Underwriter

• Manages an assigned book of pharmacy business with accountability for profitable growth, persistency, and earnings performance.
• Conducts case-specific risk assessments and develops account-level pricing strategies.
• Leads rate development and customer negotiations in collaboration with Sales for complex pharmacy accounts.
• Develops, executes, and monitors account plans to drive growth and profitability.
• Analyzes market trends and competitive dynamics to deliver strategic recommendations on pricing and product positioning.
• Influences underwriting best practices and provides consultative input to matrix partners on product development and pricing strategy.

Pharmacy Risk & Underwriting Lead Analyst

• Provide support and assistance to surety underwriting staff by handling administrative and routine underwriting tasks.
• Assists in gathering routine underwriting data and prescreens underwriting information as requested by underwriter.
• Ensures proper completion of bond forms and compliance with state requirements and maintains account and bond files as directed.
• Assists with inputting financial work in progress data received from contractors, utilizing computerized underwriting systems.
• Assists with the pursuit of information from broker/agents, and miscellaneous administrative duties.
• Responsible for accurate premium registration and invoicing, coding, pricing and commission calculations.
• Responsible for performing technical support functions and coordinating resolutions of technical support problems in the office.
• Processes bid and final bond requests within underwriting authority limits established for the account with underwriter supervision.
• Research premium entry and premium collection problems. Reviews with underwriter or operations manager for proper resolution.
• Manages Accounts Receivables activities, tracks outstanding items, and prepares weekly status reports for the AVP, Surety Operations.

Surety Underwriting Assistant

• Responsible for supporting the underwriting process for property coverages.
• Provide technical underwriting and administrative support for assigned new and renewal accounts.
• Collect and reconcile new and renewal submission information to prepare policy/account files for underwriter review.
• Review and analyze account information for necessary underwriting data.
• Maintain various databases to ensure all systems accurately reflect updated account information.
• Produce quotes and binders for new and renewal accounts/policies with minimal guidance.
• Perform quality control checks to ensure data accuracy and maximize the integrity of information.
• Provide excellent customer service in a timely and professional manner to internal and external customers.

Underwriting Assistant – Marine Underwriting

• Underwriting risks in a book of business for Equipment Breakdown accounts
• Utilizing underwriting policies, rating manual rules, and insurance regulations
• Determining appropriate pricing of complex underwriting risks
• Analyzing profitability and quality of complex risks
• Marketing products and services through agencies and brokers
• Developing agency and broker relationships

Underwriting Specialist, Equipment Breakdown

• Using and booking of policies and endorsements.
• Performing all pre-quote work required by underwriting.
• Supporting various underwriting processes and communication with agents.
• Working side by side with underwriters to maintain growth and profitability.
• Completing various administrative tasks including risk assessment and policy management.

Underwriting Assistant, Custom Property

• Functions as an independent and highly experienced underwriter able to manage large complex cases, although not all levels of complexity, with little or no support
• Determines whether to accept, modify, or decline a risk through evaluation of the client’s employee census data, claims history, and other pertinent information within guidelines such as rating formula’s, product filings and statutory requirements
• Independently applies Underwriting judgment, formulates pricing decisions, negotiates within their authority limit, and handles standard to complex reporting requests
• Understands and applies current pricing strategy across the book of business
• Works closely with sales staff, brokers and clients to discuss financial results and support or directly engage in the negotiation process
• Manage ad hoc projects, and or participate in periodic process and technical design work to improve service, efficiency, or profitability
• Confidently and effectively communicates point of view through both verbal and written communications and negotiates with internal/external partners in various roles
• Demonstrates an awareness of regional trends, competitive landscape and factors that influence the marketplace and regulatory environment
• Strong ability to help others gain an understanding of the underwriting process, including case reviews, identifying training needs and developing and delivering training
• Demonstrates problem solving skills on risk and service-related issues, and broad institutional knowledge in the development of solutions.

Lead MSL Underwriting Specialist

• Serve as the underwriting subject matter expert and primary business owner for Hamilton Select’s underwriting platform, partnering with Underwriting, Operations and Technology on architecture, product prioritization, and delivery.
• Translate underwriting, operations and distribution business needs into platform capabilities and digital solutions.
• Define and continuously refine underwriting workflows, rules, and data requirements across the business recognizing any planning for necessary differences in requirements between brokerage and binding authority business across all aspects of functionality and development.
• In conjunction with Human Resources, Communications, Underwriting Management, and Technology, support a comprehensive Change Management strategy to drive adoption across underwriting, distribution, and operations.
• Represent platform and digital distribution capabilities in senior leadership forums, steering committees, board-level reporting, and external partner discussions.
• Partner with Underwriting Management, Distribution and Technology to execute Hamilton Select’s Digital Distribution strategy, including prioritization of key brokers, portals, and exchange connectivity.

