Luminor Group

Accountant

• Handle daily accounting tasks within agreed terms, ensuring complete and accurate accounting data
• Be compliance with internal and external regulations, and regular knowledge update
• Reconcile data and balances between the ledgers and systems
• Prepare various reports and statements
• Participate in monthly closing activities
• Provide support and back-up to other team members
• Actively collaborate with internal and external partners
• Generate ideas and proposing improvements in the responsible area

Business Analyst

• Analyze payment system environments, integrations, and application components
• Map end-to-end payment flows (from initiation to settlement and reporting)
• Model business processes (user journey, process flow, data flow)
• Document requirements, describe tasks and specifications for developers
• Participate in systems testing, organize user trainings

Senior Business Analyst, Cash Management

Financial Crime

• Ensure efficient execution of Customer Due Diligence processes according to internal Luminor standards
• Organize daily distribution of the team´s tasks to the designated team members and cooperate with other Team Leads on the country and Baltic level to ensure processing activities are well coordinated and executed
• Proactively participate in the identification and flagging of operational risks associated with the business activities, including suggestions for the development of additional controls to mitigate AML/CFT/fraud and sanctions risks
• Initiate and implement process improvements in order to ensure pan-Baltic alignment and process efficiency
• Monitor and enhance team performance by conducting regular reviews of work to ensure quality standards are met, providing constructive feedback, and ensuring employees understand and act on quality assurance results.
• Develop and track team KPIs, monitor individual performance against these metrics, and implement follow-up measures such as training, knowledge evaluations, or additional QA activities in cases of non-performance
• Establish and maintain robust AFC risk management processes and instructions. Ensure these are updated regularly to adapt to changing AFC and Sanctions area trends, technological advancements, and regulatory requirements
• Enable subordinates to deal effectively with their responsibilities, delegate the necessary authority in line with employee performance and seniority, bring high energy to support, follow up-on work (morning huddle, weekly meetings)
• Maintain and improve the AFC and Sanctions area knowledge and competences of the team
• Promote and support living the Luminor values and building the strong Luminor brand and contribute to create great customer experience
• Foster cross-divisional collaboration and manage boundaries across the organization. Ensure that your own team understands its role in the value chain and build the network across it
• Ensure professional development of subordinates, lead through questions, regularly use 1:1 discussions as opportunities, provide continuous and constructive feedback on performance
• Select the right talent to the right roles, take care of successful onboarding, wellbeing of team and replace subordinates who consistently fall short of fulfilling their role. Ensure that relevant succession and development plans are in place and recommend promoting people with further potential
• Promote and execute a risk culture in the team that addresses risk awareness and risk-taking behavior, communicate the communication from the Management Board to the team, ensure training of team on risk management, support the team in risk identification, assessment and mitigation activities, and escalate risk-related issues

Team Lead – KYC Operations Unit

• Work closely with business stakeholders (Corporate Lending, Credit, Risk, Sales, Operations teams) to gather, analyze, and document detailed business and system requirements
• Translate business needs into clear functional and non-functional specifications for development teams
• Contribute to the design of corporate lending and credit risk solutions, including loan lifecycle, credit assessment, limits, collateral management, and reporting
• Support system integration
• Support testing activities ensuring, requirements are clearly described

Senior System/Business Analyst – Corporate Lending

• Work closely with business stakeholders (Corporate Lending, Credit, Risk, Sales, Operations teams) to gather, analyze, and document detailed business and system requirements
• Translate business needs into clear functional and non-functional specifications for development teams
• Contribute to the design of corporate lending and credit risk solutions, including loan lifecycle, credit assessment, limits, collateral management, and reporting
• Support system integration
• Support testing activities ensuring requirements are clearly described