Yellow Card App

Analyst

• Initiate and process high-volume payment transactions across multiple payment channels
• Review and validate payment requests for accuracy, completeness, and proper authorization
• Ensure all payments are executed within agreed timelines and in compliance with company policies
• Coordinate with internal stakeholders regarding payment queries
• Verify payment data accuracy, including vendor details, invoice information, amounts, and banking details
• Conduct pre-payment reviews to ensure all supporting documentation is complete and compliant
• Identify and resolve discrepancies in payment requests before processing
• Maintain accurate records of all payment transactions in the payment system
• Reconcile bank statements with internal payment records to ensure accuracy

Treasury Analyst

Operations

• Oversee daily payment operations, including deposits, withdrawals, refunds, reconciliations, and exception handling.
• Operationalise and manage company accounts, ensuring accuracy, liquidity alignment, and timely settlements.
• Lead, coach, and develop a team of payment analysts to maintain high performance and accountability.
• Ensure compliance with regulatory requirements and internal controls across all payment activities.
• Act as the primary escalation point for complex payment-related cases, ensuring quick and effective resolution.
• Be a key driver of the new treasury portal project to ensure all objectives and timelines of rollout are met.
• Ensuring a rotational schedule is set up within the team so that only certain payops members need to be available after a certain time of the day, for instance ,once or twice a week rather than daily.
• Be a key connection between the payops team and the reconciliations team to ensure the recons team understands all payments made by the payops team and that there are not too many after the fact queries by the recons team.
• Ensuring all bank accounts are properly added but also maintained in the treasury portal.
• Ensuring that for all operational processes, there are SOP’s that are properly signed off.
• Ensuring that sufficient redundancy and access to critical bank accounts are setup across regions.
• Ensuring sufficient liquidity is maintained across bank accounts for operational and trading purposes.
• Ensuring that country exposure is effectively managed to reduce FX exposure in EM’s.
• Proper management of ticketing system that is in place for all otc payment channels and providing monthly stats on these as a key KPI for the payops team.

Payops Manager

Payroll

• Prepare, review, and submit monthly payrolls across multiple countries, ensuring accuracy, completeness, and compliance with local regulations.
• Process payroll payments, including net salaries, taxes, pensions, bonuses, and statutory deductions, using the payroll platforms, Excel, and Google Sheets.
• Assist in managing special payroll runs such as annual bonuses, salary increases, retroactive pay, and off-cycle payrolls.
• Support the preparation of annual payroll returns and statutory filings.
• Reconcile payroll data to management accounts and audited financial statements.
• Maintain payroll documentation and ensure processes are audit-ready.
• Support payroll automation and standardisation across multiple countries.
• Coordinate with HR and Finance on new hires, terminations, transfers, compensation changes, leave schemes, garnishments, and benefits.
• Respond to employee payroll queries and escalate complex issues as needed.
• Assist in preparing and submitting VAT and withholding tax filings across Africa, Dubai, the UK, and the US.
• Support payroll-related tax reconciliations and ensure compliance with local regulations.
• Identify potential tax issues and implement corrective measures proactively.
• Liaise with external tax advisors as required.
• Identify payroll and tax process inefficiencies and suggest improvements.
• Analyze payroll and tax data to detect trends, discrepancies, or potential compliance risks.
• Take ownership of assigned tasks, follow through independently, and escalate issues when necessary.
• Support automation, standardisation, and scalability initiatives to optimize processes.

Senior Payroll & Tax Associate

Backend Engineer

• Design, build, and maintain scalable backend services powering mission-critical financial workflows.
• Own features end-to-end: from design and implementation to monitoring and iteration.
• Build and evolve event-driven, serverless & Kubernetes microservices.
• Collaborate with cross-functional teams to deliver reliable solutions.
• Write clean, testable, and maintainable code with the future in mind.
• Participate actively in architecture discussions, code reviews, and design reviews.
• Ensure systems are observable, resilient, and production-ready.
• Uphold and improve engineering standards, patterns, and best practices.

Senior Back-End Engineer

Sales

• Develop and implement sales strategies to drive growth and expand market share.
• Analyze market trends, identify business opportunities, and create sales plans.
• Work within the sales team to execute strategies and meet sales targets.
• Monitor and evaluate sales performance, making adjustments as needed.
• Acquire new business and partnerships, including prospecting, qualifying, and negotiating contracts.
• Identify target clients and segments, and generate new partnerships.
• Maintain accurate pipeline reports and ensure partner success.
• Negotiate business terms with technology partners and coordinate with relevant stakeholders.
• Drive new business revenues from financial institutions and affinity markets.
• Build product offerings to meet client needs and conduct regular reviews with senior leadership.

