Commercial Banking Risk and Controls Governance Specialist
TD
Group Risk Specialist – Capital Risk
TD
full-time
Posted on:
Location Type: Hybrid
Location: Mount Laurel • New Jersey, New York, South Carolina • 🇺🇸 United States
Visit company websiteSalary
💰 $86,840 - $139,360 per year
Job Level
SeniorLead
About the role
- Provide oversight and advisory support/services to Capital Management (BAU and Stress-Testing) within Treasury
- Integrate knowledge of enterprise sub-function’s or business line’s strategy in developing solutions across multiple functions
- Interpret internal/external business challenges and recommend course of action and best practices
- Act as a technical expert/lead integrating cross-function understanding; may manage team(s) of specialists
- Lead cross-functional teams or projects with significant resources, risk and/or complexity
- Independently manage end-to-end functional programs
- Develop and/or implement standards, policies and/or processes to identify, report on and mitigate operational or major risk exposures
- Proactively analyze potential risks and escalate key risks to appropriate areas and/or executive review with findings and action plans
- Establish and provide on-going analysis and reporting on operational risk and other major risk categories; review findings and action plans with business leaders
- Coordinate and/or guide activities relating to Risk & Control Self-Assessment, Business Continuity Management, Outsourcing & Vendor Management, Regulatory Compliance
- Support enterprise-wide operational risk escalation, review and approval processes, data management, policies and risk assessment processes
- Direct development and monitoring of Key Risk Indicators and facilitate communication and resolution of risk issues
- May manage ancillary operational risk areas (e.g. BCM/incident management, outsourcing/vendor management, fraud aggregation and assessment, Basel implementation/capital analysis, change management, Privacy, AML, LCM)
- Provide support for other major risk areas (e.g. Market, Credit, Reputational and/or Regulatory risks)
- Provide guidance in monitoring/reporting of compliance, management, and strategic initiatives
- Conduct internal and external research projects and support development/delivery of presentations/communications to management
- Conduct meaningful analysis at the functional or enterprise level to draw conclusions and make recommendations
- Lead/facilitate and implement actions/remediation plans to address performance/risk/governance issues
- Actively manage relationships within and across business lines, corporate and/or oversight functions
- Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts
- Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite
Requirements
- Undergraduate degree or technical certificate and/or 7+ years relevant experience
- Relevant Capital Management experience (1st or 2nd line)
- Experience at a Bank or Financial Services organization
- Advanced knowledge of risk management governance, programs, policies, practices, operating frameworks & reporting
- Knowledge of risk management environment, standards, regulations and mitigation
- Knowledge of current and emerging competitor and market trends
- Ability to establish goals and objectives which support the strategic plan
- Ability to lead, plan, implement, and evaluate program/project activities
- Skill in mentoring and coaching
- Advanced skill in using analytical software tools, data analysis methods and reporting techniques
- Skill in using computer applications including MS Office
- Ability to communicate effectively in both oral and written form
- Ability to work collaboratively and build relationships across teams and functions
- Ability to work successfully as a member of a team and independently
- Ability to exercise sound judgement in making decisions
- Ability to analyze, organize and prioritize work while meeting multiple deadlines
- Ability to handle confidential information with discretion
Benefits
- base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards)
- health and well-being benefits
- savings and retirement programs
- paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
- banking benefits and discounts
- career development
- reward and recognition
- training and onboarding sessions
- mentor programs and online learning platform
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
risk managementdata analysisoperational risk assessmentregulatory compliancecapital managementrisk governanceprogram managementreporting techniquesBasel implementationBusiness Continuity Management
Soft skills
leadershipmentoringcoachingcommunicationcollaborationdecision makingorganizational skillsanalytical thinkingrelationship managementproblem solving
