Lead the onboarding experience for Oportun's unified mobile app, owning the first moments from download to product activation.
Define and execute the vision, strategy, and roadmap for app onboarding across lending and savings.
Increase first-login conversion, identity verification success rates, and first product usage through UX and experimentation.
Collaborate with design, engineering, marketing, operations, risk, compliance, and retail partners to deliver a unified onboarding experience.
Ensure onboarding balances member conversion with regulatory compliance (KYC, fraud prevention, TCPA/CTIA, CAN-SPAM, etc.).
Establish and track KPIs such as app activations, verified identities, successful loan disbursements, savings deposits, and retention.
Use A/B testing, funnel analytics, and behavioral insights to continuously improve the onboarding journey.
Bring empathy and customer-centric thinking to make onboarding simple, accessible, and confidence-inspiring.
Requirements
5–8+ years in product management, with at least 3 years focused on onboarding, growth, or mobile app experiences—ideally in fintech, banking, or consumer technology.
Familiarity with lending, savings, payments, or other regulated financial services; experience with KYC, identity verification, or compliance-driven flows is a plus.
Comfortable working with engineering on APIs, SDKs (e.g., Plaid), mobile architecture, and data integrations.
Skilled in analytics (SQL, Amplitude/Mixpanel, etc.) and experimentation frameworks.
Proven ability to translate customer insights into elegant, impactful product experiences.
Strong cross-functional collaboration, storytelling, and influence skills—able to align executives, peers, and partners behind a shared vision.
A track record of delivering high-quality, impactful features at speed in dynamic environments.