Engineer in Test, SDET

Data Analyst

• Lead reporting and advanced analytics to support collection and recovery strategies and operations for both personal loan and credit card products.
• Conduct analysis and deliver analytical insights to enable and optimize the end-to-end collection and recovery strategies and deliver strong credit performance.
• Lead the development of loss forecasting models. Continuously evaluate and improve forecasting methodologies by incorporating industry best practices to drive accuracy and efficiency.
• Collaborate with Credit Risk, Marketing, Product, Engineering and other cross-functional teams to implement strategies and monitor strategy performance.
• Analyze portfolio performance at a granular segment level on an ongoing basis. Identify trends and conduct root-cause analysis to isolate key performance drivers.
• Communicate findings and recommendations to Collection and Recovery strategy and operations management and broader Prosper community.
• Bring innovative/out of the box thinking to make recommendations and to approaching/solving problems.
• Design A/B tests and understand the risk-return trade-offs.
• Continue to innovate by testing new data, analytics approaches and models.
• Conduct ad-hoc analysis related to risk management, investor services, product, and operations

Collections Analytics Manager

Product Manager

• Partner with product leadership to build a vision, strategy, and multi-year product roadmap
• Break vision into phases, prioritize and drive backlogs for launch with your dedicated engineering teams
• Develop a deep understanding of our customers’ & partners’ problems
• Use data and analysis to drive your understanding of customers and to build and iterate on products
• Drive disruptive innovative solutions in a customer-centric environment
• Establish product delivery timelines in close collaboration with the development team, leading in a fast-paced agile environment
• Work with internal stakeholders from technology, marketing, legal, operations, and executive management to translate business needs into product requirements
• Work with a distributed team of designers, researchers, engineers, testers and subject matter experts to scope, design, test and build new products and product features
• Monitor and understand the key metrics governing your product area, with an eye toward continuously improving them through ongoing product innovation
• Work with engineering and data science to analyze data and conduct experiments (A/B tests) in order to optimize the product in pursuit of an improved customer experience and business metrics
• Lead and resolve questions and conflicts across organizational stakeholders, keeping stakeholders updated on project progress and trade-offs

Product Manager – Credit Card

System Administrator

• Oversee the relationship with NICE cloud-based contact center vendor (CXone/LiveVox)
• Manage dialer/IVR software upgrades and integrations with other systems
• Conduct regular maintenance/updates to ensure systems are running smoothly
• Vet and test the connection of CXone/LiveVox with various platforms used to service the contact center (e.g., call recording software)
• Support real-time monitoring and routing practices along with communication channels in the operations centers to ensure dynamic management of service levels
• Create call scripts that use smart routing and data from internal data sources to ensure minimal dials by customers to arrive at the correct Prosper department
• Manage and maintain all outbound calling systems and settings
• Optimize dialing lists, campaign schedules, and call routing based on business requirements
• Implement and manage call recording, monitoring, and reporting functionalities
• Collaborate with Legal & Compliance teams to ensure contact strategies comply with all applicable laws, regulations, and company policies including audit support

Operations System Administrator

Manager

• Responsible for underwriting credit strategies and oversight of credit quality and performance of the Personal Loan portfolios.
• Responsible for the life cycle of credit management including compliance with requirements of regulators and internal control.
• Recommend opportunities and propose resolutions for improved efficiency, effectiveness, and/or risk reduction for the portfolio.
• Review, analyze, and enhance the risk strategies through the use of Machine Learning models and credit data.
• Manage the acquisition growth while delivering expected returns to the investors.
• Work with cross-functional teams in Product, Engineering, Legal/Compliance and Marketing to deliver the credit strategies as per design.
• Guide team to develop strategies for automated credit decisions.
• Own the end-to-end process to ensure the credit strategies are performing as expected to support business growth while managing credit losses effectively.