Manager, Regulatory Change Management
TD
Home Mortgage Disclosure Act (HMDA) Data Integrity Testing Specialist – Fair Banking Compliance
TD
full-time
Posted on:
Location Type: Hybrid
Location: Mount Laurel • Maine, New Jersey, New York, North Carolina, South Carolina • 🇺🇸 United States
Visit company websiteSalary
💰 $95,264 - $155,376 per year
Job Level
Mid-LevelSenior
About the role
- Conduct complex data integrity reviews within deadlines to ensure the accuracy and completeness of HMDA Loan Application Register (LAR) data
- Leverage HMDA background to produce accurate reporting of findings identified in data integrity reviews
- Provide HMDA compliance support to Residential Lending, Small Business & Commercial, and/or Capital Market business lines
- Collaborate with the Compliance Unit Advisory teams to present objective guidance promoting strong compliance controls and processes
- Assist in response to periodic examinations by regulatory agencies and internal audit, ad-hoc requests related to the HMDA LAR, business specific inquiries, and reviewing policies, procedures, and documents for compliance
Requirements
- Undergraduate degree or advanced technical degree preferred (e.g., math, physics, engineering, finance or computer science)
- Graduate's degree preferred with either progressive project work experience, or; 5+ year of relevant experience; higher degree education and research tenure can be counted
- Advanced knowledge of HMDA reporting requirements strongly preferred
- Advanced knowledge of Wiz SaaS strongly preferred
- Advanced knowledge of Encompass strongly preferred
- Proficiency in Microsoft Office applications
- Advanced Excel strongly preferred
- Solid knowledge of Residential Lending and/or Small Business/Commercial Lending compliance advisory standards, procedures, laws, rules, regulations and controls
- Solid knowledge of broader enterprise lending platforms (i.e. Encompass, nCino, Fidelity) and data sources with ability to interpret data
- Skill in using analytical software tools, data analysis methods and reporting techniques
- Ability to pay high attention to details and deliver under tight timeframes with multiple key stakeholders with different needs/requirements
- Strong written and verbal communication skills including a demonstrated ability to clearly provide reports that identify and quantify risk
- Ability to work independently and prioritize and manage own workload to deliver quality results and meet assigned timelines
Benefits
- Health insurance
- Retirement plans
- Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
- Career development
- Reward and recognition
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
data integrity reviewsHMDA reporting requirementsdata analysis methodsreporting techniquesadvanced Excelanalytical software toolscompliance advisory standardslending compliance lawsdata interpretationproject work experience
Soft skills
attention to detailtime managementindependent workprioritizationcommunication skillsreport writingcollaborationobjective guidancestakeholder managementproblem-solving