UMB Bank

Manager

• Coach associates on performance; including proactive sales conversations, operational items and customer interactions
• Assisting or providing guidance on how to handle complex account maintenance and resolve customer escalations
• Collaborate with internal partners, such as small business officers, mortgage officers, private wealth manager and others
• Receiving continued education and training empowering you to meet individual sales performance and operational goals

Branch Manager

Financial Crime

• Investigate customer transactions representing increased risk for money laundering or terrorist financing
• Prepare clear and concise dispositions on daily alerts and reports
• Perform customer relationship reviews based on new account opening and higher risk attributes
• Prepare clear and concise reports detailing customer relationships and associated BSA/AML risk
• Assess the effectiveness of existing controls performed by UMBFS transfer agency
• Test to evaluate performance quality and document any gaps or deficiencies
• Confirm effectiveness of control environment across UMB FS operations
• Responsible for first level disposition of OFAC and 314a suspects from batch reporting

BSA/AML Analyst I

Community Manager

• Represent UMB at community events and business development functions
• Promote financial awareness and identify community needs to align with product and services
• Establish and maintain referral relationships with community based organizations, internal partners, real estate agents and customers
• Recommend product or services based on feedback from the community to enhance current credit offerings
• Counsel and pre-qualify potential home buyers on credit and affordability
• Facilitate pre-qualification/pre-approval analysis, explain rate, terms, payment amount and mortgage insurance to applicants
• Provide necessary information and inform applicants of status with clear communication
• Focus efforts to expand home ownership for first time buyers
• Provide financial education trainings to serve the needs of the community
• Interact with housing agencies and government entities that focus on community lending to stay relevant to serve our community needs
• Structure and originate first mortgage loans and gather supporting documentation to meet federal, state and company regulations and policy and procedures
• Promote bank wide products and programs that focus on the communities UMB serves

Community Mortgage Banker

Artificial Intelligence

• Ensure that all transactions are processed accurately, timely, and completed in their entirety
• Participate in projects/project teams and client conversions
• Test new systems and programs to improve efficiency and effectiveness
• Perform comprehensive review of all investor documents to ensure accuracy
• Input investor information into database ensuring 100% accuracy
• Review the work of others specialists and provide constructive feedback
• Assist with writing and updating procedures

Operations Specialist I – AI

Product Manager

• Translate business requirements into detailed data, product specifications, and technical requirements
• Work closely with data engineering, data science, data governance, and platform teams to develop and launch data products
• Collaborate with Data Product Owner to define, articulate, and champion the vision, mission, and strategic roadmap for data products
• Assess complex business challenges, recommending leading practices to enhance and differentiate data products
• Develop and maintain a product roadmap that outlines the development and release schedule for data products, including managing backlog and assists with planning upcoming pipeline
• Prioritize features and enhancements based on customer feedback, market needs, and business goals
• Collaborate with a team to develop comprehensive documentation for data products, including user guides, technical specifications, and FAQs, including ensuring data mapping, lineage, definitions, and controls are documented in the data management tooling solution
• Co-develop data product lifecycle, from ideation and prototyping to testing, deployment, and support
• Understand the integration of data from various sources into data products
• Ensure products are scalable, reliable, secure, and compliant with industry standards and regulations
• Develop and monitor key performance indicators (KPIs) to measure product success and impact
• Analyze product performance data to identify areas for improvement and make recommendations for optimization
• Regularly communicate product updates, strategic vision, and performance metrics to stakeholders, ensuring alignment and transparency
• Convey complex technical concepts to non-technical stakeholders
• Help establish a culture of trust and accountability within the data product team and with other stakeholders, including working with the data product team to develop their skillset

Data Product Manager

Compliance

• Develop and review financial models for CLO’s and related transactions
• Configure models based on documentation specifications
• Maintain automated processes that streamline functionality
• Partner with the Relationship Managers to ensure the modeling & resulting data match client expectations
• Build templates that generate the monthly compliance and quarterly waterfall reports
• Provide continuous maintenance and support of both deal modeling and reporting
• Identify and communicate any potential gaps with current systems and processes

Compliance Modeling Analyst – CLO

Data Engineer

• Define and implement enterprise-wide AI data architecture strategies to enable secure, scalable, and compliant AI/ML adoption across the organization.
• Design canonical data models, metadata frameworks, and pipelines to support AI/ML model development, training, deployment, and monitoring.
• Establish standards for data quality, lineage, master data management (MDM), and “golden record” frameworks to ensure reliable AI outputs.
• Collaborate with data governance, compliance, and security teams to enforce policies for ethical and responsible AI data usage.
• Architect and oversee AI-ready data platforms (cloud, hybrid, and on-prem) to integrate structured, unstructured, and streaming data sources.
• Implement modern data architectures (e.g., data mesh, data fabric, Lakehouse, Apache Iceberg/Delta Lake) to accelerate AI/ML projects.
• Optimize AI/ML workloads on cloud platforms (AWS, Azure, GCP) and manage data pipelines using tools like Kafka, Glue, Spark, and Snowflake.
• Partner with AI engineers, data scientists, and business leaders to align data architecture with financial products, regulatory compliance, and risk management needs.
• Provide architectural leadership in modernization efforts (real-time payments, fraud detection, personalization engines, and regulatory reporting).

