Manager

• Develop and implement the annual risk-based audit schedule for business units and IT audit activities
• Effectively supervise audit staff to ensure audits are properly scoped, executed, and completed in a timely manner
• Apply the Internal Audit methodology, audit policies, standards, and procedures consistently across assigned audit engagements
• Participate in the annual risk assessment process and contribute to the development of comprehensive audit plans
• Actively participate in management meetings to remain abreast of emerging products, services, and technology initiatives
• Act as internal audit's subject matter expert on IT, operational, and business unit audit matters
• Implement continuous monitoring around key risks and identify opportunities for computer assisted audit techniques (CAATs, data analytics, etc.) to expand coverage and efficiencies
• Prepare clear, well-supported audit reports and communicate findings and recommendations effectively to management at various levels
• Build trusted relationships with management by working collaboratively to resolve audit or risk concerns in a timely manner
• Remain current on emerging internal audit and regulatory trends and proactively seek training opportunities
• Analyze data and key performance indicators to identify risk and control trends and recommend preventative actions
• Coordinate responses to requests from external auditors and regulators, and interact professionally with all levels of management
• Conduct all audit work in accordance with department policies, the Institute of Internal Auditors (IIA) International Professional Practices Framework (IPPF), and applicable regulatory guidelines
• Lead audit fieldwork, manage multiple audits and projects concurrently, and develop detailed project plans including risks, scope, staffing, deliverables, timelines, and budgets
• Coach and mentor audit staff to support professional development and expand team knowledge of banking regulations, IT, and operational audit approaches
• Foster a positive and collaborative culture by maintaining cooperative relationships, sharing information, and providing constructive feedback
• Maintain current knowledge of federal and state laws and regulations, along with Company policies and procedures
• Adhere to the Company's core values and conduct all activities in a manner that does not harm consumers

Manager, Internal Audit, IT

Administration

• Evaluates and determines appropriate action on alerts from a variety of report types by analyzing account/program details and transactional activity to determine if the activity is in accordance with the program use case or warrants further review.
• Assesses cardholder account risk using processor systems, internal search tools, web searches, and queries to make informed judgements about programs attributes and transactional patterns.
• Clears or blocks the account for documentation request, notes the account, and follows up on all blocked accounts until resolution in accordance with bank procedures.
• Completes Unusual Activity Referral forms and submits them to FinCrime Unit or Fraud if necessary, according to department procedures.
• Monitors department email inbox and respond to customer documentation submissions and inquires.
• Analyzes and decides on responses to Visa/MC Fraud Alerts and Safety Net notifications based on assessment and program requirements.
• Determines and manages appropriate documentation and record keeping based on case-specific factors and regulatory compliance needs.
• Resolves customer concerns through outbound and inbound calls by assessing program issues and determining appropriate solutions or escalation paths.
• Identifies improvement opportunities and recommends new or modified monitoring reports by evaluating trends and assessing program-specific needs against program structure and parameters.

Program Administration Analyst, Fin Tech

Analyst

• Responsible for managing a portfolio of higher-risk or criticized commercial credits
• Providing strategic oversight and credit analysis to mitigate risk and maximize recovery
• Partnering closely with Special Credits Officer, legal, and senior credit leadership to structure workout strategies, negotiate repayment plans, and assess collateral positions
• Preparing detailed credit reviews, financial analyses, and risk ratings to support informed decision-making
• Identifying trends within the special assets portfolio and ensuring regulatory compliance
• Performing underwriting and credit analysis necessary to support the lending and loan portfolio quality management activities of MVB
• Providing administrative support by maintaining key reporting systems

Senior Credit Analyst – Special Credits

Financial Planning and Analysis

• Leads comprehensive analysis of credit, market, liquidity, and/or model risks and provides strategic guidance to senior management on risk exposures
• Establishes key risk indicators (KRIs) and proactively monitors risk exposures across business lines
• Identifies emerging risks through the monitoring of early warning indicators and provides strategic recommendations to senior management and board committees
• Reviews financial models (such as CECL, stress testing, and/or ALM models) and provides effective challenge on model methodology, assumptions, and limitations
• Maintains model inventory and works with model owners and validators to ensure findings are remediated
• Challenges business unit risk mitigation strategies and ensures remediation plans adequately address root causes
• Provides independent assessments on regulatory preparedness and leads the preparation for regulatory examinations and audits
• Monitors changes in regulatory requirements and partners with senior leadership to develop action plans to address impact of changes
• Provides effective challenge to business line policies to meet regulatory requirements
• Provides information to management by assembling and summarizing data, preparing reports, making presentations of findings, analyses and recommendations
• Leads effective challenge of due diligence processes for new business lines or products

Manager, Internal Audit, IT

Program Administration Analyst, Fin Tech

Senior Credit Analyst – Special Credits

Senior Financial Risk Analyst