KeyBank

Risk

• Work directly with the lines of business (LOBs) to identify and assess risks, review and challenge risk assessments, provide input over controls and testing, advise on and monitor remediation activities and create reporting, ensuring line of business alignment within the Operational Risk program and framework
• Responsible for primary execution of Operational Risk oversight and help guide and influence implementation of operational policies and/or procedures to mitigate risk within appetite
• Responsible for assisting with the ongoing development and implementation of the Major Line of Business (LOB) Operational Risk teams strategic plan to accomplish its Annual Operational Risk objectives, to include among others: the development and implementation of Operational risk policies and procedures; assessment, monitoring and testing; establishment of line of business accountability and escalation and reporting processes
• Responsible for ongoing development and implementation of operational risk management topics, including such things as being the subject matter expert on operational risk activities associated with risks, controls, testing, remediation and reporting
• Actively participate in broad risk management oversight of assigned LOB. Provide direction and deliver training to line of business personnel, Risk Management staff and others on Operational Risk best practices and other relevant industry best practices
• Monitor and assess new or amended legal and regulatory requirements as they relate to the Consumer Bank
• Responsible for review and challenge of LOB policies and procedures to ensure that they are consistent with current applicable rules, regulations, laws and are effective in mitigating related risks
• Work with the LOB to ensure the ongoing development and enhancement of risk assessments, testing, monitoring and associated plans
• Provide authoritative and consultative advice and support to management utilizing independence yet providing pro-business solutions
• Analyze and provide feedback around risks associated with the offering of new and/or enhanced products, services, processes, business initiatives and outsourced third party activities
• Responsible for proactively anticipating and responding to changes in regulations, rules and/or laws; assessing the impact of any change to the business areas and assisting them in responding to such changes
• Accountable for ensuring that line of business policies and procedures are consistent with current applicable banking and securities rules, regulations, and laws
• Respond to internal and external audits, exams and requests for information and provide review & challenge of any line of business responses to internal and external audits. Assist in the evaluation of audit and examination findings and implementation of corrective action and needed responses
• Assist in the response to ongoing regulatory and legal inquiries and investigations
• Develop and maintain positive working relationships with internal clients, staff, peers, other risk partners, and LOB senior management
• Maintain relationships with industry peers and regulatory bodies
• Escalates promptly to appropriate senior management or appropriate risk committee any material breaches of applicable laws, rules, policies or standards with actual or potential operational risk impact, and necessary correction action
• Acts as Operational Risk Subject Matter Expert on any assigned Subcommittees and/or Working Groups
• Provide leadership and/or support on special projects, as assigned
• Proactively works with assigned business unit management to identify and assess the operational risks associated with business activities, ensuring alignment with the Corporate Operational Risk Framework, including: • Advising LOBs on operational risks and controls and key risk indicators.
• Advising LOBs on operational risks related to new products and/or services and business initiatives
• Advising LOBs on operational risks related to outsourced third party activities
• Providing reporting to executives LOB partners on a periodic basis
• Conducts review and challenge activities and escalation, including independent testing as required.
• Manage 2nd LOD requirements related to the Governance, Risk & Compliance application and Risk Assessment Processes.
• Other duties as assigned

Senior Operational Risk Officer – Consumer Bank

Accountant

• Perform Lead Accountant responsibilities for Corporate Reconciliation functions
• Complete general ledger and internal Demand Deposit Account (DDA) reconciliations
• Resolve complex reconciliation exceptions
• Document new departmental procedures and support audit requests
• Mentor and provide in-depth knowledge transfer

Lead Accountant

Account Manager

• Identifies opportunities to retain, expand and acquire client relationships.
• Gather information from the client and consult with appropriate team members to recommend banking, borrowing and investment solutions.
• Engages and coordinates the extended advisory team based on client needs.
• Acts as a client advocate/representative on assembled team.
• Develops a comprehensive understanding of clients’ needs, based on the review and analysis of personal and business financial data gathered through Relationship Reviews, the customer relationship manager (CRM) system and personal meetings.
• Captures the client’s goals in a financial plan.
• Develops and maintains an in-depth knowledge of the KPB Sales Process, Client Experience and Client Service Standards.
• Employs and maintains a disciplined approach to the client review process using designated tracking tools to document progress on implementation of client strategies.
• Meets or exceeds assigned individual sales goals by expanding existing client relationships, closing referrals and/or capturing new business growth.
• Prepares and delivers in person client presentations, individually or as part of a team, presenting appropriate financial solutions via consultative review and proactive contact.
• Participates in Community organizations and to demonstrate Key’s commitment to the local community.
• Performs other duties as assigned; duties, responsibilities and/or activities may change, or new ones may be assigned at any time with or without notice.