AI Data Architect

Financial Planning and Analysis

• Explain analyses to senior leadership that will influence their strategic decisions
• Create and determine return on investments for a project or product
• Navigate in Microsoft Excel and Microsoft PowerPoint to turn raw data into effective presentations or reports
• Collaborate with a diverse group of business partners across all of UMB’s footprint

Senior Financial Analyst

• Provide administrative support to sales associates and provide customer service to internal and external clients within Asset Management
• Work with high production volume and the most sensitive external clients
• Buy, sell and trade securities, as well as take and place securities orders as directed
• Run self-service analyses, look for and executing on trading opportunities
• Provide training and mentoring to lower-level associates
• Mentor and train new sales associates
• Develop and execute customer-approved investment strategies
• Open new securities accounts
• Respond to customer service problems/questions from internal and external sources in a professional and timely manner
• Complete necessary documentation/research for any account maintenance changes and ensure that the change is completed
• Take and place orders, provide market and account information, document preparations, mailing, submission and filing
• Prepare and deliver customer analysis, reports and communications
• Interact with partners in various areas in operating to ensure accurate set up of new account services, resolve operational problems, process various money movements/transactions, wire transfers, fraud and investigation
• Build positive relationships with coworkers and clients conducive to obtaining referrals and new business generation
• Responsible for all documentation required to meet compliance standards and Bank regulations
• Process all expense reports and mileage reports monthly
• Successfully navigate and transact within the appropriate computer system
• May work on multiple systems across different lines of business within Asset Management
• May support multiple lines of business across IBD
• May work on special projects
• Other projects as assigned

Capital Markets Investment Officer

Accountant

• Oversee general ledger accounting functions for multiple funds
• Prepare and review preliminary trial balance and NAV calculation for multiple funds
• Monitor and analyze income and expense accruals to ensure GAAP compliance
• Analyze corporate action application for GAAP compliance
• Reconcile cash settlements to the custodian and prime broker records
• Reconcile position quantity to the custodian and prime broker records
• Investigate and resolve cash or position discrepancies
• Review and resolve trade detail exceptions
• Analyze security pricing exceptions
• Partner with various internal/external parties to ensure compliance with SEC regulations, IRS, and GAAP reporting regulations
• Coordinate audit materials as well as responses to audit inquiries
• Other duties as assigned

ETF Fund Accountant

Operations

• Serve as a lead technical resource for advisors, collaborating with them to resolve complex client matters and ensure high-quality service delivery
• Oversee day-to-day operations, monitor service levels, produce reports, and streamline internal processes to enhance efficiency and client satisfaction
• Handle escalated issues and manage client and participant engagement strategies
• Develop sales support strategies, drive operational initiatives, and contribute to budget/strategic planning
• Provide resources, tools (CRM), training, and materials (proposals, presentations) to sales teams for efficiency
• Act as a key liaison for complex inquiries from plan sponsors, brokers/agents, and financial partners
• Design, implement, and sales support sales processes, systems (like Salesforce), and technology, ensuring data accuracy
• Create accurate, timely reports on client portfolios, analyzing performance/risk, ensuring data accuracy from various recordkeeping partners
• Collaborate with investment teams to explain financial data to clients
• Monitor market trends and drive adoption of advisory solutions
• Oversee billing operations for Retirement Plan Services, processes (invoicing, claims, A/R)
• Ensure compliance and efficiency to maximize revenue
• Ensure all business activities effectively identify, measure, monitor, and control risks in accordance with company policies and procedures

Manager – Retirement Services Operations, Sales Support

• Develop and apply Corporate Trust knowledge to each initial account review to ensure the account is properly set up and functioning per the governing documents
• Use Excel, UMB systems, and industry systems to review documents, manage accounts, and monitor activities
• Partner with internal teams including the Relationship Management team to prepare summaries and reports, and make recommendations on changes to policies and procedures.

Compliance Specialist I/II – Corp Trust

Crypto

• Support development and execution of strategy across digital assets and emerging technologies.
• Support the assessment/development of potential blockchain use cases by analyzing business value, operational considerations and implementation challenges.
• Contribute to internal experimentation and innovation initiatives.
• Monitor market, competitive, and regulatory developments to inform strategic direction.
• Help define user journeys, feature requirements, and platform capabilities.
• Assist in building business cases and support financial modeling for new initiatives.
• Partner with technology, product and operations teams to enhance client experience.
• Identify opportunities to unify experiences across segments where appropriate.
• Define and retrieve required data to generate insights on business needs and opportunities.

Digital Asset and Banking Analyst

General Counsel

• Review and comment on structured finance documents, escrow agreements, Municipal and Corporate Bond and note documents and other transaction documentation.
• Advise administrators on post-closing extraordinary administrative duties of a legal nature.
• Maintain expertise and advise Compliance Officer and Corporate Trust Relationship Managers regarding risk & compliance matters.
• Advise Corporate Trust department on various legal issues.
• Maintain current on legal and compliance issues that may impact Corporate Trust department.
• Strategize with management on new opportunities, products and overall vision of CT.
• Create and maintain referral relationships with transaction counsel.
• In conjunction with Sales and Management, visit clients and attend industry conferences.
• Work closely with Relationship Managers and Management on ensuring smooth transaction closings.
• Stay active in life of the trust transactions, assisting with changes made to the transactions.

Branch Manager

BSA/AML Analyst I

Branch Manager

Community Mortgage Banker

Operations Specialist I – AI

Data Product Manager

Compliance Modeling Analyst – CLO

AI Data Architect

Senior Financial Analyst

Capital Markets Investment Officer

ETF Fund Accountant

Manager – Retirement Services Operations, Sales Support

Compliance Specialist I/II – Corp Trust

Digital Asset and Banking Analyst

Associate Legal Counsel – Corporate Trust