Senior Staff Accountant
Tebra
Product Actuary
Ethos
full-time
Posted on:
Location Type: Remote
Location: Remote • 🇺🇸 United States
Visit company websiteSalary
💰 $158,000 - $280,000 per year
Job Level
Mid-LevelSenior
About the role
- Support the development and management of Ethos’ product and carrier strategy, including bringing new and innovative products to market by collaborating with internal and external stakeholders.
- Work with internal and external partners to identify opportunities to evolve existing products or modify product placement to maximize business economics.
- Determine insurance product pricing and features in cooperation with partner carriers, review pricing for new products and product enhancements, and assist in negotiation with carrier partners.
- Proactively monitor the competitive landscape and sales funnel performance to drive price and product enhancements; develop and execute appropriate pricing technology and methods.
- Develop and maintain detailed models of Ethos profitability and the impact of major profit levers for carrier partners; collaborate with Product Performance to establish pricing assumptions.
- Provide insights to the underwriting and user experience team to support and guide the continuous improvement of underwriting guidelines and requirements while improving the user journey.
- Deliver new products and product enhancements by gathering product, rate and rule requirements, developing and maintaining insurance product specifications, and reviewing filing requirements.
- Assist in the preparation of filings for regulatory authorities when needed, including actuarial memo, indication, and modeling-related supporting exhibits.
- Ensure achievement of pricing objectives by establishing measurement systems, influencing product routing and underwriting strategies, creating action plans to correct underperformance, identifying surplus carrier profit and ways to deploy the surplus for growth, and delivering performance overviews to carriers on a regular basis.
Requirements
- Experienced actuary
- BS/BA in Mathematics, Statistics, or similar quantitative field
- FSA
- Deep understanding of life insurance products, underwriting and pricing
- Demonstrated pricing capabilities coupled with effective documentation
- Excellent written and oral communication, including understanding stakeholder needs and communicating effectively to your audience
- Self-motivated and persistent to seek answers in a fast-paced startup environment
- Bias for action and comfortable managing internal and external relationships
- Detail-oriented and have strong mathematical foundations
- Experience working with varied stakeholders internally and externally
Benefits
- The US national base salary range for this full-time position is $158,000 - $280,000.
- Please note that the compensation details listed in US role postings reflect the base salary only and do not include applicable bonus, equity, or benefits.
- You can find further details of our US benefits at https://www.ethoslife.com/careers/.
- Remote US (#LI-Remote)
ATS Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
actuarial modelinginsurance product pricingdata analysisproduct specifications developmentregulatory filings preparationprofitability modelingpricing technologyunderwriting guidelinesquantitative analysisstakeholder management
Soft skills
excellent communicationself-motivateddetail-orientedpersistentbias for actionrelationship managementcollaborationproblem-solvingadaptabilityorganizational skills
Certifications
FSA
