BVNK

Strategy

• Lead our credit strategy
• Design frameworks and credit strategies
• Conduct deep-dives into emerging areas of potential risk and opportunity
• Drive in-market actions
• Regularly assess and evaluate the effectiveness of the credit strategies
• Contribute to the optimisation of pricing strategies
• Collaborate with cross-functional teams
• Improve the mechanisms for tracking and reporting lending performance
• Identify key risks, opportunities and trends in a structured way
• Develop insightful reporting for decision-making committees
• Identify and work with internal and third-party data sources
• Support credit risk forecasting and analysis
• Assist with the annual review and challenge of the IFRS9 model methodology

Credit Strategy Manager – Senior Associate

Chief Marketing Officer

• Execute and optimise campaigns across Paid Social, Paid Search, Pmax, and other key channels.
• Provide key insights to help develop and drive strategy.
• Support the delivery of structured experiments & test-and-learn roadmaps to scale results efficiently.
• Ensure all activity is tracked comprehensively and maintain accurate reporting of campaigns and creative.
• Provide clear and actionable recommendations by analysing performance data.
• Set up and optimise workflows and integrations using tools like HubSpot and Zapier.
• Use AI and automation to improve speed, scale, and campaign effectiveness.
• Work closely with Brand, Product, Sales, Data, and Compliance to ensure aligned, compliant acquisition.
• Contribute to go-to-market execution and unify performance with brand-led growth.

Senior Performance Marketing Executive

Operations

• Own and deliver high-impact projects across growth, product, and commercial functions
• Identify opportunities through data, customer insight, and first-principles thinking
• Move from problem definition → strategy → execution without heavy oversight
• Partner with teams across marketing, product, operations, and leadership
• Rapidly test and implement new growth initiatives (channels, propositions, processes)
• Use technology and automation to improve speed and efficiency
• Bring structure to ambiguous problems and drive them to resolution

Senior Strategy & Operations Manager

Business Development Rep

• Providing first line support to KBIs and the Bank’s Operations Team through being an Asset Finance product and market expert. Being able to articulate the Bank’s values and lending appetite.
• Handling inbound calls and making outbound calls to develop new business, resolve any issues and progress transactions.
• Building and relationship managing a portfolio of UK based Asset Finance KBIs alongside the external BDMs with responsibility for managing the day-to-day operation of the portfolio and its profitability.
• Supporting and submitting lending applications where applicable, in line with Allica’s Credit Policy, ensuring sufficient information is provided to the Underwriters to enable them to make sound lending decisions.
• Working closely with field-based colleagues and the Head of Asset Finance / Chief Commercial Officer to ensure an integrated approach across our target markets.
• Owning the customer service provided to always ensure excellent service, and in every aspect, for KBIs, prospective customers and existing customers.
• Contribute to product and channel development.
• Maintaining accurate customer records and update Customer Relationship Management (CRM) systems.
• Being responsive to stretching and often competing requests.
• Promoting the Banks culture and values.
• Compliance with all mandatory policies and adherence to operational procedures to maintain internal controls.
• Establishing and actively managing objectives and a personal development plan.

Central Business Development Manager – Asset Finance

• To support the execution of the Bank’s Asset Finance KBI strategy and deliver a professional relationship management service to KBIs by providing an exemplary level of customer service and assisting in maximising value to Allica, KBIs and customers.
• Providing first line support to KBIs and the Bank’s Operations Team through being an Asset Finance product and market expert. Being able to articulate the Bank’s values and lending appetite.
• Handling inbound calls and making outbound calls to develop new business, resolve any issues and progress transactions.
• Building and relationship managing a portfolio of UK based Asset Finance KBIs alongside the external BDMs with responsibility for managing the day-to-day operation of the portfolio and its profitability.
• Supporting and submitting lending applications where applicable, in line with Allica’s Credit Policy, ensuring sufficient information is provided to the Underwriters to enable them to make sound lending decisions.
• Working closely with field-based colleagues and the Head of Asset Finance / Chief Commercial Officer to ensure an integrated approach across our target markets.
• Owning the customer service provided to always ensure excellent service, and in every aspect, for KBIs, prospective customers and existing customers.
• Contribute to product and channel development.
• Maintaining accurate customer records and update Customer Relationship Management (CRM) systems.
• Being responsive to stretching and often competing requests.
• Promoting the Banks culture and values.
• Compliance with all mandatory policies and adherence to operational procedures to maintain internal controls.
• Establishing and actively managing objectives and a personal development plan.

Account Manager

• Manage, retain and grow existing customer portfolio.
• Manage upsizing and renewals of existing customer facilities.
• Win new customers by managing the end-to-end process from application to onboarding.
• Originate SME lending opportunities from initial enquiry to completion.
• Deliver the Kriya Invoice Finance business plan and manage personal development plan.
• Ensure excellent service for SME customers and prospects.
• Collaborate with the wider sales team on new business opportunities.

Invoice Finance Relationship Manager

• Execute BAU (business-as-usual) treasury operations, including settlements, payments, reconciliations, reporting, and managing bank account signatories.
• Support continuous improvement by implementing and enhancing processes, procedures, and reporting aligned with business needs.
• Maintain and manage the Treasury Management System (TMS), ensuring accurate recording of all transactions.
• Perform derivative valuation reconciliations and analyse MTM (mark-to-market) movements.
• Prepare for month-end by gathering statements, posting fees/interest, and resolving reconciliation discrepancies.
• Carry out collateral management reconciliation, including margin calls and interest/coupon payments on derivatives.
• Approve trade confirmations for swaps and bonds.
• Process daily treasury payments accurately and on time.
• Monitor and report counterparty credit risk to ensure policy compliance.
• Manage daily collateral exchanges with the Bank of England, including related testing processes.
• Liaise with external counterparties (banks, brokers) to ensure smooth transaction execution and issue resolution.
• Support treasury-related projects, including new product launches and strategic partnerships.

