Risk Partnerships Manager, Issuing and Capital
Stripe
Risk Partnerships Manager, Issuing and Capital
Stripe
full-time
Posted on:
Origin: • 🇺🇸 United States
Visit company websiteJob Level
SeniorLead
About the role
- Collaborate with key banking partners across North America, Europe & APAC to develop and deliver Banking-as-a-Service (BaaS) product suite.
- Support Stripe products including Card Issuing and Stripe Capital (loans and cash advances).
- Lead activities to enhance risk management interactions between Stripe and its partners.
- Oversee and maintain the health of relationships with key risk counterparts at partner banks.
- Develop and manage projects and initiatives that support strong partner relationships regarding risk.
- Deliver business and policy recommendations that inform Stripe's risk posture.
- Act as a representative and negotiator of Stripe's risk approach to banking partners.
- Enhance existing and develop new partner-facing risk management capabilities.
- Lead risk-related partnership and product discussions with banking partners to align on risk approaches and strategies.
- Identify and pursue business opportunities by creating innovative risk-aware solutions that expand Stripe's product and user base through banking partnerships.
- Coordinate closely with internal stakeholders including product, engineering, Risk, Fraud, Financial Crime, Supportability, Operations, Legal and Finance.
Requirements
- 12+ years experience in risk-related role at a bank or fintech with experience of card issuing programmes and credit/lending products.
- A deep knowledge of risk and compliance topics for related products.
- A deep understanding of Card Network requirements relating to card Issuing programs.
- Ability to represent Stripe on risk, compliance, and product issues with banking partners to maintain positive relationships.
- Strong organizational, planning, and communication skills (written and verbal) to drive understanding, collaboration, and issue resolution.
- Curiosity and a partnership mindset focused on improving processes and scaling solutions.
- First-hand experience in risk management at a bank or fintech.
- Strong stakeholder management skills, including navigating difficult situations, negotiating timelines, and influencing stakeholders across organizations and borders.
- Self-motivated and proactive, with the ability to thrive in uncertain and ambiguous environments.
- Experience of financial crime programmes including; KYC/B, AML, Sanctions and Terrorist Financing, with a practical knowledge of the Bank Secrecy Act and Anti-Money Laundering regulations.
- A deep understanding of Consumer and SMB credit products including loans, merchant cash advance and card issuing programmes.
- Strong understanding of the complex risks and compliance requirements for managing credit, lending and card (debit, prepaid, charge and credit) issuing products.
- Market experience across North America with an understanding of how current and future regulations will impact Stripe and it’s banking partners.
- Experience of leveraging technology to support the development and embedment of scalable risk and operational processes.
