Tilt (formerly Empower)

Compliance

• Execute compliance testing and monitoring — Perform control testing, transaction reviews, and issue validation to assess adherence to regulatory and policy requirements.
• Enhance QA processes — Establish and maintain quality assurance procedures that ensure data accuracy and reliability across compliance workflows.
• Automate and streamline oversight — Identify manual processes suitable for automation, and collaborate across teams to implement efficient solutions.
• Support compliance reporting — Collect and organize test results, prepare summaries for leadership and partner banks, and assist in drafting formal reports.
• Contribute to continuous monitoring — Review and triage monitoring alerts; identify trends and systemic issues.
• Collaborate cross-functionally — Partner with Risk, Product, and Operations to integrate compliance testing insights into ongoing product and control enhancements.

Compliance Associate

Analyst

• Lead advanced fraud reviews and deep-dive analyses using real-time alert systems, behavioral signals, and transaction patterns to mitigate fraud exposure.
• Evaluate and optimize fraud detection parameters, recommending and implementing rule enhancements to improve accuracy and reduce false positives.
• Serve as the primary owner for identifying emerging fraud trends, modus operandi, and threat vectors, and translate insights into actionable detection strategies.
• Design and continuously refine fraud detection frameworks, workflows, and SOPs to strengthen controls across the lending lifecycle (application, underwriting, disbursement, repayment).
• Lead investigations for complex or high-impact fraud cases, including coordination with cross-functional teams such as Data, Product, Engineering, Legal, and Collections.
• Provide expert input during product and feature launches, ensuring fraud risks are anticipated and properly mitigated.
• Develop dashboards, metrics, and reporting to monitor fraud KPIs, quantify impact, and support strategic decisions.
• Support or lead incident-response activities, including root-cause analysis and implementation of long-term corrective actions.

Senior Fraud Analyst

Financial Planning and Analysis

• Perform monthly reconciliations across systems, resolve loan-related discrepancies, maintain audit-ready schedules, and validate cash movements with relevant teams.
• Prepare AP listings and entries, reconcile accounts, and support invoice/payment processing while ensuring proper documentation and internal control compliance.
• Monitor bank balances, process fund movements, support cash forecasting, and provide key cash/funding inputs for budgeting and planning.
• Ensure compliance with policies and regulations, support audit documentation needs, and help improve reconciliation and reporting processes.

Treasury and Finance Analyst

AI Engineer

• Design Tilt’s future operating systems: Partner with senior leaders to diagnose current pain points and co-design AI-first processes and systems that scale with the business.
• Shape the “agentic” operating model: Define how Tilt integrates autonomous tools, human judgment, and systemized knowledge into everyday decision-making.
• Drive measurable outcomes: Deliver technical and analytical projects that unlock speed, reduce manual effort, and increase team capacity.
• Lead proof-of-concepts: Prototype and validate redesigned processes using tools like Augment, N8N, and custom GPTs.
• Translate innovation into scale: Convert proof-of-concept learnings into scalable frameworks and playbooks that can be applied across functions.
• Enable technical transformation: Collaborate with data and engineering partners to ensure our infrastructure supports demand for agentic capabilities.
• Advise leadership: Act as a trusted advisor to the CEO, CTO, and senior leaders, aligning AI capabilities with business priorities.
• Champion cultural change: Promote new ways of working that preserve Tilt’s culture of ownership while accelerating responsible AI adoption.

Agentic AI Lead – Business Transformation

Recruitment

• Partner with senior leaders to deeply understand hiring needs and build strategies that deliver the right talent at the right time.
• Own end-to-end recruitment across a diverse mix of roles, from engineering to product.
• Build and manage strong candidate pipelines, using creative sourcing and engagement strategies to attract top talent.
• Translate complex, fast-changing hiring priorities into clear processes that scale, ensuring recruiting is both organized and nimble.
• Run multiple searches at once with focus and agility, while keeping candidates and stakeholders aligned.
• Deliver an exceptional candidate experience from first touch to offer.
• Collaborate with the People team to continuously improve recruiting tools, systems, and workflows.

Technical Recruiter – Contract

IT Support

• Deliver white-glove IT support to teammates across APAC, EMEA, and the Americas — from quick wins to complex troubleshooting.
• Own global SaaS administration across Okta, Google Workspace, Slack, and 1Password — managing access, integrations, and renewals for 450+ employees.
• Oversee device logistics and management for a distributed workforce — partnering with GroWrk, CDW, Kandji, and Intune to ensure seamless onboarding and offboarding.
• Strengthen our security and compliance posture by supporting SOC 2 Type 2, PCI DSS, and quarterly access reviews — while deploying and maintaining tools for EDR, DLP, and SIEM.
• Build IT automations and integrations that make our workflows smarter, faster, and easier.
• Contribute to infrastructure and project work, from migrations and tool rollouts to documenting scalable IT processes.
• Serve as a trusted partner to cross-functional teams, translating technical challenges into clear, human solutions.

