Flagstar Bank

Risk

• Design, build, transform and implement a risk management framework for the Corporate and Regional Commercial Bank
• Lead the ongoing identification, assessment, and measurement of the business line’s material risks and key controls
• Bring expertise in regulatory requirements and experience in Commercial Banking & Lending networks and products
• Support Corporate and Regional Commercial Banking strategy and Bank regulatory heightened standards; provide 1st LOD leadership to ensure prudent risk and compliance management
• Support execution of a Non-Financial Risk Management framework and execute Risk Governance Framework including Risk Culture, Risk Appetite, Roles and Responsibilities, Risk Governance, Risk Assessment, and Risk Monitoring & Reporting
• Develop and execute Risk & Control Self-Assessments, Issue Management, Internal Operational Risk Loss Events, External Risk Events, Control Identification and Design, and Quality Assurance programs
• Engage with Bank leaders on incidents and issues for root-cause analysis, action plans, documentation and testing of implemented controls
• Conduct risk management assessment of new products, services, and enterprise change management programs and identify process improvement opportunities
• Provide risk advisory and guidance to Business Process Owners on process and control design, early risk identification, control environment operating effectiveness, policies and procedures, vendor risk, model risk, and data governance
• Provide risk advisory on project initiatives, risk assessments, and remediation efforts
• Coordinate Internal Audits, Compliance Tests, and External Exams with Business Process Owners and facilitate responses to audit requests
• Support interactions with regulators (including the OCC and FRB) and Internal Auditors
• Execute Business Unit Review Governance model and ensure compliance with Enterprise Risk Management policies, standards, and risk appetite
• Implement risk management methodologies and ensure key risk and control data, inventory, metrics, and reporting are established and monitored
• Embed risk culture across the organization with appropriate training regimen and prepare comprehensive written reports and summaries
• Perform special projects related to risk identification and assessments, including gap analyses and development of documentation such as policies, procedures, processes, and user guides
• Ensure regulatory/compliance related requirements are embedded within Business Units procedures and perform ongoing/annual reviews of Risk procedures

Commercial Banking Risk and Control Lead

Analyst

• The Corporate and Commercial Banking Group Analyst will play an important role assisting the Market Executive and the Senior Relationship Managers (RM’s) of the Corporate and Regional Commercial Banking Southeast team.
• This is a support role, working closely with the senior members of the team who are responsible for developing and maintaining strategic relationships with corporate and commercial clients in the Southeast states of Florida, Georgia, Alabama and Mississippi.
• In addition to providing financing solutions, the Senior RM’s also deliver the full suite of products and services to the client base, including treasury, liquidity, derivatives, capital markets, wealth management and retirement plan advisory.
• Support the team with preparation for client meetings, and preparing up to date client relationships plans.
• This position will be located at 848 Brickell Avenue in Miami, Florida.
• Provide research and analysis to support the prospecting efforts of the team, which will include researching companies, their management team, their financing activities and their capital structure.
• Create PowerPoints and pitchbook presentations for meetings with clients and prospects.
• Coordinate with various product partners in preparation for client prospect meetings.
• Support the Market Executive with special projects, content creation, analysis, and research, as required.
• Performs additional duties and responsibilities as required.
• Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings.
• Accountable to maintain compliance with applicable federal, state and local laws and regulations.

Corporate and Commercial Banking Analyst

Director

• Member of the Flagstar Financial Executive Management Team with shared responsibility for establishing and executing strategic goals and objectives.
• Responsible for Flagstar Financial 3rd Party Equipment Finance line of business including client selection, business development, risk profile and portfolio management as well as overall P&L responsibility.
• Leads the business development efforts for the sector team including identifying potential clients, negotiating and documenting master relationships and sourcing a continuing flow of loan and lease opportunities.
• Manages the portfolio to meet the risk profiles established by the Bank in general.
• Responsible for recruiting high quality professionals for both the 3rd Party Equipment Finance line of business and Flagstar Financial as a whole.
• Develops and leads other lines of business for Flagstar Financial as requested/required pursuant to Flagstar Financial diversification plans.
• Interfaces with senior executives of the Bank with respect to matters of Flagstar Financial and the 3rd Party Equipment Finance business line.
• Meets with regulators as needed to provide subject matter expertise relating to reviewed loans, line of business in general and industries served by Flagstar Financial.
• Provides valuable industry knowledge surrounding market activity including pricing, structure and credit.
• Maintains senior level credit authority and access.
• Does not have access to general ledger or wire transfers.
• Responsible for talent management functions including employment, performance evaluations, staff development/training, disciplinary actions, succession planning and ensuring all staff comply with compliance requirements.
• ADDITIONAL ACCOUNTABILITIES Performs special projects, and additional duties and responsibilities as required.
• Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings.
• Accountable to maintain compliance with applicable federal, state and local laws and regulations.

