Huntington National Bank

Account Executive

• Develop and maintain profitable, quality indirect lending relationships with RV & Marine dealers
• Responsibilities include dealer sales, service, and the training of dealership staff
• Builds business by identifying new opportunities and demonstrating value to Dealer customers
• Monitors competition and makes suggestions for product improvements
• Assists/trains less experienced employees.

Senior RV/Marine Sales Representative

Financial Planning and Analysis

• Manage a portfolio of substandard Business Banking loans
• Work with customers, attorneys and liquidators to gently exit borrowers unable to maintain their relationship with HNB
• Develop a litigation and or liquidation strategy on classified loans up to $500M to minimize losses
• Present a summary of action plans to resolve the problem loans to FRG senior management
• Analyze financial plans, negotiate loan collection or restructuring, and recommend/oversee litigation, liquidation to reduce exposure
• Identify appropriate risk ratings, accrual status and losses
• Address workout scenarios, communicate data driven results to upper management
• Adhere to bank policies and procedures and comply with legal and regulatory requirements
• Accountable for risk management, compliance and audit performance
• Establish or work with management to develop effective controls and processes to ensure risks are measured, monitored and controlled and compliance requirements
• Maintain current knowledge of risk-related changes that may impact assigned areas of responsibility.

Financial Recovery Representative II – Default Services

General

• Collaborate with business and IT teams to develop technical recovery strategies for applications and infrastructure to achieve resilience in accordance with FFIEC guidelines
• Consult and provide guidance to application teams, infrastructure teams, and architects to align current and future technologies with enterprise resilience controls, standards, and strategies
• Collaborate and consult with business and IT teams on development of business continuity plans, technical recovery plans and other enterprise resilience documentation
• Review and evaluate plans against standards for quality, provide feedback for operational improvement and alignment with standards
• Collaborate with peers, information security, and first line of defense in the review and development of standards and recommendations for policies to meet FFIEC guidelines and enterprise resilience objectives
• Support development and delivery of monthly Key Performance Indicators (KPI’s) and measures related to technical recovery, business continuity, and enterprise resilience
• Develop and deliver awareness and training programs (including online training content) to staff on technical recovery, business continuity, and enterprise resilience topics
• Support annual technical recovery and business continuity testing and test documentation
• Collaborate with business partners and IT on the annual business impact analysis (BIA) process and risk analysis
• Collaborate with information security team and first line of defense on key risk indicators, tracking of risks and gaps, and risk analysis
• Support responses to customer requests, audits, and maintenance of documents related to enterprise resilience
• This role has an on-call component and will potentially require colleague to participate in a 7/24/365 on-call or shift rotation(s) which could include occasional working weekends, off hours, and holidays

Senior Business Continuity Specialist

• Gather and analyze financial and business information to determine creditworthiness for loan and credit products.
• Complete financial spreads, risk rating, performance tearsheets, compliance testing, and other portfolio monitoring & maintenance activities.
• Underwrite complex commercial loans in accordance with Huntington credit policies.
• Conduct industry and market research using numerous resources available; distilling key themes and conclusions into concise summary form for presentation purposes.
• Performs other duties as assigned.

Analyst – Corporate Mortgage Finance PM

• The Commercial Relationship Service Specialist II is the primary point of contact for assigned Commercial customers and Relationship Managers.
• Works independently and in partnership with the Relationship Manager.
• Applies knowledge and understanding of customer and product onboarding to enhance relationship management, retention, and deepening sales.
• First-line decision maker who will mitigate issues/questions being elevated to management and/or resulting in customer impact.
• Responsible for identifying, researching, analyzing, and resolving complex problems utilizing resources and critical thinking.
• Responsible for handling sizeable relationships, approving multi-million-dollar transactions and special handling of unique requirements relating to assigned portfolio.
• Represents Huntington’s Commercial brand by providing Category of One experience for customers; professional, discreet, and positive communications with forward-thinking solutions.
• Attends customer meetings independently or with Deal Team; participates in deal team and business segment meetings; stays informed of customer strategies, relationship plans, and business team priorities.

Commercial Relationship Service Specialist II

Administration

• Responsible for integrity of overall residential loan administration (post-closing to modification/payoff) for assigned loans and customers
• Responsible for construction draw monitoring, including critical analysis of detailed construction documentation, sources and uses, title, surveys, inspections, insurance, and related requirements for managing construction risk
• Manages customer requests within the terms of residential real estate loan documentation, bank policy and business segment procedures
• Responsible for ongoing portfolio review and analysis for identification of potential risks and adverse situations that may impact the bank's interest
• Develops and maintains positive relationships with customers, title companies, construction consultants and contractors
• Provides support and coverage when other team members are out of the office

Senior Construction Loan Administrator

Loan Specialist

• Reviewing and organizing all necessary documentation to finalize complex commercial loan transactions
• Ensuring accuracy, compliance with regulations, and facilitating with various parties involved
• Initiating and driving the loan closing process while managing and expediting complex and concurrent processes
• Handling intricate and high-value commercial loan transactions
• Ensuring strict adherence to regulatory requirements and industry standards throughout the loan closing process
• Addressing and resolving complex lending issues
• Training and mentoring junior loan closers
• Identifying opportunities to enhance efficiency in the loan closing process
• Engaging with clients, lenders, and legal teams to facilitate communication throughout closing stages
• Assessing potential risks associated with commercial loan transactions
• Implementing quality control measures to guarantee accuracy of loan documentation
• Participating in strategic decision-making related to commercial loan operations

Senior Commercial Loan Closing Specialist

Analyst

• Handles complex customer relationships including co-borrower relationships, agency deals, and workout customers requiring intense collateral monitoring.
• Provides excellent customer service for a defined portfolio of Borrowers that includes problem resolution.
• Acts as a liaison between Borrower and Huntington Bank Business Credit personnel when necessary.
• Responsible for analyzing and monitoring client’s collateral to ensure the value and viability.
• Prepares regular reports to inform management of the overall account status.
• Performs other duties as assigned.