Senior IT Engineer

Backend Engineer

• Design and scale backend systems that power our consumer facing products
• Build and refine APIs that deliver instant, seamless experiences.
• Collaborate with product, credit/finance, compliance, support, and analytics teams.
• Contribute to technical discussions, code reviews, and roadmap planning.
• Drive continuous improvement in code quality, security, and operational excellence.
• Share knowledge, mentor peers, and contribute to engineering best practices.

Senior Software Engineer, Backend

• Lead payment strategy development, including: Define the roadmap for payments optimization across autopay, retries, and cash-flow–based repayment strategies.
• Analyze behavioral, transactional, and paycheck forecast data to improve repayment prediction and reduce failed payments.
• Design and execute experiments to improve timing, routing, and success rates of payments while managing transaction costs.
• Partner with Data Science to refine our paycheck forecasting model and leverage it for dynamic payment scheduling.
• Own portfolio performance & analytics infrastructure: Develop and monitor KPIs for payment success rate, loss reduction, transaction costs, and customer repayment experience.
• Build dashboards, alerting, and diagnostic tools to monitor real-time payment health and flag deviations in behavior or performance.
• Maintain and evolve the analytics stack and pipelines supporting payments data and experimentation.
• Collaborate across teams to ship high-impact solutions: Work closely with Product and Engineering to implement strategies, data feeds, and decisioning systems that automate cash-flow–aware payments.
• Partner with Finance and Data Science to size trade-offs between payment success, transaction costs, and customer experience.
• Translate complex insights into actionable recommendations that influence leadership decisions and product roadmaps.
• Shape the future of payment intelligence: Develop a long-term vision for how Tilt leverages payment, paycheck, and customer behavior data to drive predictive and adaptive payment systems.
• Collaborate with Data Science and Engineering to design real-time intelligence loops that automatically adjust payment strategies based on user cash flow and engagement.
• Identify opportunities to integrate emerging data sources, infrastructure improvements, or modeling techniques that enhance repayment performance.
• Champion innovation and scalability — ensuring Tilt’s payment systems remain efficient, resilient, and future-proof as we scale.

Lead Credit Manager, Payments

Account Manager

• Identify, recruit, and contract creators to authentically tell Tilt’s story and reflect our mission and values. Build scalable talent pipelines, negotiate deals, and steward long-term partnerships that deliver strategic brand and business value.
• Turn social trends, consumer insights, and audience behaviors into bold, memorable campaign concepts that express our key points of difference and bring our products to life.
• Collaborate with creators and the growth marketers to produce, test, and iterate on high quality direct-response creative that aligns with our messaging strategy and optimizes for short-term conversion.
• Collaborate with creators and the growth marketers to produce, test, and iterate on high quality direct-response creative that aligns with our messaging strategy and optimizes for short-term engagement and brand preference.
• Use data to demonstrate impact beyond views and likes. Define business-aligned KPIs and translate campaign performance results into actionable learnings.
• Lead creative projects end-to-end — from concepting and resourcing to timelines, stakeholder coordination, and delivery — ensuring work launches on time and on brief and drives measurable impact.
• Spot cultural trends, emerging platforms, and rising creator voices that speak to Tilt’s audience. Identify substacks, podcasts, communities, and formats our audience follows. Surface the best opportunities, and proactively share them with the team.
• Cultivate genuine connections with creators, influencers, trendsetters, and other talent who align with Tilt’s audience and values. Turn relationships into strategic opportunities and long-term creative advantages.

Brand Marketing Manager – Creator & Culture Partnerships

Art Director

• Own Tilt’s narrative and visual identity across campaigns and channels.
• Translate cultural insights into brand stories that drive results and build equity.
• Develop creative frameworks that unify copy, design, video, and social.
• Mentor a multidisciplinary team, elevating the work from execution to ideation.
• Partner with leaders to balance bold creative leaps with operational excellence.
• Champion Tilt’s why, ensuring empowerment shines through every expression.

Creative Director

Engineering Manager

• Join the Tilt team, where we see a side of people that traditional lenders miss.
• Lead a dynamic team of engineers focused on driving product adoption and optimizing customer acquisition strategy through data-driven engineering initiatives.
• Collaborate closely with product management, data science, credit, and marketing to develop high-impact features, experiments, and optimizations that contribute to company growth goals.
• Foster a culture of high performance, accountability, and continuous learning within the engineering team.
• Guide the team in solving complex technical challenges, balancing technical quality with rapid learning. Drive a technical roadmap that helps unlock greater impact.

