Luminor Group

IT Support

• Lead and develop a high performing team responsible for risk quantification, stress testing, and automation
• Own and further develop the Bank’s Stress Testing Framework, including regulatory exercises such as EBA Stress Tests
• Design and deliver macroeconomic risk scenarios for ICAAP and IFRS9 on a quarterly basis
• Oversee development and maintenance of forward looking risk quantification and stress testing models across key risk types
• Ensure robust assessment of solvency, credit, operational, and business model risks under normative and economic perspectives
• Drive development of self-service analytical tools and automated dashboards supporting risk management and reporting for the Risk Division
• Lead automation and enhancement of the bank’s risk reporting processes using Power Automate and Power BI
• Contribute to the bank’s transformation agenda, including migration of data and models to a cloud based infrastructure
• Advance stress testing and risk quantification approaches for climate and environmental risks
• Support further embedding of ICAAP and stress testing outputs into business steering and capital allocation
• Act as a subject‑matter expert, educating and advising stakeholders across the organization.

Unit Manager – Risk Quantification, Automation

Security Engineer

• Act as the lead Security SME for the Transactions domain, defining security requirements and guiding secure solution design.
• Advise technology and business stakeholders by reviewing architectures, validating requirements, and recommending secure design approaches.
• Perform security architecture reviews, risk assessments, and threat analyses, providing clear remediation guidance.
• Ensure security controls are correctly implemented and coordinate assurance activities such as vulnerability assessments, penetration tests, and audits.
• Oversee ongoing compliance with DORA, PCI DSS, and related standards.
• Integrate application security practices (SAST, DAST, IAST, SCA) into CI/CD pipelines and define security quality gates.
• Build strong cross-team relationships to drive pragmatic, consistent security outcomes.

Security Architect

• Act as the lead Security SME for the Transactions domain, defining security requirements and guiding secure solution design.
• Advise technology and business stakeholders by reviewing architectures, validating requirements, and recommending secure design approaches.
• Perform security architecture reviews, risk assessments, and threat analyses, providing clear remediation guidance.
• Ensure security controls are correctly implemented and coordinate assurance activities such as vulnerability assessments, penetration tests, and audits.
• Oversee ongoing compliance with DORA, PCI DSS, and related standards.
• Own technical PCI DSS competence, translating regulatory requirements into actionable architecture and engineering controls.
• Integrate application security practices (SAST, DAST, IAST, SCA) into CI/CD pipelines and define security quality gates.
• Support vulnerability triage and guide secure adoption of emerging technologies, including AI-driven tooling.
• Build strong cross-team relationships to drive pragmatic, consistent security outcomes.
• Contribute to information protection strategies, security initiatives, and domain-wide maturity improvements.

• Act as the lead Security SME for the Transactions domain, defining security requirements and guiding secure solution design
• Advise technology and business stakeholders by reviewing architectures, validating requirements, and recommending secure design approaches
• Perform security architecture reviews, risk assessments, and threat analyses, providing clear remediation guidance
• Ensure security controls are correctly implemented and coordinate assurance activities such as vulnerability assessments, penetration tests, and audits
• Oversee ongoing compliance with DORA, PCI DSS, and related standards
• Integrate application security practices (SAST, DAST, IAST, SCA) into CI/CD pipelines and define security quality gates
• Build strong cross-team relationships to drive pragmatic, consistent security outcomes

• Lead and develop a high performing team responsible for risk quantification, stress testing, and automation
• Own and develop the Bank’s Stress Testing Framework
• Design and deliver macroeconomic risk scenarios for ICAAP and IFRS9
• Oversee development and maintenance of risk quantification and stress testing models
• Ensure robust assessment of various risks
• Drive development of self-service analytical tools and dashboards
• Act as a subject-matter expert for stakeholders across the organization

Unit Manager, Risk Quantification – Automation

Customer Support

• Ensure that CSU employees provide high quality service and customer experience for customers in all communication channels
• Ensure efficient and relevant sales performance provided by CSU teams
• Deliver fulfillment of individual and CSU teams targets – both - OKR’s and KPI’s
• Foster the growth and potential of subordinates: deliver timely and constructive feedback on results, leverage regular 1:1 session as coaching opportunity
• Manage employees access rights, follow and ensure data quality, CRM and Banking systems usage according to existing quality standards, processes and procedures with focus to minimize employees personally made mistakes
• Make sure customers’ requests to be solved on timely and high-level quality
• Lead proactively raise concerns to Customer Experience Unit regarding customer feedback received on relevant improvement opportunities as well as gaps in customer experience processes
• Take part and provides input for activities/projects related to CSU efficiency and customer service excellence
• Collaborate with other CSU Team Leads, CSU Project Coordinators, and other stakeholders, both locally and in pan-Baltic level
• Report and proactively approach direct unit manager regarding risks and opportunities acknowledged in CSU business performance
• Promote and execute a risk culture in the team that addresses risk awareness and risk-taking behavior

