Home Mortgage Disclosure Act (HMDA) Data Integrity Testing Specialist – Fair Banking Compliance
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Senior Lead Compliance Officer – Structured Products Group
Wells Fargo
full-time
Posted on:
Location Type: Hybrid
Location: Charlotte • New York, North Carolina • 🇺🇸 United States
Visit company websiteSalary
💰 $159,000 - $305,000 per year
Job Level
Senior
About the role
- Serve as a subject matter expert on regulatory requirements impacting Structured Products Group (SPG) including Regulation Asset-Backed Securities (Regulation AB), Regulation RR, Volcker Rule, TRACE, and other applicable FINRA, SEC, FRB, and OCC rules
- Provide compliance advisory support for Asset-Backed Securities (ABS) issuance, syndication, and lending activities
- Support the day-to-day SPG compliance program and address inquiries related to regulatory requirements
- Prepare and provide management ready communications and reporting of compliance issues and activities
- Accountability for executing on compliance initiatives impacting SPG mandate
- Oversee and challenge the execution of compliance programs by the Front Line
- Develop, implement, and monitor risk-based compliance programs and controls
- Provide regulatory compliance risk expertise and consulting for high-risk projects and initiatives
- Conduct compliance risk assessments and support regulatory exams, audits, and inquiries
- Monitor and assess regulatory developments and their impact on SPG activities
- Design and deliver targeted compliance awareness training
- Collaborate with Legal, Risk, Audit, and other internal stakeholders
- Prepare management-ready reports and communications on compliance issues
- Support regulatory change management and corrective action planning
- Assess employee licensing requirements and ensure compliance with registration obligations
- Demonstrate deep knowledge of SPG products, associated risks, and the control environment
- Evaluate industry practices and regulatory developments to inform internal policies and procedures
- Build strong partnerships with internal stakeholders including Legal, Operational Risk, Credit, and Market Risk teams
Requirements
- 7+ years of Compliance experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
- Advanced degree or certification (JD, CRCM, etc.)
- Expertise in FINRA, SEC, FRB, and OCC regulations related to broker-dealer and ABS activities
- Familiarity with traditional lending regulations (Reg B, FCRA, UDAAP, SCRA, Reg W, Reg O, FDPA)
- Experience executing compliance activities related to Structured Products origination, syndications and lending
- Knowledge of CFPB and consumer lending regulatory frameworks
- Strong knowledge of capital markets and broker-dealer regulations
- Experience with Fixed Income and Structured Products compliance programs
- Excellent communication, analytical, and problem-solving skills
- Demonstrated ability to manage multiple priorities in a fast-paced environment
- Proven experience drafting policies and procedures and delivering compliance training
- Ability to work independently and collaboratively in a team-oriented setting
Benefits
- Health benefits
- 401(k) Plan
- Paid time off
- Disability benefits
- Life insurance, critical illness insurance, and accident insurance
- Parental leave
- Critical caregiving leave
- Discounts and savings
- Commuter benefits
- Tuition reimbursement
- Scholarships for dependent children
- Adoption reimbursement
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
compliance risk assessmentsregulatory compliancerisk-based compliance programscompliance trainingStructured Products complianceAsset-Backed Securities (ABS)broker-dealer regulationscapital markets knowledgeregulatory change managementcompliance reporting
Soft skills
communication skillsanalytical skillsproblem-solving skillsability to manage multiple prioritiesindependent workcollaborative teamworkrelationship buildingorganizational skillsattention to detailadaptability
Certifications
JDCRCM