Head of Underwriting Platform Development

• Support Underwriters by performing a variety of tasks including the preparation and servicing of new and renewal accounts
• Set up underwriting files and applications by obtaining required documents and updating appropriate systems
• Review applications for accuracy and completeness
• Provide timely and professional customer service to agents
• Conduct research and run reports for initial risk analysis
• Track inspection requirements and recommendation status
• Rate and Issue new and renewal policies and endorsements
• Prepare quotations, binders or polices at the direction of the Underwriters
• Communicate with all levels of employees to confirm or obtain data needed

Underwriting Assistant

• Manage program/contract level lifecycle including input all required underwriting submissions, quotes, declines, and bind details accurately and promptly into the appropriate underwriting systems
• Adjust earned premium income, processing premium and non-premium bearing endorsements, addressing discrepancies by liaising with underwriter, broker, client or internal teams across Sompo
• Maintain accurate file documentation in accordance with company guidelines
• Produce reporting in support of normal duties or on demand underwriter requests
• Communicate with clients, brokers, and underwriters to gather additional information, clarify details, and address inquiries regarding underwriting submissions
• Collaborate with underwriting team members to relay information, coordinate tasks, and support the overall underwriting process
• Assist with internal and external audits by providing documentation and information related to underwriting activities
• Deliver excellent customer service as well as displaying a sense of urgency when addressing inquiries, resolving issues to ensure a positive experience for clients and stakeholders

Underwriting Assistant Analyst

• Accurately evaluate and underwrite HECM and/or Proprietary reverse mortgage loan files submitted by retail and wholesale production channels, in accordance with company policy and FHA HECM and Platinum program guidelines.
• Supervise a team of underwriters and monitor team performance for the review and decisioning of Reverse Mortgage loans
• Conduct second level reviews
• Assist as needed to resolve escalation questions
• Assist in hiring and training underwriters
• Collaborate with underwriters, processors, sales, and external brokers to assist with structuring Reverse transactions
• Review underwriting decisions and conditions, and may underwrite loans as needed
• Have a thorough knowledge of HECM and/or Proprietary Reverse underwriting guidelines and constantly staying on top of any changes
• Work closely with Underwriting Management to implement plans, improve consistency, efficiency, and shorten turn times.

Underwriting Team Lead

• Understand and analyze business reports needed in the underwriting processes
• Responsible for all risk selection/rejection, pricing, retention, growth, and profitability for their branch office
• Assess risk quality in compliance with company guidelines
• Review the underwriting of others and make recommendations for extending surety credit
• Develop and maintain strategic relationships with internal and external stakeholders
• Communicate effectively
• Deliver exceptional customer service

Commercial Surety Underwriting Specialist

• Lead an underwriting department for the Healthcare Practice Solutions Group (HPSG)
• Manage approximately 6 underwriters
• Oversee workflow and review of approval packages
• Recommend and/or approve loans within NCUM I credit authority
• Ensure adherence to Risk Policies and drive satisfactory regulatory audits
• Build and maintain productive relationships with business partners

National Commercial Underwriting Manager I – Healthcare Practice Solutions

• Work with Underwriter, ensuring that all required information is obtained, proper applications are completed
• Provide full assistance and support for the sales and production process
• Work with Underwriter when reviewing risks submitted by Producers
• Review indications, quotes, binders, submissions and policies for completeness and accuracy
• Become thoroughly familiar with the use of all agency management software systems and suggest labor saving uses
• Order and review inspections
• Issuance of Certificates of Insurance

• Design and execute underwriting strategies that drive profitable growth while ensuring strong, risk-adjusted returns.
• Establish and oversee underwriting guidelines, pricing models, and risk selection standards to ensure consistency and sound decision-making.
• Monitor and evaluate portfolio performance, underwriting KPIs, and loss trends to identify opportunities for improvement and optimize results.
• Lead, coach, and develop a high-performing team of commercial underwriters, ensuring alignment with company goals and fostering professional growth.
• Conduct quarterly quality assurance audits, assess underwriting accuracy and compliance, and present actionable insights to senior leadership.

Commercial CAT Underwriting Manager

• Responsible for achievement of top and bottom-line results for new and renewal business
• Deliver on underwriting profit results with focus on profitability, loss ratio and combined ratio
• Analyze group medical claims data, demographics, and plan designs to assess risk and determine appropriate stop-loss premiums
• Collaborate with distribution and actuarial teams on complex case evaluations, renewals, and new business opportunities
• Mentor and train junior underwriters, sharing technical expertise and best practices

Medical Stop Loss Underwriting Practice Lead, Accident & Health

• Define the roadmap, focusing on delivery models that inject intelligence into core client systems and strategic technology partners.
• Manage the development of human-centric systems that bolster human decision-making with deeper insights.
• Partner with property, peril, and analytics teams to ensure data is successfully transformed into actionable insights.
• Work with insurance carriers to deploy solutions that improve their decision integrity and velocity across a variety of workflows.