Private Bank Associate Relationship Manager

Product Manager

• Drive initiatives in support of the strategy for student loan solutions and products
• Partner with cross-functional teams to drive growth
• Consult with senior business leaders and direct resources for product and sales initiatives

Consumer Bank Product Manager III

Data Scientist

• Conduct quantitative modeling and analytics of financial crimes
• Perform a broad range of quantitative works, including model development and ad hoc analytics to address financial crime compliance needs
• Research, compile and evaluate large sets of data to assess quality and determine suitability for model building
• Develop/maintain internal models and test/configure vendor solutions to ensure conceptually sound design, proper implementation, and acceptable model performance
• Document model development process and outcomes properly and support model validation and review
• Employ innovative techniques to drive continuous improvements in model effectiveness and efficiency, e.g. reducing false positives
• Proactively develop and build technical skills and business knowledge; effectively collaborate with compliance, technology, and risk partners

Senior Data Scientist, Financial Crimes

Salesforce Analyst

• Partner with Line of Business (LOB) stakeholders across Commercial Lending
• Lead discovery and deep-dive sessions to understand current-state workflows
• Translate business requirements into clear, build-ready user stories in Jira
• Act as a subject matter expert throughout the delivery lifecycle
• Support enhancements across the Salesforce ecosystem
• Write and execute functional test scripts to validate new functionality prior to business user review

Senior Salesforce Business Analyst, Commercial Banking, CRM Platforms

Data Analyst

• Extract, manipulate, and analyze large datasets using data analytics platforms; interpret code logic to validate data pipelines and ensure accuracy.
• Recommend new quantitative methodologies for consideration and/or evolve quantitative methodologies already in practice.
• Apply advanced statistical techniques (SEM, ENET, K-means, etc.) to uncover actionable insights.
• Identify opportunities to automate analysis, including leveraging AI and ensure access to broader range of behavioral and operation data points.
• Create a knowledge warehouse for repeatable code and processes that can be leveraged by more junior analysts.
• Build strong relationships across the team and bank to align research priorities with strategic goals.
• Directly manage three analysts, acting as a player-coach, guiding team members on technical and analytical best practices.
• Synthesize findings into deep, compelling narratives and presentations and teach directs how to create a clear path from one insight to another.

Senior Analytics Manager – Market Research

Manager

• Responsible for all aspects of facility, asset and relationship management for a portfolio of properties
• Ensuring operations, maintenance and vendor management standards are met
• Direct accountability for overall property operations, cosmetic appearance, technical oversight, and fiscal management
• Establish a strategic forecast for operating and capital improvement budgets
• Oversee third-party service providers responsible for preventive maintenance and reactive work order completion
• Development of an annual capital improvement budget

Facilities Manager

Full-stack Engineer

• Independently develops clean, maintainable, testable code for work assigned; performs code reviews for all levels of engineer.
• Designs solutions for the overall health, performance, and availability and actively works resolution of system and client experience impacts for one or more environments, applications, or platforms.
• Strong technical expert on the team; assigns work, mentors, and trains junior engineers.
• Advocates for new technology and improvements.
• Creates technical documentation, specifications, and project artifacts for developing code.
• Identifies and develops potential standards and best practices.

Senior Software Engineer – Customer Warehouse, Cobol Application

• Perform general ledger activities supporting the month-end/year-end closing process by preparing accurate journal entries and account reconciliations
• Work collaboratively on various cross-functional initiatives including interactions with line of business management, operations, internal audit, risk management and compliance, accounting policy and research, and independent auditors
• Help facilitate accounting operations by overseeing and resolving suspense postings
• Respond to financial inquiries and provide financial analysis to support business decisions
• Assist with the annual audit process by supplying required documentation, preparing supporting schedules, and responding to auditor inquiries
• Assist in the preparation of external financial disclosures, ensuring compliance with U.S. GAAP and regulatory requirements
• Support the drafting and maintenance of internal accounting policies and procedures
• Participate in special projects, including supporting accounting impacts from new product offerings or other business or regulatory changes, system enhancements, and training initiatives
• Identify opportunities for process improvements and automation in accounting operations.
• Complies with all KeyBank policies and procedures.

Senior Accountant

Compliance

• Serve as the corporate subject matter expert across the designated lines of business.
• Develop relationships of trust and confidence with the designated lines of business.
• Demonstrate working knowledge of banking/consumer compliance regulations and laws, and apply this to risk management strategies.
• Provide oversight and monitoring of line of business processes and controls.
• Work proactively and collaboratively with the line of business to identify process improvements or control gaps and facilitate necessary associated changes.
• Keep abreast of new laws and regulations.
• Assist with regulatory compliance exams.
• Assist with corporate policy and training development.
• Educate and provide consultative advice on assigned regulations.
• Provide independent review and challenge on various line of business activities.
• Participate in or lead various projects related to mitigating risk to Key.

