Financial Recovery Representative II – Default Services

Huntington National Bank

Financial Recovery Representative managing portfolio of substandard Business Banking loans. Working with customers and attorneys to exit borrowers unable to maintain relationships with HNB.

Posted 7/8/2026full-timeColumbus • Missouri, Ohio • 🇺🇸 United StatesMid-LevelSenior💰 $57,000 - $113,000 per yearWebsite

About the role

Key responsibilities & impact

Manage a portfolio of substandard Business Banking loans
Work with customers, attorneys and liquidators to gently exit borrowers unable to maintain their relationship with HNB
Develop a litigation and or liquidation strategy on classified loans up to $500M to minimize losses
Present a summary of action plans to resolve the problem loans to FRG senior management
Analyze financial plans, negotiate loan collection or restructuring, and recommend/oversee litigation, liquidation to reduce exposure
Identify appropriate risk ratings, accrual status and losses
Address workout scenarios, communicate data driven results to upper management
Adhere to bank policies and procedures and comply with legal and regulatory requirements
Accountable for risk management, compliance and audit performance
Establish or work with management to develop effective controls and processes to ensure risks are measured, monitored and controlled and compliance requirements
Maintain current knowledge of risk-related changes that may impact assigned areas of responsibility.

Requirements

What you’ll need

HS or GED
3 or more years of experience in commercial/business banking underwriting, lending, credit and/or appraisal required
Bachelor's Degree in Business, Finance, or Accounting (preferred)
Excellent written and verbal communication skills
Strong goal achievement orientation
Strong attention to detail, sense of urgency, and ability and desire to provide Simply the Best Service to our clients
Ability to work independently in a deadline driven and goal-oriented team environment
Basic working knowledge of PC applications
Knowledge of bankruptcy laws
Ability to negotiate settlements, workouts and sale of security while adhering to state and federal regulations
Experience with Real Estate Foreclosure process
Previous experience with AFS / Velocity / RETS / CARS
Strong working knowledge of SBA loans and the associated workout process to ensure compliance with SBA Standard Operating Procedures
Working knowledge of exit strategies including bankruptcy, closed business, legal remedies and liquidation strategies.

Benefits

Comp & perks

health insurance coverage
wellness program
life and disability insurance
retirement savings plan
paid leave programs
paid holidays
paid time off (PTO)

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

Financial AnalysisLoan Collection NegotiationLitigation Strategy DevelopmentLiquidation Strategy DevelopmentRisk Rating IdentificationAccrual Status AssessmentReal Estate Foreclosure ProcessExit Strategy KnowledgeSBA Standard Operating ProceduresPC Applications Proficiency

Soft Skills

Excellent Communication SkillsGoal Achievement OrientationAttention to DetailSense of UrgencyIndependent Work Ability