Senior Business Analyst, Cash Management

Luminor Group

Senior Business Analyst analyzing payment systems at Luminor, a leading independent bank in the Baltics. Join us to build a local banking champion and make an impact in financial services.

Posted 7/4/2026full-timeTallinn • 🇪🇪 EstoniaSenior💰 €3,500 - €5,300 per monthWebsite

Tech Stack

Tools & technologies

Swift

About the role

Key responsibilities & impact

Analyze payment system environments, integrations, and application components
Map end-to-end payment flows (from initiation to settlement and reporting)
Model business processes (user journey, process flow, data flow)
Document requirements, describe tasks and specifications for developers
Participate in systems testing, organize user trainings

Requirements

What you’ll need

3-5 years’ experience in gathering, reviewing, analyzing business and technical requirements (functional and non-functional) in IT projects
Excellent problem-solving skills, analytical mindset and attention to details
Stakeholders’ management skills (requirements gathering, workshops)
Strong interest in technology
Preferred educational background in IT, Engineering, Natural sciences (Mathematics, Physics, Chemistry)
Would be considered as an advantage: Experience working with tools like JIRA, Confluence; Understanding payments schemes (SEPA, Target2, SWIFT); Experience in Agile and Scrum software development projects
Fluent English is required in spoken and written communication due to working on the Pan-Baltic level.

Benefits

Comp & perks

Flexibility. Flexible working hours, Hybrid work, and the possibility to work from anywhere in the EU, Iceland, Switzerland, and the UK (in total 90 days per year)
International teams. Teams that go outside Pan-Baltic borders, where people value challenging work together with good humor and having fun
Culture. You’ll be joining a team where things move fast, ideas flow freely, and change is part of the everyday.
More vacation. Additional weeks of vacation are available to all employees who have been in the company for 1 year or more
Volunteer time off. We care about giving back to society, therefore, you will get additional days off for volunteering purposes
Paid leave. We are proud of our employees who are participating in military training. Therefore, Luminor offers 30 fully paid calendar days for military training every year
Health benefits. A competitive benefits package in addition to your salary that includes health insurance after the first 3 months pass in all three Baltic states, as well as Health days in case of your absence due to sickness without a doctor's note needed
Wellbeing. Access to tools and resources that help you feel good and be productive at work and in life
Professional growth. Internal and external training programs, LinkedIn learning, workshops, conferences, online training, etc.
Special Offer for Luminor products & services. Enjoy special offers & pricing for products and services provided by Luminor

ATS Keywords

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Hard Skills & Tools

Business Requirements AnalysisTechnical Requirements AnalysisData Flow MappingUser Journey MappingSystems Testing

Soft Skills

Problem-Solving SkillsAnalytical MindsetAttention to DetailStakeholder Management