AVP, Product Management – Personal Lines Property Underwriting Intelligence

• Partner with the SVP to guide the underwriting approach for the Management Liability business, including risk appetite and decision authority.
• Review and provide input on complex or higher-exposure accounts, and step in on key deals as needed.
• Lead a team of five underwriters, supporting their day-to-day work, performance, and development.
• Maintain your own book of business, including underwriting decisions, broker engagement, and portfolio performance.
• Build and maintain relationships with wholesale brokers within the West region.
• Partner with Product, Actuarial, and Claims to adjust pricing, coverage, and underwriting approach as needed.
• Monitor portfolio trends and adjust underwriting approach where appropriate.
• Look for ways to improve workflows and make underwriting processes more efficient.
• Ensure underwriting practices align with regulatory requirements and internal guidelines.
• Support hiring, onboarding, and ongoing development of underwriting staff.
• Perform other duties as needed.

Vice President, Management Liability Underwriting

• Through collaboration with the EVP of the Excess Middle Market (MM), establish the underwriting direction, underwriting appetite, and underwriting authority for the Excess MM businesses to support profitability targets.
• Ensures compliance to underwriting direction, underwriting appetite, and underwriting authority through individual account discussions and underwriting audits.
• Collaborates with Excess MM leadership on the development of business plans, products, and IT support.
• Collaborates with Excess MM leadership to identify training needs and development of a plan to address needs.
• Coaches, mentors and directs training and development of the underwriting team to ensure underwriting quality and proficiency.
• Supports the development of staff through coaching, leading organizational change, cultivating relationships, putting staff in a position to succeed, and creating a climate where staff are motivated to do their best.
• Partner with support functions such as Product, Actuarial, Claims, Regulatory, Loss Control, and IT to ensure products are compliant, competitive, and profitable.
• Collaborate on the development of pricing models appropriate for various types of commercial lines.
• Coach, mentor, and direct training and development of individual underwriting teams to ensure underwriting and service quality and proficiency.
• Ensure regulatory and legal compliance.
• Identify and capitalize on expense reduction opportunities, through process and technology enhancements.
• Travel as needed. Perform other duties as assigned.

Vice President, Underwriting

• Manages the credit underwriting and credit administration functions for assigned portfolio
• Establishes the credit structure, Borrower Risk Ratings and Facility Risk Ratings for new and existing credit relationships
• Directs the Centralized Credit Management staff within assigned teams in monitoring the portfolio and/or origination of new credit exposure
• Provides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance and compensation decisions
• Guides the team to properly structuring new and existing credit exposure within the bank's risk appetite
• Ensures adherence to Risk Policies, implements operational risk processes, policies, and practices

National Commercial Underwriting Manager I – Small Business Portfolio Management

• Provide high-quality service to internal and external customers
• Monitor departmental inboxes and set up new and renewal submissions in systems on time
• Create and maintain electronic files; track completion to support audit compliance
• Analyze contracts and review underwriting documents to capture agreed terms accurately in systems
• Partner with underwriters to meet monthly deadlines and ensure premium is processed and booked
• Process premium adjustments and cancellations
• Follow up with underwriters to obtain missing or final documentation
• Complete quality reviews as assigned
• Support the annual self-audit process
• Use sound judgment to troubleshoot and resolve inquiries, including accounting and claims requests
• Identify process improvements and support system enhancements, including User Acceptance Testing
• Participate in special projects as needed
• Collaborate across teams to drive process optimization and continuous improvement
• Continuously build skills and knowledge to better support the business

Underwriter jobs in New Jersey

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Pharmacy Risk & Underwriting Lead Analyst

Surety Underwriting Assistant

Underwriting Assistant – Marine Underwriting

Underwriting Specialist, Equipment Breakdown

Underwriting Assistant, Custom Property

Lead MSL Underwriting Specialist

Head of Underwriting Platform Development

Underwriting Assistant

Underwriting Assistant Analyst

Underwriting Team Lead

Commercial Surety Underwriting Specialist

National Commercial Underwriting Manager I – Healthcare Practice Solutions

Underwriting Assistant

Commercial CAT Underwriting Manager

Medical Stop Loss Underwriting Practice Lead, Accident & Health

AVP, Product Management – Personal Lines Property Underwriting Intelligence

Vice President, Management Liability Underwriting

Vice President, Underwriting

National Commercial Underwriting Manager I – Small Business Portfolio Management

Senior Technical Underwriting Assistant – Reinsurance