UMB Bank

Manager

• Execute portfolio management activities for monitoring, identifying, and managing credit risk of CRE portfolio
• Manage credit risks of assigned CRE loan portfolio, typically loans > $5,000,000
• Partner with Relationship Managers to lead oversight and management of assigned CRE loans/relationships
• Perform credit underwriting duties for existing client relationships, including detailed credit analysis, annual reviews, modifications/extensions, repayment capacity assessment, loan structuring recommendations, collateral analysis, and pricing models
• Prepare and present credit packages for credit and loan committee review and approval
• Monitor and document covenant compliance per loan documents and bank policy
• Follow protocols to monitor and cure documentation exceptions, past due financial reporting, and covenant issues
• Recognize and manage early warning signs through recurring analysis of borrower/guarantor/property financial performance
• Provide recurring customer service and participate in joint sales calls with Relationship Managers
• Perform various projects/tasks as needed and other duties as assigned

Portfolio Manager II, Commercial Real Estate

Analyst

As a Sr. Privacy Analyst, perform essential activities for UMB's Privacy Program and support CISP.
Hybrid schedule: on-site Tue–Thu in downtown Kansas City, MO; remote Mon & Fri.
Support incident response: evaluate privacy ramifications of security incidents and contribute to root cause analysis and corrective actions.
Design/implement controls aligned with GLBA, GDPR, HIPAA, U.S. state privacy laws (e.g., CCPA), and NIST Privacy Framework.
Monitor, inventory, assess and suggest improvements to data privacy practices across lines of business.
Perform periodic risk assessments for control design and performance effectiveness.
Support adjacent programs: records management, information security, and privacy external communications.
Develop and maintain relationships across Legal, Risk Management, Audit, IT, Operations, and Business Development.
Lead special projects and other duties as assigned.

Senior Privacy Analyst

Product Manager

• The Digital Channels Product group delivers online and mobile solutions for the Bank’s clients, including consumers, small businesses, and corporates. As the Senior Digital Product Manager, you will be a thought leader around the execution of our digital strategy and responsible for prioritizing and managing the delivery of the Bank’s online solutions. This role is hybrid (Mon through Thu on-site; Fri remote) for candidates in the Kansas City metropolitan area and open to qualified remote candidates outside of the Kansas City area but only within the US.
• Create product roadmaps for the Digital Channel using industry trends, market research, Voice of Client feedback, and input from key stakeholders.
• Analyze and report on channel usage and trends.
• Create Epics and Features for development and partner with teams to create and prioritize stories for Agile delivery.
• Serve as a Channel Subject Matter Expert for internal teams, including Line of Business partners, sales, servicing, and support groups.
• Work closely with other Product Managers to deliver new functionality and capabilities through the Digital Channels.
• Identify and partner with key vendors, fin-techs, etc. to develop and expand the go-to market offerings.
• Partner with internal departments (compliance and legal) to ensure that all product features and functionality meet company and regulatory standards.
• Ensure all internal and external product documentation and due diligence is current.
• Lead efforts to Productize Commercial APIs, including information reporting, payments, and onboarding APIs.
• Establish repeatable procedures to enable Commercial clients to leverage standard APIs.