Senior Engineering Manager, Cards Growth

Product Manager

• You’ll expand the depth and breadth for how Tilt provides value to its customers. You’ll establish the roadmap and strategy surrounding non-lending products at Tilt, outlining what we should (and shouldn’t) build, defining our target customer, and growing usage therein.
• You’ll own the core app experience and build frameworks and structures that enable Product, Credit, and Data Science peers to achieve their user and business goals.
• You lead the user definition for our US business: needs, personas, segments are identified through user research you’re leading. You champion user expression across other teams.
• You’ll put in place a culture of measurement, iteration, and continuous improvement in your product area — establishing dashboards, feedback loops, and ongoing optimization.
• You’ll build a culture around high-impact, reliable delivery for you and your team.

Lead Product Manager, Core

• You’ll establish the roadmap and strategy surrounding line of credit products at Tilt: what we should (and shouldn’t) build, define our target customer, and establish an opinionated graduation POV.
• You’ll successfully launch and scale a new line of credit product within your first 6 months.
• You’ll earn broad cross-functional partner trust by working deeply with Design, Engineering, Credit, Legal, Compliance, and Customer Success weekly.
• You’ll put in place a culture of measurement, iteration, and continuous improvement in your product area — establishing dashboards, feedback loops, and ongoing optimization.
• You’ll build a culture around high-impact, reliable delivery for you and your team.

Lead Product Manager, Line of Credit

People Operations

• Support People Team Policy (25%): Develop and maintain company-wide HR policies, handbooks, and training initiatives. Provide guidance to managers and employees on policy interpretation and application, ensuring fair and consistent practices.
• Manage Global Mobility Program (25%): Oversee global immigration processes including U.S. work visas and permanent residence sponsorship. Coordinate immigration case management, partnering with outside counsel to meet Department of Labor and USCIS requirements. Provide guidance on immigration policies for international assignments and monitor regulatory changes across global entities.
• Reporting & Metrics (20%): Maintain HRIS, prepare reports, and analyze key HR metrics that inform decision-making around employee engagement, retention, and performance.
• Ensure Employment Law & Regulatory Compliance (15%): Monitor and interpret federal, state, and international labor laws to maintain compliance with wage and hour rules, anti-discrimination laws, leave entitlements, and employee protections. Collaborate with Legal to draft and implement compliant employment agreements and conduct audits of HR practices and records to uphold regulatory standards.
• Oversee Benefits & Leave Compliance (15%): Manage compliance with benefits regulations and statutory leave programs such as FMLA and state Paid Family Leave. Collaborate with vendors and payroll to ensure all processes meet legal and policy requirements.

People Operations Specialist

• Lead the development and optimization of end-to-end credit policies for new lending products in Mexico.
• Build, maintain, and calibrate underwriting and account-management strategies of a nascent and rapidly growing loan portfolio.
• Design, execute, and measure experiments across the borrower lifecycle.
• Manage and iterate on the loan valuations model. Incorporate the model into the credit strategy and key decisions.
• Establish automated monitoring and alerting for core KPIs.
• Partner with Product/Engineering to define and deliver analytics and reporting requirements.
• Define and refine fraud and dispute controls.
• Support the Head of Credit in the multi-phase roadmap, aligning experiments, models, and controls to business objectives and Credit OKRs.
• Share knowledge and best practices, and raise analytical and execution standards across the team.

Senior Credit Analyst

• Monitor and manage daily cash positions, ensuring adequate liquidity across lending and operational accounts, and optimize fund transfers and working capital allocation
• Assist with the setup, maintenance, and improvement of wire distribution instructions and related processes
• Drive process improvements across treasury operations, including automation of cash management, reporting, and reconciliation workflows
• Build and maintain treasury dashboards, financial models, and internal reports to support cash flow analysis, funding optimization, and performance tracking
• Assist in developing and executing the company’s FX hedging strategy to manage foreign currency exposure related to funding or operations
• Prepare and deliver monthly borrowing base certificates and compliance reporting, including monitoring financial and operational covenants
• Support lender relationship management by responding to inquiries, coordinating audits, and ensuring timely, accurate reporting

