Through examinations and monitoring, Credit Review provides an independent assessment of the quality of credit decisioning, portfolio management, risk recognition practices and credit processes across the bank
Identifies existing and emerging risks, reports findings to stakeholders including executive management, Board of Directors, auditors, and regulatory agencies
Establishes and executes a risk-based coverage plan to monitor the Home Loans Portfolio(s)
Serves as a subject matter expert in Credit Review
Develops a risk-based plan to monitor and examine the portfolio
Performs transactional testing of credit process execution controls of new and existing clients
Leads associates or teams to ensure accurate and timely execution of Credit Review testing
Requirements
Minimum 8 years of consumer credit experience (credit review, direct lending, risk management and/or regulatory)
Experience in home loans lending
Ability to support conclusions through fact-based analysis and ability to influence senior leaders
Excellent credit analysis, project management and leadership skills
Strong organizational and communication skills, both written and verbal
Ability to manage multiple complex tasks while delivering high quality results
Bachelor’s Degree
Benefits
Industry-leading benefits
Access to paid time off
Resources and support to employees to make a genuine impact
Contribute to the sustainable growth of business and communities served
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