Sales Manager

Controller

• Transaction Tracking & Reconciliation: Monitor and reconcile cryptocurrency transactions across various platforms (wallets, exchanges, DeFi platforms, etc.). Verify and maintain transaction records for digital assets, ensuring consistency and accuracy. Reconcile cryptocurrency transactions to traditional financial systems and bank accounts.
• Ledger Management: Maintain the general ledger for cryptocurrency holdings, including detailed records of all digital asset transactions. Implement and manage internal controls for tracking and recording crypto asset transactions.
• Financial Reporting & Analysis: Prepare accurate and timely financial reports related to cryptocurrency transactions, including balance sheets, income statements, and cash flow reports. Ensure compliance with accounting standards, tax regulations, and industry best practices in the crypto space. Track and report on crypto asset holdings, gains/losses, and other relevant financial metrics. Analyze financial data to identify trends, risks, and opportunities related to crypto holdings.
• Tax Compliance & Reporting: Prepare tax reports related to cryptocurrency transactions, ensuring compliance with local and international tax laws (e.g., IRS, HMRC). Collaborate with external tax advisors and auditors to ensure crypto tax obligations are met. Provide guidance on tax implications for transactions, portfolio rebalancing, staking rewards, and crypto-to-fiat conversions.
• Audit & Internal Controls: Assist in the preparation for external audits, ensuring all crypto-related financial records are well-organized and compliant. Develop and maintain internal controls for crypto accounting to prevent errors and fraud.
• Blockchain & Cryptocurrency Knowledge: Stay up-to-date with evolving blockchain technologies, cryptocurrencies, and industry regulations. Analyze and assess new crypto projects, tokens, and emerging technologies for potential inclusion in the company’s portfolio.
• Team Collaboration & Communication: Work closely with the finance and operations teams to ensure smooth integration of cryptocurrency transactions with traditional accounting systems. Provide training and support to internal teams regarding crypto accounting practices and policies.
• Other Duties: Participate in ad-hoc projects as required by the finance department. Assist with process improvements and the automation of crypto accounting procedures.

Crypto Controller

Accountant

• Download bank statements from various Group banking portals.
• Reconciliation of Bank statements.
• Continuous maintenance and improvement of templates and standard operating procedures.
• Work with automation teams to automate processes and drive efficiencies within the department.

Senior Accountant – Banking

• Assist in leading financial operations for subsidiaries across multiple jurisdictions, ensuring accurate IFRS reporting and intercompany reconciliations.
• Support month-end and year-end close processes, including preparation of financial statements (P&L, Balance Sheet, Cash Flow) and group consolidations.
• Maintain the general ledger and perform multi-currency bank reconciliations, ensuring accuracy and compliance with internal controls.
• Assist in tax accounting processes, including VAT, Withholding Tax, and Corporate Income Tax filings.
• Participate in external audit processes by preparing schedules and supporting documentation.
• Contribute to ERP and automation projects to improve efficiency and reporting accuracy.
• Prepare detailed financial analysis and variance reports for management review.
• Ensure timely communication with Compliance and Product teams to meet regulatory requirements.
• Maintain accurate records and documentation for all financial transactions.
• Demonstrate ethical finance practices and support continuous learning within the team.

• Establish a deep understanding of the Finance team’s requirements, identify and fill data gaps, and aid the generation of new ideas that increase automation, drive efficiencies, increase data accuracy, and improve the flow of data between systems.
• Deliver solutions to the Finance team to increase automation, drive efficiencies, increase data accuracy, and improve the flow of data between systems via integrations and automation
• Drive growth through a data-first and automation-first ethos.
• Proactively identify areas that need improving or updating, finding solutions based on thorough research and deep analysis
• Research for data solutions, including analysis of internal analytics data, AI tools, financial data reporting, summarising, and presenting insights
• Operationalise the daily, weekly, and monthly understanding of reports and flow of data through automation and establishing dashboards that are widely accessible through collaboration with the engineering team and stakeholder-driven objectives.
• Work closely with VP Finance, Financial Controller, and Director of FP&A to identify data automation opportunities and effectively prioritise projects to ensure maximum efficiencies [in terms of time savings for the team] are delivered every week.