Senior Analyst, Credit Analytics

Upstart

full-time

Posted on: 9/18/2025

Origin: • 🇺🇸 United States

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💰 $128,900 - $178,500 per year

Senior

Amazon RedshiftPythonSQLTableau

About the role

Partner with the Data Analytics vertical teams, Machine Learning, Product, Engineering, and Finance teams to shape credit metrics and narratives, financial forecast, and driving consensus in the state of Upstart platform
Influence Upstart’s credit platform and investor/lending community through informing decisions, opportunities, and risks, while supported by deep understanding and insights on Upstart’s machine learning model, credit, and valuation
Lead and develop analytics on underwriting decisions, credit monitoring, model impacts, asset forecast, and valuation modeling to conduct in-depth analyses on credit data, trends, and anomalies that drive model and product decisions
Build foundational forecast models, data pipelines, and automated reporting to enable robust and dynamic credit intelligence for Upstart analyst community
Collaborate with the analyst community on best practices and foster a center of excellence on data, credit, and analytics

3+ years in professional experience with demonstrated growth in technology and financial industry
Experience in credit analytics, valuation, and/or quantitative financial model development with Python, R, & SQL
Experience in decisioning supported by large datasets, data modeling, and data pipelines using tools like Databricks, DBT, Looker, Snowflake, & Redshift
Degree in Economics, Statistics, Engineering, Data Science or other quantitative field
Demonstrated ability to work collaboratively and in deep partnership with cross-functional colleagues especially in Finance, Product, Data Engineering, ML teams
Ability to craft executive-ready narratives around complex business or performance topics, leveraging visualization and dashboards (e.g., Tableau, PowerBI, Looker)
Experience in consumer lending strategy, and/or investment experience in consumer credit capital markets, private credit, structured products
Experience in coaching and mentoring junior team members on technical subjects