Treasury Analyst

Machine Learning Engineer

• Lead and help grow our ML Platform team
• Design and implement scalable MLOps infrastructure for the ML lifecycle
• Build and maintain feature stores to ensure consistent feature management
• Automate ML workflows with CI/CD pipelines for models
• Implement resource management and orchestration using Kubernetes, Airflow, or similar
• Monitor and debug production ML systems with monitoring and alerting systems
• Collaborate with data scientists and server engineers to understand infrastructure needs
• Operationalize production ML models ensuring scalability, reliability, and monitoring

Lead Machine Learning Engineer, MLOps

Product Designer

• Lead design for core product areas, owning the experience from vision through iteration
• Drive prototyping as a Practice across Product Design
• Turn customer insights into elegant, intuitive solutions balancing user needs with business goals
• Set the standard for design excellence in process, craft, and storytelling
• Partner closely with Product, Engineering, and Ops to solve complex problems at scale
• Mentor and inspire designers and shape design culture
• Rapidly prototype, test, and refine ideas balancing speed with thoughtful execution
• Ensure design system and patterns scale with evolving product ecosystem

Principal/Lead Product Designer

Customer Support

• Work on the frontline of the business: support calls, chat, and emails from our users
• Resolve a customer's issue with active listening and knowledge of our products and services
• Become knowledgeable of any pain points in Customer Support that our customers or team members are experiencing
• Advocate for customers from within the organization and drive changes that can improve their experience
• Create a seamless support experience for our customer base
• Engage proactively with the team to help with improving both the product and the customer experience
• Travel for company offsites at least 2 times a year

Customer Support Associate

• Ensure AI Agent resolves customer questions quickly and accurately
• Review conversations and performance data to spot patterns and identify fixes
• Work with Product, Engineering, and Support to roll out AI improvements
• Prioritize automation opportunities based on data and customer feedback
• Recommend changes to content, workflows, or integrations to improve experience
• Monitor AI performance and share updates with broader team
• Influence broader customer support practices based on learnings
• Report directly to Manager of Digital Transformation on Customer Operations team

AI Support Specialist

Business Intelligence Developer

• Build dbt models and SQL datasets that describe product usage, funnels, cohorts, and customer journeys
• Establish relationships with Product and Compliance stakeholders to understand use cases and pain points that can be addressed with analytics
• Create and maintain parameterized SQL templates and a reusable code library for Compliance; document usage and provide training
• Add tests and checks to keep data accurate; surface exceptions, edge cases, and anomalies
• Coordinate with Product, Compliance, and Engineering on instrumentation, access controls, and changes to existing reports
• Expand documentation and guides around data models and common queries
• Act as a hands-on resource for SQL and visualization across the organization

Senior Business Intelligence Analyst

• At Tilt (formerly Empower), build mobile-first, ML-powered credit products recognizing potential beyond traditional credit scores
• Own work-streams across credit policy, testing, and valuations for the Philippines lending business, Cashalo
• Partner with product, tech, finance, data science, and leadership teams to implement solutions and refine business plans
• Conduct exploratory data analysis, monitor portfolio performance, benchmark against industry standards, and influence credit models
• Travel to North America twice per year and the Philippines ~3 times per year for company onsites (expenses covered)

Credit Analyst

iOS Engineer

• Join Tilt team and work on Card Spend & Engagement (CSE) to drive post-booking usage and retention
• Own the post-booking customer journey from activation through ongoing spend engagement and retention
• Scale card spending functionality and optimize user experience across origination, spend management, rewards, and customer support
• Collaborate with product, backend, design; adopt AI tooling to enhance development speed
• Remote-first culture with travel for company offsites

Senior iOS Engineer 

• Join a high-caliber engineering organization at a critical inflection point in Empower's growth trajectory. • Work directly with product and technical leaders across Card Spend and Card Payments domains, helping drive the technical strategy that powers our AI-driven credit platform. • Be a force multiplier—execute independently on complex challenges while elevating the capabilities of the entire team. • Have significant autonomy to identify opportunities and drive solutions across our payments and spend domains, with the support of experienced engineers who understand our unique architecture and business model. • Tilt is a remote-first company; travel for company offsites is expected at a minimum 2 times a year. • Scale one of the fastest-growing credit card platforms while building systems that directly contribute to Empower's mission of financial empowerment. • Drive adoption and utilization of our card products through engineering excellence. • Our AI-driven credit underwriting model has already proven successful, achieving exceptional approval rates with significantly lower customer acquisition costs. • Focus on scaling our platform to handle substantial growth—evolving our existing systems to support an expanding customer base while maintaining our competitive advantage. • Project focus areas include: enhancing AI-driven payment scheduling systems, scaling our rewards platform, optimizing virtual card infrastructure, building automated loss mitigation features, and creating sophisticated customer segmentation tools.