UMB Bank

Financial Planning and Analysis

• Design, implement and deploy Oracle ERP cloud solutions to achieve defined business goals
• Maintain skills in Oracle applications process design and configuration
• Identify, assess and solve complex business problems for area of responsibility
• Develop and implement process improvements
• Work closely with user and management to maintain and improve the operations
• Make recommendations to users and management regarding system expansions and enhancements
• Advocate for change and assist in aligning team initiatives to Company's strategic goals and priorities
• Troubleshoot and test technical and non technical solutions required to satisfy clients' needs
• Collaborate with Oracle on monitoring, security, and performance tuning

Oracle Financials Developer

Manager

• Partner with loan officers to effectively administer the management of assigned commercial banking relationships
• Perform credit underwriting duties for existing/prospective client relationships
• Perform detailed credit analysis to determine borrower/guarantor repayment capacity
• Make appropriate loan structuring recommendations
• Complete credit packages for credit committee approval
• Preparation of underwriting documents including collateral analysis on multiple asset classes
• Monitor borrowing base reports and covenant compliance
• Maintain tracking of documentation exceptions, past dues, field exams, borrowing base reports and covenant exceptions
• Manage early warning signs for the portfolio
• Analyze borrower/guarantor financial performance upon receipt of reporting requirements
• Provide recurring customer service to existing and prospective clients

Senior Portfolio Manager

• Operate Excel and UMB accounting systems to perform general ledger accounting functions
• Enter trade information, price securities, and reconcile accounts
• Ensure data accuracy and prepare client financial statements and reports to share with investors
• Interact with clients to address any requests as well as handling correspondence to the client investor base

Fund Accountant I, II, III – Alternative Investments

• Responsible for selling investment securities to assigned correspondent bank or non bank institutional clients
• Partner with sales team to expand existing customer relationships
• Work closely with partners (sales, product, marketing) to reconcile and execute on the customer and market intelligence obtained through analytics and substantive feedback back into product strategy
• Support business development effort through calling by phone and in person, direct mail, presentations and referrals
• Other duties as assigned

IBD Investment Officer

Software Engineer

• Developing enhancements/features on current Alternative Investments applications in 4D
• Supporting, maintaining and upgrading 4D applications as needed
• Learning cloud-based application architectures and best practices
• Assist in the design and implementation of cloud-based architecture including influencing the system architecture and platform design for multiple products/verticals
• Deliver high-availability services and/or create responsive, performant, and maintainable websites including building scalable solutions in a cloud-based infrastructure using common design patterns and principles
• Become a domain expert on the Alternative Investments business and systems
• Assist in driving the team’s technical strategy and direction including implementation of key coding principles
• Provide mentorship to members of the team and help foster a learning environment

4D Application Developer

• Execute portfolio management activities for monitoring, identifying, and managing credit risk of CRE portfolio
• Manage credit risks of assigned CRE loan portfolio, typically loans > $5,000,000
• Partner with Relationship Managers to lead oversight and management of assigned CRE loans/relationships
• Perform credit underwriting duties for existing client relationships, including detailed credit analysis, annual reviews, modifications/extensions, repayment capacity assessment, loan structuring recommendations, collateral analysis, and pricing models
• Prepare and present credit packages for credit and loan committee review and approval
• Monitor and document covenant compliance per loan documents and bank policy
• Follow protocols to monitor and cure documentation exceptions, past due financial reporting, and covenant issues
• Recognize and manage early warning signs through recurring analysis of borrower/guarantor/property financial performance
• Provide recurring customer service and participate in joint sales calls with Relationship Managers
• Perform various projects/tasks as needed and other duties as assigned

Portfolio Manager II, Commercial Real Estate

Analyst

As a Sr. Privacy Analyst, perform essential activities for UMB's Privacy Program and support CISP.
Hybrid schedule: on-site Tue–Thu in downtown Kansas City, MO; remote Mon & Fri.
Support incident response: evaluate privacy ramifications of security incidents and contribute to root cause analysis and corrective actions.
Design/implement controls aligned with GLBA, GDPR, HIPAA, U.S. state privacy laws (e.g., CCPA), and NIST Privacy Framework.
Monitor, inventory, assess and suggest improvements to data privacy practices across lines of business.
Perform periodic risk assessments for control design and performance effectiveness.
Support adjacent programs: records management, information security, and privacy external communications.
Develop and maintain relationships across Legal, Risk Management, Audit, IT, Operations, and Business Development.
Lead special projects and other duties as assigned.

Senior Privacy Analyst

Product Manager

• The Digital Channels Product group delivers online and mobile solutions for the Bank’s clients, including consumers, small businesses, and corporates. As the Senior Digital Product Manager, you will be a thought leader around the execution of our digital strategy and responsible for prioritizing and managing the delivery of the Bank’s online solutions. This role is hybrid (Mon through Thu on-site; Fri remote) for candidates in the Kansas City metropolitan area and open to qualified remote candidates outside of the Kansas City area but only within the US.
• Create product roadmaps for the Digital Channel using industry trends, market research, Voice of Client feedback, and input from key stakeholders.
• Analyze and report on channel usage and trends.
• Create Epics and Features for development and partner with teams to create and prioritize stories for Agile delivery.
• Serve as a Channel Subject Matter Expert for internal teams, including Line of Business partners, sales, servicing, and support groups.
• Work closely with other Product Managers to deliver new functionality and capabilities through the Digital Channels.
• Identify and partner with key vendors, fin-techs, etc. to develop and expand the go-to market offerings.
• Partner with internal departments (compliance and legal) to ensure that all product features and functionality meet company and regulatory standards.
• Ensure all internal and external product documentation and due diligence is current.
• Lead efforts to Productize Commercial APIs, including information reporting, payments, and onboarding APIs.
• Establish repeatable procedures to enable Commercial clients to leverage standard APIs.