Tilt (formerly Empower)

Analyst

• At Tilt (formerly Empower), build mobile-first, ML-powered credit products recognizing potential beyond traditional credit scores
• Own work-streams across credit policy, testing, and valuations for the Philippines lending business, Cashalo
• Partner with product, tech, finance, data science, and leadership teams to implement solutions and refine business plans
• Conduct exploratory data analysis, monitor portfolio performance, benchmark against industry standards, and influence credit models
• Travel to North America twice per year and the Philippines ~3 times per year for company onsites (expenses covered)

Credit Analyst

iOS Engineer

• Join Tilt team and work on Card Spend & Engagement (CSE) to drive post-booking usage and retention
• Own the post-booking customer journey from activation through ongoing spend engagement and retention
• Scale card spending functionality and optimize user experience across origination, spend management, rewards, and customer support
• Collaborate with product, backend, design; adopt AI tooling to enhance development speed
• Remote-first culture with travel for company offsites

Senior iOS Engineer 

Backend Engineer

• Join a high-caliber engineering organization at a critical inflection point in Empower's growth trajectory. • Work directly with product and technical leaders across Card Spend and Card Payments domains, helping drive the technical strategy that powers our AI-driven credit platform. • Be a force multiplier—execute independently on complex challenges while elevating the capabilities of the entire team. • Have significant autonomy to identify opportunities and drive solutions across our payments and spend domains, with the support of experienced engineers who understand our unique architecture and business model. • Tilt is a remote-first company; travel for company offsites is expected at a minimum 2 times a year. • Scale one of the fastest-growing credit card platforms while building systems that directly contribute to Empower's mission of financial empowerment. • Drive adoption and utilization of our card products through engineering excellence. • Our AI-driven credit underwriting model has already proven successful, achieving exceptional approval rates with significantly lower customer acquisition costs. • Focus on scaling our platform to handle substantial growth—evolving our existing systems to support an expanding customer base while maintaining our competitive advantage. • Project focus areas include: enhancing AI-driven payment scheduling systems, scaling our rewards platform, optimizing virtual card infrastructure, building automated loss mitigation features, and creating sophisticated customer segmentation tools.

Credit Analyst

Senior iOS Engineer

Staff Software Engineer - Backend, Cards