Tilt (formerly Empower)

Data Scientist

• Architecting the Future: You won't just run experiments; you’ll own the development and testing of deep learning architectures (transformers, embeddings, and NNs) that define how Tilt understands risk.
• Driving Strategy Across Teams: You’ll partner with peers in Engineering and Product to ensure our models aren't just "smart" in a lab, but effective and scalable in the real world.
• Translating Insights into Solutions: You’ll look past the symptoms of a data problem to find the root cause. You’ll define trade-offs and turn complex findings into clear, actionable solutions for our lending platform.
• Owning the Workstream: With general direction from leadership, you will take full ownership of your projects—from initial hypothesis to measuring the outcome for our customers.
• Elevating the Craft: You’ll share your findings and mentor others, helping the team grow its deep learning capability and ensuring we stay at the cutting edge of the industry.
• Measuring What Matters: You’ll define success not just by model accuracy, but by how your work improves financial outcomes for Tilt’s customers and partners.

Senior Data Scientist, Methodologies

Growth Marketing

• Own upper-funnel go-to-market media strategy. Design, launch, and iteratively optimize campaigns across CTV, YouTube, and other top-funnel channels, ensuring a strong balance between compelling brand storytelling and measurable contributions to core business growth (acquisition, revenue, and lifetime value).
• Advance measurement rigor. Create methodologies that demonstrate causal connections between brand spend and revenue incrementality where direct attribution is limited. Incorporate advanced approaches to measure touchpoint influence, including multi-touch attribution models, brand lift studies, geo-holdout tests, and incrementality experiments, to clearly link upper-funnel touchpoints to downstream revenue lift and long-term value.
• Help design and measure optimized brand marketing funnel touch-points—mapping key awareness and consideration moments to create a structured, sequenced journey that efficiently moves audiences toward engagement and conversion while maximizing overall funnel efficiency.
• Optimize budget allocation. Provide data-informed guidance on deploying and refining a significant upper-funnel budget to maximize alignment with both brand equity and performance objectives. Use funnel diagnostics and touchpoint performance data to dynamically reallocate spend toward the highest-ROI moments in the customer journey.
• Collaborate on brand narrative development. Partner closely with brand and creative teams to ensure campaigns authentically reflect Tilt's mission and resonate deeply with the audience we serve—hardworking people seeking financial progress. Align narrative elements across touchpoints to maintain consistency and build cumulative brand momentum from awareness through consideration.
• Communicate insights effectively to leadership. Translate upper-funnel campaign results into core business terms—revenue lift, incrementality, and scalable growth—so executives can make informed, confident investment decisions. Present clear views on how optimized touchpoints contribute to overall funnel health, efficiency gains, and predictable scaling.
• Build a scalable capability. Establish enduring processes, playbooks, and standards to support efficient upper-funnel operations as investment and scale increase over time. Develop frameworks for ongoing touchpoint auditing, funnel mapping, and performance benchmarking to ensure the brand marketing system remains adaptable and high-performing.

Senior Growth Marketing Manager, Upper Funnel

Account Manager

• Own and scale affiliate and API partner channels
• Identify, onboard, and manage affiliate and API vendors
• Optimize campaigns to improve lead-to-approval conversion rates
• Track performance using tools such as Appsflyer, Excel, or similar analytics platforms (approvals, CAC, ROI, lead quality)
• Negotiate payouts and manage vendor performance, including removing underperforming or fraudulent partners
• Collaborate with Tech, Risk, and Product teams on API integrations and quality checks
• Run structured performance reviews and share actionable reports

