OpenPayd

Compliance

• Conducting periodic and event-driven corporate client reviews, escalating findings to management, and making decisions on low- and medium-risk accounts
• Reviewing and approving changes to client structure, involvement, ownership, and business model, escalating to management where appropriate and recording changes in line with policies and procedures
• Managing account terminations and liaising with other stakeholders across the organisation such as Customer Success, Operations, and Legal
• Approving new users/signatories
• Conducting daily/weekly ongoing monitoring of the existing client base (e.g., PEP/Sanctions/Adverse Media checks, website accessibility) using tools such as Webshield and LexisNexis
• Handling and investigating escalations from other stakeholders such as the Financial Crime Team
• Working in a dynamic, fast-paced environment with industry-leading colleagues, keeping client experience at the forefront of daily work
• Carrying out due diligence on existing corporate clients in accordance with policies and assisting in other compliance tasks
• Proactively identifying and sharing areas for improvement in the due diligence processes and procedures
• Collaborating with the Head of Corporate Due Diligence on compliance improvement projects

Corporate Due Diligence Executive – Compliance Onboarding

Financial Crime

AML Compliance Executive – Corporate Review Analyst

• Review and Analyse transaction monitoring alerts generated by the OpenPayd transaction monitoring tool.
• Assess the alerts for potential suspicious activity, determining the legitimacy of transactions.
• Conduct detailed investigations of potential money laundering activities and suspicious transactions.
• Gather and analyse relevant information, including transaction history, customer profiles and external data sources.
• Communicate with customers to obtain additional information and clarification on suspicious transactions.
• Draft and send Requests for Information (RFIs) in a timely and professional manner.
• Analyse responses and incorporate the information into ongoing investigations.
• Document investigation findings and prepare comprehensive reports.
• Prepare and submit internal SARs based on investigation findings.
• Ensure all SARs are accurate, detailed, and submitted within regulatory deadlines.
• Provide regular updates to the Head of Transaction Monitoring & Fraud on the status of ongoing investigations and alerts.
• Report findings and insights to senior management and internal stakeholders, including the MLRO.
• Assist in preparing reports for senior management and regulatory authorities as required.
• Work closely with the product team to enhance transaction monitoring rules and systems.
• Provide insights and feedback based on investigation findings to improve the effectiveness of monitoring tools.
• Participate in the development and testing of new transaction monitoring features and updates.
• Work closely with other compliance team members and departments to ensure a cohesive approach to AML Compliance.
• Collaborate with external auditors and regulatory bodies during AML audits and examinations.
• Participate in other Financial Crime Compliance and Transaction Monitoring projects as required.

Financial Crime Analyst

• Act as a Second Line point of escalation for First Line AML teams, reviewing and assessing complex, high-risk or sensitive onboarding and due diligence cases.
• Provide risk-based guidance and challenge to First Line colleagues on AML, CDD, EDD, Sanctions and Financial Crime matters
• Review and assess First Line risk decisions, ensuring consistency with internal policies, regulatory requirements and risk appetite.
• Resolve escalations from First Line teams, documenting rationale and outcomes clearly and proportionately.
• Delivering training within the department, and mentoring to First Line staff, and new starters.
• Conducting Quality Control on applications and providing SME feedback.
• Conducting Compliance calls with customers, ultimately assessing the customers controls and compliance program
• Proactively identifying and sharing areas of improvement in the due diligence processes and procedures.
• Presenting case files, and an overview of Processes during internal and external compliance audits
• Drafting and enhancing compliance policies and procedure

Senior AML Executive

Controller

• Prepare and analyse group financial statements and management reports and ensuring full compliance with IFRS and all relevant accounting requirements, including working with Deloitte to support external audits
• Propose and implement accounting for more complex areas (eg business combinations, lease accounting, share based payments). This will include preparation of technical accounting papers to support the proposed accounting treatment
• Preparation of reports to risk and other committees and attendance at committees/Boards where required
• Embed and monitor enhanced control procedures over our key areas of accounting judgement (eg for capitalisation of own development costs, tax accounting)
• Identify and implement process improvements including accelerating monthly close timelines
• Support with tax and other statutory returns including liaison with external advisers
• Accounting and support for smaller foreign entities including coordination of local invoice settlement where required
• Support junior members of the team and act as a further high-level approver and reviewer to enhance the controls and efficiency of operational requirements within Finance
• Experience with external audits and reporting under IFRS and other local GAAP
• Understanding of e-money payment services or similar financial institution an advantage

Financial Controller

Business Analyst

• Translate regulatory and compliance requirements into clear business rules, validation frameworks, and system behaviours.
• Define structured mappings between regulatory obligations and system-level controls.
• Analyse APIs and internal services to ensure compliance requirements are enforced at payload and workflow level.
• Define field-level validation logic for account data, beneficiary information, transaction metadata, and payment references.
• Structure exception handling and rejection logic across payment and account-related workflows.
• Map end-to-end process flows (including exception and control points) to ensure regulatory coverage.
• Support implementation of safeguarding, reconciliation, and liquidity-related control mechanisms within payment flows.
• Conduct impact analysis when regulatory or scheme rules change and document required system updates.
• Identify gaps or weaknesses in existing control frameworks and propose structured remediation.
• Maintain clear, structured documentation to support audit readiness and governance standards.

Corporate Due Diligence Executive – Compliance Onboarding

AML Compliance Executive – Corporate Review Analyst

Financial Crime Analyst

Senior AML Executive

Financial Controller

Technical Business Analyst