Senior Manager, Credit Risk Analytics

Prosper Marketplace

Senior Manager of Credit Risk Analytics at Prosper, overseeing credit strategy and team leadership for improving credit performance. Utilizing advanced analytics and machine learning in a hybrid environment.

Posted 6/27/2026full-time🇺🇸 United StatesSenior💰 $190,000 - $230,000 per yearWebsite

About the role

Key responsibilities & impact

Develop credit strategies to improve the credit performance by using data, ML/AI models and advanced analytics tools.
Turn findings/gaps into strategy enhancement to present recommendations to the Risk Management and broader Prosper community with the considerations of business impact and cost needed.
Ensure credit losses remain within the company’s defined risk appetite.
Bring innovative/out of the box thinking to make recommendations and approaching/solving problems.
Design and evaluate A/B tests, with a strong understanding of risk–return trade-offs.
Identify and evaluate new vendors / data sources and create business cases.
Partner with Product, Marketing and Engineering teams to implement strategies and monitor the strategy performance.
Conduct ad-hoc analysis related to risk management, investor services, product, and operations.
Analyze portfolio performance at a granular segment level on an ongoing basis, identify key performance drivers and emerging trends.
Work with legal and compliance team to ensure strategies and policies comply with all the regulatory requirements.
Have experience with credit loss forecast and stress testing exercise.

Requirements

What you’ll need

Master’s degree in Business, Statistics, Mathematics, Engineering or Economics
8+ years of experience managing acquisition/portfolio credit risk for Credit Card and Personal Loan business; Strong business acumen and extensive knowledge about credit management
3+ years of people leadership experience
Outstanding thought leadership and skills to translate business problem into analytical problems; ability to build and enhance framework
Exceptional communication skills in both written and oral – ability to communicate technical subject matter clearly and succinctly to other team members and Senior Management team
A quick thinker and can handle questions on unfamiliar topics with convincing skills
A team player – collaborate with people across functions and a business owner mentality
Ability to work in fast-paced environment and meet deadlines without sacrificing quality
Ability to work productively in a remote/in-person hybrid working environment

Benefits

Comp & perks

A hybrid connection: We believe in the "best of both worlds" - a hybrid environment (2 days/week in our SF office) that balances high-touch collaboration with the flexibility of remote work
Invested in your future: A competitive salary and a 401(k) with a 5% company match to help you build long-term financial security
Holistic well-being: We provide the resources you need to thrive, from flexible time off and paid parental leave to an annual wellness allowance and comprehensive health coverage
Professional & personal growth: Take advantage of a suite of premium perks, including Udemy access, childcare assistance, pet insurance, and a bevy of additional savings through Beneplace
The ability to work remotely in the United States

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Hard Skills & Tools

data analysismachine learningartificial intelligenceA/B testingcredit loss forecastingstress testingadvanced analyticsrisk managementportfolio performance analysisbusiness case development

Soft Skills

thought leadershipcommunication skillsproblem-solvingcollaborationteam playerbusiness acumenquick thinkingadaptabilityleadershiptime management

Certifications

Master’s degree