Nium

Director – Treasury, Cash Management & Safeguarding

Nium

full-time

Posted on:

Origin:  • 🇬🇧 United Kingdom

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Job Level

Lead

About the role

  • Serve as the accountable safeguarding owner across all NIUM entities where applicable.
  • Maintain and continuously update the safeguarding policy and procedures in compliance with FCA, EEA, MAS, and other relevant regulations as NIUM’s entities and licences grow.
  • Oversee daily safeguarding reconciliations, asset segregation, and safeguarding fund optimisation.
  • Ensure readiness for audits, inspections, and regulatory reporting on safeguarded funds.
  • Work with Legal/Compliance to assess and implement permissible safeguarding investment options.
  • Work with Product and Engineering teams to deliver technical capabilities and reduce operational risk.
  • Oversee daily cash positions across multiple currencies and corridors.
  • Implement and manage short-term liquidity forecasts and funding needs for operational and safeguarded flows.
  • Support pre-funding frameworks, including risk-based allocation models across customers and corridors.
  • Optimise NIUM’s own-fund usage and liquidity buffers while maintaining regulatory compliance.
  • Maintain robust treasury policies, SOPs, and internal control frameworks.
  • Lead operational excellence in banking infrastructure, payment rail access, and account setup.
  • Actively manage bank relationships and monitor key treasury SLAs.
  • Collaborate on system upgrades and treasury automation opportunities.
  • Deliver timely and accurate reports on cash positions, safeguarding levels, liquidity coverage, and reconciliation status.
  • Support Board/Committee updates on safeguarding health and risk metrics.
  • Work with Finance to support statutory audit requests and treasury-related disclosures.

Requirements

  • 10 years in a treasury, finance, or risk role, preferably within a regulated EMI, fintech, bank, or payments company.
  • Hands-on experience with safeguarding frameworks under FCA, MAS, or EU rules.
  • Strong working knowledge of multi-currency operations, liquidity planning, and banking operations.
  • Exposure to audits, regulatory reviews, or interaction with financial supervisors is a plus.
  • Strong financial acumen with advanced Excel and treasury tool proficiency.
  • Clear communicator with ability to influence across functions.
  • Highly organised with strong documentation, reconciliation, and controls mindset.
  • Able to operate independently with full ownership and accountability.