Salary
💰 $141,960 - $230,880 per year
Tech Stack
PythonSQLTableau
About the role
- Develops, coordinates, manages, and produces the analytical environment for TD Bank N.A. portfolios to achieve Financial and Credit estimates
- Manage a team of Business Insights & Analytics specialists and work closely with various internal stakeholders/partners
- Provides consultative support, business insight, advice and expertise to guide decision making and/or strategic planning
- Provide people management leadership: hiring, setting goals, developing staff, managing performance, compensation decisions, disciplinary actions
- Oversee and lead complex reporting function for area of significant risk, complexity or scope
- Strategic partner to leadership team on management of portfolio and financials
- Facilitate key strategic discussions and provide thought leadership to executive audience
- Set operational team direction and collaborate with others to execute on common goals
- Provides leadership direction and guidance, resolve escalated issues
- Oversees analysis in support of financial, regulatory and risk management requirements
- Participates in and supports decision-making committees for management approaches
- Quantifies and analyzes risk exposure characteristics for portfolios
- Researches, evaluates, develops, tests and applies quantitative models and methodologies for analyzing risk exposures and collection strategies
- Performs independent analytical initiatives including portfolio modeling, Stress Testing and migration analysis
- Work with TDBFG Analysts to determine and validate PD, LGD, and EAD factors
- Prepares and delivers management reporting for measurement of risk factors
- Develops and documents systems/tools to automate calculations used in determining risk exposures
- Recommends policy and underwriting standard modifications where warranted
- Establishes oversight of business lines compliance/risk controls and periodically evaluate risk mitigation efforts
- Ensures TD Bank maintains successful audits and exams within all areas
- Ensures effective compliance with State and Federal regulations and Risk Management standards
- Manages complex analytical initiatives and interacts with Analysts, Finance, Credit, and Retail Lending lines of businesses
Requirements
- Bachelors degree required; Graduate degree preferred
- 10+ Years of related experience
- Significant experience required in Credit Risk Management and modeling disciplines
- Strong quantitative and statistical skills
- Strong written and verbal communication skills
- Experience in change management related to the adoption of new business processes
- Extensive experience in organizing and presenting credit portfolio results and allowance requirements to Senior Management Committees, External Analysts, Auditors, Regulators, and Board of Directors
- Industry analysis and presentation experience
- Stress testing knowledge and hands on experience a must have
- Tableau, PowerBI, Python or SQL experience is a plus
- Workiva experience is a plus