Affiliate & API Partnership Manager

User Researcher

• Research program development
• Establish research philosophy, standards, and best practices across the organization
• Define frameworks, templates, and governance that improve rigor and mitigate bias in research execution
• Educate product, design, and PM teams on research methodology, interpretation, and appropriate application
• Build scalable research infrastructure including participant recruitment, insight synthesis, and knowledge management
• Continuous rolling research program
• Own and operate a continuous rolling research program enabling ongoing user feedback across product development
• Partner with teams to intake research needs and translate them into structured, methodologically sound test plans
• Recruit and facilitate participant sessions on an ongoing basis, adjusting cadence based on product priorities and research complexity
• Synthesize findings into actionable insights that inform product direction and design decisions
• Maintain a sustainable research rhythm that balances responsiveness with depth and methodological rigor
• Mixed-methods research execution
• Determine and apply appropriate qualitative and quantitative methodologies across discovery and evaluative research
• Conduct interviews, usability testing, concept validation, surveys, diary studies, and experiments
• Ensure research rigor, bias mitigation, and methodological clarity across studies
• Strategic research initiatives
• Define and lead longer-term research programs to deepen understanding of users, behaviors, and mental models
• Manage external research agencies for larger scoped studies (1–2 per quarter or half-year) with leadership approval
• Drive synthesis across studies to develop durable user insights and profiles that guide product strategy

Senior Product/User Researcher – Contract

General Counsel

• Advise on the development of new products, features and customer experience, with an emphasis on Tilt’s credit card products
• Draft and revise needed disclosures and customer-facing agreements, ensuring consistency with product specifications
• Review marketing campaigns and materials for accuracy and transparency
• Provide guidance and support to Tilt’s compliance team in product, operational and licensing contexts
• Support Tilt’s consumer litigation/arbitration docket
• Stretch to other projects from time to time as needed to support the business (we’re a small legal team!)

Regulatory Counsel

Compliance

• Support regulatory and partner oversight — Help prepare, organize, and respond to requests for information from regulators, auditors, and partner banks related to Tilt’s lending operations and compliance practices.
• Automate compliance processes — Partner with internal teams and leverage AI tooling to streamline and automate evidence gathering, monitoring and reporting, and/or compliance testing.
• Support continuous monitoring — Use SQL, dashboards, and automation tools to establish real-time monitoring and alerting systems that detect anomalies or potential compliance issues.
• Leverage AI thoughtfully — Identify opportunities to use AI to surface insights, detect risk patterns, and reduce manual workload in compliance operations.
• Collaborate across teams — Partner with Product, Engineering, and Risk to embed compliance by design into Tilt’s products and workflows.

Compliance Analyst – Audit and Monitoring

Product Marketing

• Develop and execute GTM plans for product launches that span Tilt’s credit card and cash advance offerings.
• Craft clear, differentiated messaging that communicates the unique value of Tilt’s products to target audiences.
• Work directly with product and creative teams to define the in-app and lifecycle messaging strategy to ensure different customer segments understand, adopt, and continue to extract value from the product over time.
• Uncover customer pain points, and opportunities to inform product marketing strategies and enhance the customer experience.
• Become a master of the cash advance and credit card industries. Keep the wider team sharp on competitive shifts, and proactively identify strategic opportunities that align with Tilt’s mission.

Senior Manager, Product Marketing

Product Manager

• Owning execution across key areas of our existing credit product
• Improving fraud, identity verification, and KYC systems to reduce loss rates
• Partnering with Engineering on integrations and enhancements to risk infrastructure
• Working closely with Risk, Compliance, and Operations to optimize credit processes
• Evaluating and managing third-party vendors that support fraud and identity workflows
• Using data to size problems (e.g. fraud incidence, loss impact) and prioritize effectively
• Delivering on clearly defined initiatives that directly impact eligibility, approvals, and portfolio health

Product Manager, Credit

Risk

• Analyze fraud and risky user behavior to identify patterns, anomalies, and drivers of losses or customer friction.
• Conduct fraud investigations and deep dives into alerts, trends, spikes, and known fraud MOs.
• Support rule reviews, tuning, and policy changes by providing data and analysis.
• Assist with testing and pilots (e.g., rule changes, workflow updates, messaging changes) by tracking metrics and outcomes.
• Document findings and insights clearly so they can be actioned by senior analysts and operational teams.
• Collaborate across multiple lines of business to ensure insights translate into practical next steps.
• Stay informed on common fraud typologies and evolving tactics impacting the business.