Business Operations Manager
Sprout Solutions
Senior Commercial Portfolio Manager – Technology Finance
Huntington National Bank
full-time
Posted on:
Location Type: Hybrid
Location: Bloomfield Hills • Missouri, North Carolina, Pennsylvania, South Carolina, Texas • 🇺🇸 United States
Visit company websiteSalary
💰 $70,000 - $154,000 per year
Job Level
Senior
About the role
- Underwrite credit exposure for large, complex customer relationships and circumstances
- Day-to-day interaction with assigned Sales Reps; manage portfolio risk and adhere to regulatory and compliance guidelines
- Early identification of emerging credit problems and industry trends
- Service, deepen, and retain assigned profitable customer relationships by evaluating and mitigating associated business risks and opportunities
- Own primary responsibility for the credit and monitoring of Commercial portfolio risks; responsible for underwriting quality, portfolio administration, and credit quality
- Underwrite complex and large credit requests for prospects and clients
- Analyze company performance and the impact of industry, competitive dynamics, and macroeconomic events on creditworthiness
- Provide independent, in-depth analysis of financial statements, projections, and business plans; identify and mitigate key risks
- Manage assigned portfolio by monitoring performance and trends, identifying issues, and following through for remediation
- Responsible for financial statement spreading, risk rating integrity, compliance, and regulatory review
- Maintain extensive knowledge of corporate, investment, and commercial banking solutions, market trends, and business drivers
- Understand and articulate industry trends and proactively share information across the organization
- Mentor Credit Analysts and junior-level Portfolio Managers
- Perform other duties as assigned
Requirements
- Bachelor's Degree in Accounting, Finance, or related field
- Experience conducting cash flow analysis for large, complex publicly traded companies
- Intermediate proficiency with MS Office Desktop applications
- 7+ years of experience in commercial credit analysis
- Proficiency with Moody’s spreading software
- Preferred: Previous equipment finance underwriting experience
- Preferred: Strong interpersonal skills and solid written/verbal communication
- Preferred: Ability to prioritize workflow and multi-task in a fast-paced environment
- Preferred: RMA-CRC designation
- Preferred: CLFP designation
Benefits
- Colleagues in this position are also eligible to participate in an applicable incentive compensation plan.
- Health insurance coverage
- Wellness program
- Life and disability insurance
- Retirement savings plan
- Paid leave programs
- Paid holidays
- Paid time off (PTO)
- Certain positions may be eligible for a flexible work arrangement (in-office and work from home)
ATS Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
credit analysiscash flow analysisfinancial statement analysisrisk ratingportfolio managementunderwritingcredit exposure assessmentbusiness risk evaluationfinancial projectionsregulatory compliance
Soft skills
interpersonal skillswritten communicationverbal communicationworkflow prioritizationmulti-taskingmentoringproblem identificationtrend analysiscustomer relationship managementcollaboration
Certifications
Bachelor's DegreeRMA-CRC designationCLFP designation
