Underwriter

• The primary responsibility of the Worldpay Credit team member is to review large credit risk exposure accounts with a focus on the merchant’s credit fundamentals.
• Analysis is performed to ensure adequate financial strength in relation to the potential exposure generated from the payment processing relationship.
• Perform thorough financial analysis on prospective and current merchants, while collaborating with internal and external partners to mitigate and manage risk to Worldpay.
• Obtains and reviews the financial statements of merchants
• Performs extensive analysis of financial statements and providing an assessment of their credit profile and making supportable recommendations for exposure
• Effectively evaluates complex business arrangements and structures; able to dive deep into the background and operations of a merchant.
• Recommend and establish appropriate credit limits and collateral to minimize and manage risk; Position may be granted credit authority
• Communicates effectively and professionally with internal and external clients
• Exercises sound judgment in assessing potential regulatory and reputational risks
• Monitors and communicates credit concerns to management

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