Senior Director, National Third-Party Intermediaries – FF&L

Product Manager

• The Product Owner is responsible for defining and driving the strategic vision of the product, aligning product goals with enterprise priorities, maintaining a forward-looking roadmap, and ensuring that all enhancements or configurations deliver measurable value.
• The PO leads backlog prioritization, defines clear product requirements, and ensures the roadmap reflects evolving business needs, regulatory changes, and user feedback.
• Activities include: Defining and updating the product vision and strategy; Maintaining and prioritizing the product backlog; Creating and managing product roadmaps and release plans; Translating strategic initiatives into actionable epics and features; Representing business value in sprint planning and retrospectives.
• Stakeholder & Cross-Functional Collaboration - The PO acts as a bridge between technical teams, business units, EPMO leadership, compliance, and vendors.
• Activities include: Facilitating stakeholder requirements gathering and refinement; Engaging with risk, compliance, and audit teams to ensure product alignment; Leading demos and product reviews for business and executive audiences; Coordinating with vendor product teams and external partners; Managing intake and prioritization of enhancement requests from stakeholders.
• Governance & Compliance Alignment - The Product Owner plays a critical role in ensuring the product adheres to internal governance, PMLC, SDLC, Enterprise Change Management and regulatory expectations.
• Activities include: Ensuring SDLC and PMO framework alignment; Maintaining accurate documentation of product decisions and changes; Supporting risk assessments, audits, and regulatory reviews; Implementing appropriate controls and validation steps for configuration changes; Overseeing change management procedures in collaboration with IT and EPMO.
• Continuous Improvement & Support - The PO supports end users and champions ongoing improvements to enhance system usability, data quality, reporting capabilities, and process efficiency.
• This includes managing feedback loops and identifying opportunities to maximize product adoption and value.
• ADDITIONAL ACCOUNTABILITIES: Performs special projects, and additional duties and responsibilities as required. Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings.

Senior Product Owner, Clarity App

Business Analyst

• Analyze commercial account activity to ensure accurate billing, maintaining analysis groups and exceptions, generating analysis statements and fee assessments.
• Coordinate customer billing processes for Treasury Management services.
• Process Treasury Management customer billing inputs and maintain departmental reporting.
• Ensure compliance with internal policies and regulatory requirements related to billing and account analysis.
• Maintaining closed account reports, researching analysis fees, analyzing volume, reviewing error reports, updating customer information and providing statement copies
• Oversee month-end statement production and disbursement for commercial clients.
• Validate accuracy of statements and resolve discrepancies in billing or account charges.
• Work closely with internal teams to ensure timely delivery of statements and reports.
• Implement financial oversight and controls to ensure the monthly customer billing is accurate and timely.
• Act as a liaison for Treasury Management customers facing correspondent banking relationships.
• Provide guidance and support to clients regarding account structures, billing inquiries, and service utilization.
• Address client concerns and collaborate with internal teams to resolve issues efficiently.
• Support critical department initiatives, including acquisitions, system conversions, risk analysis, audits, and workflow optimization.
• Participate in process improvement efforts to enhance efficiency and accuracy in account analysis functions.
• Assist in the development and enhancement of account analysis tools and reporting systems.
• Assist with the implementation of Treasury Management services and provide ongoing relationship support for business clients.
• Deliver technical, operational, product, and banking support as needed to business customers.
• Collaborate with internal teams to ensure smooth onboarding and integration of new clients.
• Ensure ongoing compliance and monitors risk related to products and services.
• Performs testing for system updates and complete continued education and training to keep updated on banking and payments industry.

Commercial Banking Risk and Control Lead

Corporate and Commercial Banking Analyst

Senior Director, National Third-Party Intermediaries – FF&L

Senior Product Owner, Clarity App

Cash Management Analyst