Treasury Operations Analyst

Financial Crime

• Provide general administrative support across the Fraud and CDD teams.
• Upload, organise and maintain customer documentation within internal systems.
• Assist with Customer Due Diligence checks during onboarding and in life reviews.
• Ensure required documents and data have been received, highlight missing information, and outreach to customers where additional information is required.
• Support the logging and tracking of CDD & fraud alerts within internal systems.
• Maintain internal trackers and case records to ensure accurate audit trails.
• Update internal systems with customer and case information.
• Work with internal teams to obtain documentation when required.
• Support the wider Financial Crime team with general operational and administrative tasks.

Financial Crime Administrator

Financial Planning and Analysis

• Assess and underwrite invoice finance applications within personal discretion, in line with credit appetite policy and underwriting policies, utilising appropriate credit data and analytical tools
• Produce clear, accurate and concise written documentation, making clear recommendations to the Credit team for invoice finance application requests falling outside of personal discretion or outside of credit policy, escalating cases where necessary to the appropriate Delegated Lending Authorities
• Manage and own the end to end application process, liaising effectively with the sales team, legal team in terms of required security instructions and payment operations team to ensure facilities are appropriately documented and secured before draw-down
• Liaise with the Credit team as required in managing the credit risk environment, concentration risk and developing credit policy
• Undertake regular checks and monitor agreed controls to ensure risk and customer requirements are met at all times; escalating immediately any areas of concern
• Manage a portfolio of customers to a defined monitoring policy from a credit risk perspective
• Deliver excellent service to customers, their brokers and Relationship Managers, building and maintaining strong relationships in line with our values and defined customer experience standards
• Ensure compliance with all mandatory policies and adherence to credit procedures to maintain internal credit controls
• Fully understand and comply with operational procedures, requirements and SLA’s
• Help develop appropriate MI and KPI indicators and reporting, maintaining suitable MI to enable a detailed understanding of our portfolio
• Establish and actively manage a personal development plan
• Actively search for areas of improvement across the team and product and take ownership for delivery of these, setting a good example by displaying appropriate values and behaviour

Invoice Finance Underwriter

• Manage, retain and grow existing customer portfolio.
• Upsize and renew existing customer facilities.
• Win new customers by managing end-to-end process from application to onboarding.
• Understand customers’ needs and business aspirations.
• Deliver on the Kriya Invoice Finance business plan.
• Collaborate with the sales team on new business opportunities.

• Relationship Manage a portfolio of SME customers, understanding customer’s needs and business aspirations, and looking for opportunities to support them via Allica Bank services and through their own external networks
• Originating SME lending opportunities for both existing and new customers from initial enquiry through to completion, including writing credit papers in line with Allica’s credit policy and appetite.
• Delivering the business plan for your local area, and actively managing your objectives and personal development plan.
• Making your colleagues proud that you represent Allica in your local area, by ensuring excellent service for local SME customers, prospects and advisors.
• Working closely and collaboratively with all areas of Allica to ensure a seamless and professional service is always provided.
• Being a positive contributor to Allica’s culture, and always demonstrating the bank’s values
• Complying with all mandatory policies, and adherence to operational procedures to maintain internal controls.

Relationship Manager

Growth Marketing

• Analyse large, multi-source datasets to identify high-value accounts, segments, and growth opportunities.
• Develop account and audience prioritisation models based on behavioural, firmographic, and performance data.
• Generate insights on customer needs, decision drivers, and engagement patterns to inform ABM strategy.
• Define and monitor end-to-end growth and ABM KPIs, from engagement through pipeline creation and revenue impact.
• Partner with Growth and Marketing leaders to shape ABM and growth strategy using data-driven insights.
• Provide analytical input into campaign planning, including hypothesis development, success metrics, and measurement design.
• Support Sales alignment by analysing outreach effectiveness and identifying opportunities to improve targeting and sequencing.
• Design, evaluate, and interpret A/B and multivariate tests across messaging, targeting, channels, and sequencing.
• Quantify incremental impact and ROI to guide investment and prioritisation decisions.
• Translate test results into clear recommendations for scaling or iteration.
• Design and deliver insightful, visually compelling presentations to communicate key findings and strategic recommendations to stakeholders.
• Translate complex data into simple, actionable insights for both technical and non-technical audiences.
• Maintain regular reporting dashboards for ongoing monitoring of acquisition performance.
• Act as a trusted consultant to senior stakeholders, influencing decisions through structured analysis and clear storytelling.
• Collaborate closely with Marketing, Sales, Growth, and Data teams to ensure insights are actionable and adopted.
• Champion analytical rigour, experimentation, and continuous improvement across growth initiatives.

Credit Strategy Manager – Senior Associate

Senior Performance Marketing Executive

Senior Strategy & Operations Manager

Central Business Development Manager – Asset Finance

Central Business Development Manager – Asset Finance

Invoice Finance Relationship Manager

Treasury Operations Analyst

Financial Crime Administrator

Invoice Finance Underwriter

Invoice Finance Relationship Manager

Central Business Development Manager – Asset Finance

Relationship Manager

Senior Analytics Consultant – Growth & ABM