Senior Product Manager, Core Experience

Prosper Marketplace

Senior PM building cohesive financial platform experiences between Loans and Credit Cards at fintech Prosper. Leading AI strategy and cross-product adoption with a focus on user engagement.

Posted 6/9/2026full-timeSan Francisco • California • 🇺🇸 United StatesSenior💰 $178,000 - $232,000 per yearWebsite

Tech Stack

Tools & technologies

SQLSwitching

About the role

Key responsibilities & impact

Unify the experience across Loans and Cards Identify seams in the customer journey where switching between products creates confusion or drop-off. Define and ship a single, coherent Prosper experience.
Build intelligent, cross-product journeys Design the logic for when and how we introduce a customer to a product they don't have yet. Build the decision framework that turns product recommendations into genuine financial guidance. Use data, experimentation (A/B tests), and customer research to iterate quickly and with conviction.
Own the AI strategy for Core Develop a concrete roadmap for how AI can improve product decisioning, personalization, and customer communication across the core platform. You should have a strong point of view on where AI creates real leverage — and where it doesn't.
Drive ARPU as a first-class metric Define leading indicators, build the instrumentation, and work cross-functionally with Design, Engineering, Data Science, Credit, and Risk to move it.
Own the strategy, drive the execution Write crisp strategy docs, influence senior stakeholders, and make opinionated calls on prioritization. Own your backlog. Lead and resolve conflicts across organizational stakeholders. Keep leadership updated on progress and trade-offs without being asked.

Requirements

What you’ll need

6+ years of product management experience, with demonstrated success on consumer-facing products
At least 2 years in fintech, lending, credit, or a closely adjacent domain
Proven track record shipping AI/ML-powered features at scale
Experience working across multiple product lines or in a platform/core capacity
Strong data fluency — comfortable with SQL, experiment design, and pressure-testing analytical conclusions
Bachelor's degree required; technical degree or MBA a plus, but track record matters more

Benefits

Comp & perks

A hybrid connection: We believe in the "best of both worlds" - a hybrid environment (2 days/week in our SF office) that balances high-touch collaboration with the flexibility of remote work
Invested in your future: A competitive salary and a 401(k) with a 5% company match to help you build long-term financial security
Holistic well-being: We provide the resources you need to thrive, from flexible time off and paid parental leave to an annual wellness allowance and comprehensive health coverage
Professional & personal growth: Take advantage of a suite of premium perks, including Udemy access, childcare assistance, pet insurance, and a bevy of additional savings through Beneplace

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

product managementAImachine learningdata analysisSQLA/B testingcustomer researchdecision frameworkfinancial guidanceinstrumentation

Soft Skills

communicationinfluencingconflict resolutionleadershipstrategic thinkingprioritizationorganizational skillscollaborationiterationstakeholder management

Certifications

Bachelor's degreeMBA