Citi

Intermediate Credit Risk Analyst – Regulatory and Compliance, Production Monitoring

Citi

full-time

Posted on:

Origin:  • 🇮🇳 India

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Job Level

Mid-LevelSenior

Tech Stack

OracleTableau

About the role

  • Design and perform post-implementation validation of customer-facing credit risk platforms to ensure they function as intended and meet regulatory and business requirements.
  • Support development and execution of post-implementation validation frameworks focusing on model performance, rule accuracy, and platform effectiveness across credit risk decisioning systems.
  • Partner with risk management, IT, and operations teams to assess vulnerabilities, gaps, or deficiencies and address them promptly.
  • Establish and manage robust production monitoring frameworks, implementing real-time and batch monitoring processes for operational performance, data integrity, and customer impact.
  • Ensure timely resolution of production issues: identify root causes, formulate solutions, and collaborate with technology teams to implement fixes or enhancements.
  • Ensure customer-facing platforms perform reliably in production, minimizing negative customer impact from errors, downtimes, or performance issues.
  • Maintain documentation and audit trails to demonstrate compliance with regulatory expectations for system validation and ongoing monitoring.
  • Collaborate with internal audit, compliance, and regulatory bodies to provide transparency into post-implementation performance.
  • Support governance and control frameworks for credit risk platforms, perform ongoing risk assessments, and integrate risk controls into monitoring and escalation processes.
  • Work with technology teams to design and implement advanced monitoring tools, support performance and stress testing, and drive continuous platform optimization for resilience and scalability.

Requirements

  • Bachelor’s degree in information technology, Business, Risk Management, or a related field.
  • Advanced degrees (MBA, MS) and certifications in technology operations, risk management, or project management preferred.
  • 4+ years of experience in risk management, technology operations, or production monitoring in corporate banking/financial institutions.
  • Knowledge of corporate finance, financial modelling, credit and banking products, credit analytics, risk assessment, and transaction execution.
  • Experience in managing operational risk for technology platforms, with a focus on identifying, mitigating, and resolving production issues that impact business and customer outcomes.
  • Good understanding of credit risk management, technology platforms, and operational risk controls, particularly in the context of post-implementation processes.
  • Familiarity with modern monitoring tools, risk management frameworks, and production systems (SAS, Tableau, AI, Oracle) and relevant programming skills.
  • Ability to utilize statistical tools for risk, financial and data analyses including profiling, sampling, reconciliation, and quality testing.
  • Solid knowledge of regulatory requirements related to credit risk, data management, and customer-facing platforms.
  • Experience working with internal audit, regulatory bodies, and compliance teams to ensure transparency and adherence to risk and regulatory expectations.
  • Strong strategic thinking, problem-solving and analytical skills, including analysis using bureau/application/customer data to identify anomalies and adverse trends.
  • Good stakeholder management skills; clear and concise written and verbal communication skills.
  • Demonstrated accountability, self-motivation and business acumen.