Compliance Officer – Consumer Lending Originations

Community Manager

• Leads a team responsible for the strategic direction, development, management and execution of consumer products to drive profitability while maintaining a moderate risk profile
• Directs the team in leveraging industry research, competitive information, alternative sources of data, and analytical insights to identify profitable clients
• Partners with leaders from digital, analytics, underwriting, technology, marketing, asset quality, and risk management
• Manages teams to identify and solution product and system inefficiencies that impact client acquisition
• Owns risk as a member of the first line of defense

Senior Key Community Bank Product/Segment Manager

Vice President

• Gather and analyze all relevant financial data for, often high value, clients or prospects, including spreading financial statements and/or collaborating with third party vendor to ensure accuracy of financial spreads statements, analyzing historical performance, accurately calculating credit metrics, identifying risks and mitigants, and assessing creditworthiness, etc. while effectively utilizing and providing feedback to, third party resources.
• Model future financial performance of clients and prospects, including downside scenarios.
• Demonstrate leadership in structuring transactions, in collaboration with Business Partners/Bankers/and Relationship Managers.
• Viewed as a value-add financial advisor by the client/borrower, critical and knowledgeable contributor to the deal team and respected by Credit for a solid reputation managing risk.
• Perform enhanced leveraged cash flow due diligence, when appropriate (i.e., in specific Banking Group Portfolio Management, "BGPM" specialty groups).
• Prepare a thorough credit underwriting document identifying credit risks and mitigants, industry concerns, market share trends, financial trends, and other pertinent credit issues.
• Ensure compliance with all relevant regulations including Know Your Customer (KYC), running MCA/Patriot Act/OFAC checks as well as certifying Beneficial Ownership.
• Manage the approval process for, occasionally complex, lending commitments, amendments, waivers, and consents, including providing monitoring, reporting and/or making recommendations to Credit Executives as appropriate.
• Review and properly maintain all necessary legal documentation including credit agreements, guarantees, security pledges, and collateral documentation to ensure that the documentation correctly reflects approval.
• Monitor accounts/ongoing financial performance of portfolio to track covenant compliance, determine liquidity, earnings trends, management capability and other essential information to secure the bank's position to minimize potential losses.
• Ensure data integrity in Key's systems and reporting and that all assets remain appropriately risk rated at all times, with timely changes.
• Identify potential problem accounts and work with our Asset Recovery Group, as appropriate, to improve the bank's position in undesirable situations.
• Establish and maintain direct client relationships.
• Attend management presentations, bank meetings and conduct plant/site visits as appropriate to monitor business conditions and/or identify new underwriting, and/or additional bank product opportunities.
• Contribute to, or prepare white papers on assigned industry segments, as requested.

Vice President, Portfolio Management – Commercial Upper Middle Market

Auditor

• Assist with the coordination and completion of the three phases of a risk review: Planning, Fieldwork and Reporting
• Complete walkthroughs and interact with line of business personnel
• Perform and document testing of internal controls
• Ensure adherence to required laws and regulations
• Draft findings and reporting deliverables
• Serve as a lead on smaller, less complex reviews

Senior Auditor – Enterprise Projects

Financial Planning and Analysis

• Leading teams of Associates and Analysts in the provision of financing and advisory services to clients as well as the creation and preparation of presentation and pitch materials; mentoring, coaching and assisting in the development of Associates and Analysts in the Consumer & Retail Group
• Managing and executing tasks encompassing comprehensive financial modeling and valuation analyses
• Analyzing the financial statements and operating metrics of public companies within the Retail & Apparel sector to generate industry insights
• Act as a trusted advisor to clients and prospective clients through relationship development, industry knowledge and capital markets expertise
• Developing a thorough understanding of the trends and competitive dynamics within the sector
• Understanding the financial impact of decisions on the client's organization
• Coordinating the appropriate organizational resources to deliver product solutions and advice to clients
• Maintaining frequent and appropriate communications with team members and product partners throughout the firm
• Eventually begin to assume origination responsibilities in accordance with the strategic direction of the Consumer & Retail Group, including but not limited to: identifying and calling on prospects; the creation, analysis and presentation of actionable ideas; and, originating new client mandates
• Ongoing involvement in the identification and recruitment of potential new hire candidates for the Consumer & Retail Group as well as other franchise-building activities