Relationship Manage a portfolio of SME customers, understanding customer’s needs and business aspirations, and looking for opportunities to support them via Allica Bank services and through their own external networks
Originating SME lending opportunities for both existing and new customers from initial enquiry through to completion, including writing credit papers in line with Allica’s credit policy and appetite.
Delivering the business plan for your local area, and actively managing your objectives and personal development plan.
Making your colleagues proud that you represent Allica in your local area, by ensuring excellent service for local SME customers, prospects and advisors.
Working closely and collaboratively with all areas of Allica to ensure a seamless and professional service is always provided.
Being a positive contributor to Allica’s culture, and always demonstrating the bank’s values
Complying with all mandatory policies, and adherence to operational procedures to maintain internal controls.
Requirements
Highly capable Relationship Manager and Business Developer with a long-term track record of building high-value, trust based and long-lasting referral relationships.
You will need to have a strong understanding of SME banking, which must include a background in commercial lending.
You will be able to demonstrate a history of exemplary level of service, and of maximising the value with prospects and customers.
You will be able to demonstrate a passion for SMEs, be a self-starter and bring an entrepreneurial mindset to your work.
You will have excellent interpersonal and communication skills together with evidence of strong career progression and/or outperformance.
You’ll be able to evidence an ability to work expertly with customers, colleagues and advisors to structure new lending proposals and write credit applications.
You’ll have a proven track record in providing excellent customer service, and in generating new income opportunities whilst effectively managing credit risk.
You’ll demonstrate an ability to analyse and review financial accounts and associated information.
Benefits
Full onboarding support and continued development opportunities
Options for flexible working
Regular social activities
Pension contributions
Discretionary bonus scheme
Private health cover
Life assurance
Family friendly policies including enhanced Maternity & Paternity leave
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
SME bankingcommercial lendingcredit applicationsfinancial analysiscredit risk management