Customer Service Unit Lead

Financial Crime

• Lead Anti-Financial Crime (AFC) risk management processes
• Transform AFC risk management operations
• Manage stakeholder relationships
• Oversee a department of 60–70 colleagues
• Develop, improve, and govern AFC/FCRM systems and tools
• Provide insights into risks, assessments, and performance metrics
• Oversee analysis of unusual activity and lead investigations on escalated cases
• Represent Luminor in regulatory forums
• Set departmental priorities and roadmap

Head of Financial Crime Risk Management

• Own all AFC risk management processes
• Lead the development, improvement, and governance of AFC/FCRM systems and tools
• Contribute to AFC Risk Appetite, Policies and Standards
• Establish methods, procedures, and a strong awareness and training framework
• Provide senior stakeholders with clear insight into risks, assessments, and performance metrics
• Oversee collection and analysis of unusual activity and red flags
• Lead investigations on escalated AML, Sanctions, and Fraud cases
• Represent Luminor in regulatory and industry association forums
• Set departmental priorities, roadmap, and annual activity plan

Risk

• Ensure that all product development activities are compliant with internal policies, regulatory requirements, and governance standards
• Support and coordinate IT risk assessments for new features and changes, working closely with Product Owners and teams
• Collaborate with second line (Risk, Compliance, Legal, Security and Data) to guide teams through risk assessment processes and ensure proper approvals
• Prepare and maintain required documentation for releases, audits, and regulatory checks
• Support internal and external audits, including data collection, coordination, and follow-up on remediation actions
• Ensure that risks, issues, and controls are properly documented, tracked, and resolved
• Contribute to improving governance processes, documentation standards, and risk frameworks
• Act as a key point of contact between product teams and governance functions
• Work closely with teams to ensure compliance does not block delivery, but is embedded into the development process

IT Risk & Governance Control Analyst

Account Manager

• Be the Main Point of Entry to personalized, quality services across the Luminor Group
• Actively use all possibilities in the market in order to acquire new customers or expand cooperation with existing
• Be ultimately responsible for total customer profitability, risks and the overall relationship between the bank and customer
• Know your customer and ensure a customer’s long-term value creation through a partnership, by examining value drivers
• Manage and develop the customer team and the use of relevant specialists in Luminor to meet customers needs and provide best banking solutions
• Represent and defend customers in internal decision making bodies like credit committee, customer risk committee etc.

Senior Relationship Manager

Product Manager

• Own the vision, roadmap, and backlog of the Data Platform
• Act as the primary interface between business domains, data teams, and platform engineers
• Define and prioritize platform capabilities such as event streaming, data ingestion, and processing
• Translate strategic objectives and consumer needs into clear product goals
• Ensure the platform delivers measurable value, usability, and reliability
• Collaborate closely with architects, engineers, business analysts, and data stewards

Product Owner, Data Platform

• Own the vision, roadmap, and backlog of the Data Platform
• Act as the primary interface between business domains, data teams, and platform engineers
• Define and prioritize platform capabilities
• Translate strategic objectives and consumer needs into clear product goals
• Ensure the platform delivers measurable value, usability, and reliability
• Drive alignment on non‑functional requirements
• Collaborate closely with Architects, Engineers, Business Analysts, and Data Stewards
• Ensure platform capabilities support governance, traceability, and regulatory expectations

Unit Manager – Risk Quantification, Automation

Unit Manager – Risk Quantification, Automation

Security Architect

Security Architect

Security Architect

Unit Manager, Risk Quantification – Automation

Customer Service Unit Lead

Head of Financial Crime Risk Management

Head of Financial Crime Risk Management

IT Risk & Governance Control Analyst

IT Risk & Governance Control Analyst

IT Risk & Governance Control Analyst

Senior Relationship Manager

Product Owner, Data Platform

Product Owner – Data platform