Senior Collateral Analyst

Bilingual

• Accurately and efficiently process teller transactions via video through the Interactive Teller Machine (ITM)
• Receive deposits, loan payments, disburses withdrawals, processes account transfers
• Verify transactions and resolves discrepancies in a timely manner
• Present and explain HNB services and products to customers
• Answer questions and solve problems for customers by listening, collecting data, securing answers, and reporting results
• Perform file maintenance needs such as address changes, unlocking HNB OLB, etc.
• Take complete ownership of every interaction whether it requires a call back or extended research
• Complete compliance, training, and all other training offered to ITM Specialists
• Seek ways to streamline work processes and continuously improve the ITM experience
• Represent HNB in a positive and professional manner
• Maintain customer and other sensitive information with confidentiality
• Perform other duties as assigned

Live Virtual Teller/ITM Specialist, Bilingual Spanish

Manager

• Lead Garnishment Court Order Processing Team
• Manages through section supervisors and/or subordinate managers
• Implements new policies and procedures to improve efficiency and compliance
• Acts as liaison with other departments
• Completes strategic planning and budgeting for the area
• Monitors, analyzes and reports on area productivity
• Establishes quality of service level for the area
• Leads team responsible for record retention and statement production
• Validates and provides customer deposit information through approved channels

Section Manager II

Project Manager

• Lead tax credit equity and debt underwriting and project management of affordable housing LIHTC projects
• Manage internal relationships with closing teams and external developer relationships
• Manage a team of project managers providing support
• Collaborate with Director of Project Management
• Independently lead underwriting and closing for debt facilities and equity investments
• Ensure compliance with regulatory requirements for tax credit financed projects
• Draft and present comprehensive memoranda summarizing transactions
• Work with CIC business development on analyzing and structuring opportunities

Senior Project Manager III – Team Lead

• Responsible for the management of onboarding of Commercial and Treasury Management customers
• Directs the overall day to day activities and ensures timeliness and accuracy of onboardings
• Takes personal ownership of complex or high visibility onboardings or issues
• Strives to drive the teams to deepen relationships with customers and Huntington colleagues
• Leads special projects as requested by Senior Leadership partners
• Organizes workflow for designated group and/or projects
• Responsible for the development, training and supervision of staff
• Acts as a liaison with other departments and/or divisions
• Provides directions in the establishment of new policies, procedures and technology
• Monitors, analyzes and reports on the area productivity to senior management

Area Service Manager

• Develop a workout strategy on classified (special asset) loans
• Responsible for analyzing financial plans, negotiating loan collection or restructuring, and recommending/overseeing litigation, liquidation or the charge off of a loan
• Work with loan officers to manage the borrowing relationship and participate in loan watchlist preparation and review
• Adhere to bank policies and procedures and comply with legal and regulatory requirements
• Accountable for risk management, compliance and audit performance for area(s) of responsibility
• Establish or work with management to develop effective controls and processes to ensure risks are measured, monitored and controlled and compliance requirements are adhered to on an ongoing basis
• Ensure staff is properly trained, provided with appropriate resources and motivated to adhere to risk management principles
• Maintain current knowledge of risk-related changes that may impact assigned area(s) of responsibility
• Perform other duties as assigned

Financial Recovery Representative III – C&I Specialty

• Independently underwrite complex large-ticket equipment finance lease/loan facilities
• Perform comprehensive analysis of borrower financial statements, cash flow generation, leverage, liquidity, collateral coverage, and repayment capacity
• Assess qualitative and quantitative risk factors
• Prepare and present detailed credit recommendations and underwriting memoranda
• Serve as the primary credit resource for complex, high-exposure, or specialized transactions
• Evaluate transaction structure, collateral position, guarantor support, and other risk mitigants
• Recommend risk ratings and monitor relationships
• Partner closely with assigned Relationship Managers and other stakeholders
• Provide thoughtful challenge to transaction assumptions and identify emerging risks
• Mentor and provide technical guidance to Credit Analysts
• Assist management with training, onboarding, and development of less experienced team members
• Support special projects, strategic initiatives, portfolio reviews, regulatory examinations, and internal audit requests

Commercial Portfolio Manager III – Underwriter

• Supports the Commercial Loan Officers in driving the closing process for commercial loan products
• Responsible for integrity of loan closing, due diligence, documentation, compliance, booking to system of record
• Acts as a control point ensuring adherence to bank policies and procedures and compliance with legal and regulatory requirements
• Serve as a liaison with internal and external parties including operations, risk, and compliance, in-house and outside counsel
• Orders and reviews due diligence and coordinates review with respective banker, outside counsel and title company
• Completes funding, ensures all fees are collected and prepares forms necessary to book loan on system of record
• Responsible for clearing any outstanding post-closing items and collateral exceptions
• Manages closing checklist and files according to Business Segment standards
• Requests and reviews closing documents to ensure they conform to credit approval and bank policies prior to closing
• Keeps informed of changes that may impact assigned work functions and processes.
• Follows or establishes effective controls and processes to ensure compliance is adhered to on an ongoing basis.
• Performs other duties as assigned.