OpenPayd

Compliance

• Working in a dynamic, face paced environment with industry leading colleagues that have the Customer experience at the forefront of their daily work
• Carrying out due diligence on our prospective corporate clients in accordance with our policies, and helping in other compliance tasks
• Proactively identifying and sharing areas of improvement in the due diligence processes and procedures.
• Onboarding customer with complex structures in high-risk verticals – Crypto, Gaming, Financial services
• Conducting in depth assessments of regulated business, liaising with the legal team to assess licencing requirements
• Reviewing the adequacy of the AML Compliance program associated with customer subject to Money Laundering Regulations
• Preparing escalations, and making recommendations for consideration by the MLRO

Compliance Onboarding Associate

Financial Crime

• Review and Analyse transaction monitoring alerts generated by the OpenPayd transaction monitoring tool.
• Assess the alerts for potential suspicious activity, determining the legitimacy of transactions.
• Conduct detailed investigations of potential money laundering activities and suspicious transactions.
• Gather and analyse relevant information, including transaction history, customer profiles and external data sources.
• Communicate with customers to obtain additional information and clarification on suspicious transactions.
• Draft and send Requests for Information (RFIs) in a timely and professional manner.
• Analyse responses and incorporate the information into ongoing investigations.
• Document investigation findings and prepare comprehensive reports.
• Prepare and submit internal SARs based on investigation findings.
• Ensure all SARs are accurate, detailed, and submitted within regulatory deadlines.
• Provide regular updates to the Head of Transaction Monitoring & Fraud on the status of ongoing investigations and alerts.
• Report findings and insights to senior management and internal stakeholders, including the MLRO.
• Assist in preparing reports for senior management and regulatory authorities as required.
• Work closely with the product team to enhance transaction monitoring rules and systems.
• Provide insights and feedback based on investigation findings to improve the effectiveness of monitoring tools.
• Participate in the development and testing of new transaction monitoring features and updates.
• Work closely with other compliance team members and departments to ensure a cohesive approach to AML Compliance.
• Collaborate with external auditors and regulatory bodies during AML audits and examinations.
• Participate in other Financial Crime Compliance and Transaction Monitoring projects as required.

AML Compliance Executive – Transaction Monitoring

Financial Planning and Analysis

• Assist with month-end accounting process for the Group’s UK based e-money institution – including reconciliation of cash and client accounts open positions currently around €450m-€500m
• Overall responsibility for managing of open receivables including liaising with Customer Success team to ensure recovery of aged balances
• Manage and co-ordinating introducer commission process from monthly calculations, statements, invoicing and payments and implement enhancements to this important process
• Work with Commercial and Customer Success teams to provide finance oversight of manual fee calculations and revenue share including raising adjustments required in the back office platform and invoices where necessary and ensuring all are correctly reflected in revenue reporting.
• Work with Commercial and Customer Success teams on general fee related issues
• Approve fees for new clients as part of the client onboarding process within our payments platform, and also for amendments to fees for existing clients
• Manage payments and recharges to clients made in accordance with the FCA mandated APP recovery scheme
• Work with the Deloitte external auditors to support the annual financial audit

Financial Accountant – Commercial

• Conducting periodic and event driven merchant reviews, escalating findings to management, and taking decisions on low and medium risk accounts
• Reviewing and approving changes to customer structure, involvements, ownership, business model etc., escalating to management where appropriate and recording the changes as per our policies and procedures
• Managing Account Terminations, liaising with other stakeholders within the organisation such as Customer Success, Operations, Legal, etc.
• Approving New Users/Signatories
• Conducting daily/weekly ongoing monitoring on our existing customer base, e.g. PEP/Sanctions/Adverse media, website accessibility, etc. (Webshield, LexisNexis)
• Handling and investigating escalations from other stakeholders such as Financial Crime Team
• Working in a dynamic, face paced environment with industry leading colleagues that have the Customer experience at the forefront of their daily work
• Carrying out due diligence on our existing corporate clients in accordance with our policies, and helping in other compliance tasks
• Proactively identifying and sharing areas of improvement in the due diligence processes and procedures
• Working alongside Head of Corporate Due Diligence on compliance improvement projects

AML Compliance Executive, Compliance Review Analyst

• Conduct periodic and event driven merchant reviews, escalate findings to management, and make decisions on low and medium risk accounts
• Review and approve changes to customer structure, involvements, ownership, business model etc., escalate to management where appropriate and record changes per policies and procedures
• Manage Account Terminations, liaise with Customer Success, Operations, Legal and other stakeholders
• Approve New Users/Signatories
• Conduct daily/weekly ongoing monitoring on existing customer base (PEP/Sanctions/Adverse media, website accessibility) using Webshield, LexisNexis
• Handle and investigate escalations from stakeholders such as Financial Crime Team
• Carry out due diligence on existing corporate clients in accordance with policies and assist in other compliance tasks
• Proactively identify and share areas of improvement in due diligence processes and procedures
• Work alongside Head of Corporate Due Diligence on compliance improvement projects
• Work in a dynamic, fast paced environment with industry leading colleagues focused on customer experience

AML Compliance Executive, Corporate Review Analyst

Product Marketing

• At OpenPayd, we are building a universal financial infrastructure to power the growth of the digital economy.
• The OpenPayd platform delivers a suite of banking and payments infrastructure: accounts in over 40 currencies, FX, on/off ramp, international and domestic payments, Open Banking services – all via a single API.
• A global network of licences alongside our best-in-class tech is why we're trusted by 800+ enterprise clients to process over €130 billion annually.
• Develop a comprehensive go-to-market playbook for specified markets / industry verticals and own the execution
• Craft compelling messaging and positioning that resonates with our target audiences and defines OpenPayd’s value proposition
• Create an engaging content programme that supports our commercial efforts and showcases OpenPayd’s leaders as industry thought leaders
• Equip the sales team with all of the tools and resources they need to effectively communicate the product value and the educate our prospects and clients
• Own the internal feedback loop between industry, customer and Product Team to support roadmap planning and product innovation
• Work closely with our existing and new customers to build our bank of case studies

Senior Product Marketing Manager

General Counsel

• Provide general commercial legal support across all areas of the business
• Work closely with teams in the UK, EU and internationally to ensure legal consistency and compliance
• Support departments such as Sales, Customer Success, Compliance, Operations, Risk, Finance, Information Security, and Technology with legal advice
• Draft, review, and negotiate a variety of commercial contracts with clients, suppliers, and banking partners
• Manage periodic updates of client terms
• Management of trademarks portfolio
• Help manage legal risk across the business, offering practical and balanced guidance
• Collaborate with Compliance and Risk teams to support adherence to regulatory obligations
• Assist in shaping internal policies and processes to align with legal and business goals
• Offer clear, solution-focused advice that supports both business growth and clients’ needs
• Build strong working relationships across departments to support day-to-day legal operations
• Stay informed on relevant legal and regulatory developments impacting the business in all operating regions
• Supporting the wider legal team to provide efficient and effective legal support to the business
• Support geographic expansion projects

Compliance Onboarding Associate

AML Compliance Executive – Transaction Monitoring

Compliance Onboarding Associate

Financial Accountant – Commercial

AML Compliance Executive, Compliance Review Analyst

AML Compliance Executive, Corporate Review Analyst

Senior Product Marketing Manager

Legal Counsel, Commercial