iwoca

Senior Collections Agent

iwoca

full-time

Posted on:

Origin:  • 🇩🇪 Germany

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Job Level

Senior

About the role

  • Manage your own customer portfolio, speak with customers, and negotiate solutions that are optimal for both the customers and iwoca.
  • Decide independently, within the framework of internal guidelines, on the best approach to find solutions with customers.
  • Act as the interface between commercial dunning and judicial collection proceedings.
  • Analyse the financial situation of customers and develop appropriate strategies to provide the best possible support.
  • Collaborate with paralegals, external lawyers, Account Managers, Credit Analysis, and other iwoca teams on complex cases.
  • Improve collaboration and maintain relationships with stakeholders (lawyers, courts, insolvency administrators).
  • Serve as a role model for company values and help shape office culture.
  • Work on cross-functional projects to optimise and implement processes and manage projects alongside daily work.

Requirements

  • Completed a commercial/legal apprenticeship or a (business administration) degree.
  • At least 5 years of professional experience—ideally in the financial sector—in a "customer-facing" collections position, either at a collections agency and/or a law firm.
  • Expert in both out-of-court and judicial collection proceedings and some initial experience in enforcement and insolvency law.
  • Communicate confidently at all times, both in writing and on the phone.
  • Very empathetic and tactful.
  • Strong assertiveness to proceed in a goal-oriented manner even in difficult situations.
  • High degree of negotiating skill with a "customer first" approach and ability to build strong relationships with customers.
  • Proactive, curious, and constantly question cases and processes to ensure improvements; motivated by innovation.
  • True team player and always ready to support colleagues.
  • Excellent German language skills (C1/C2 required) and good English skills for international meetings.
  • Full legal right to work in the country where this role is based (application asks about right to work and visa/sponsorship).