Manage your own customer portfolio, speak with customers, and negotiate solutions that are optimal for both the customers and iwoca.
Decide independently, within the framework of internal guidelines, on the best approach to find solutions with customers.
Act as the interface between commercial dunning and judicial collection proceedings.
Analyse the financial situation of customers and develop appropriate strategies to provide the best possible support.
Collaborate with paralegals, external lawyers, Account Managers, Credit Analysis, and other iwoca teams on complex cases.
Improve collaboration and maintain relationships with stakeholders (lawyers, courts, insolvency administrators).
Serve as a role model for company values and help shape office culture.
Work on cross-functional projects to optimise and implement processes and manage projects alongside daily work.
Requirements
Completed a commercial/legal apprenticeship or a (business administration) degree.
At least 5 years of professional experience—ideally in the financial sector—in a "customer-facing" collections position, either at a collections agency and/or a law firm.
Expert in both out-of-court and judicial collection proceedings and some initial experience in enforcement and insolvency law.
Communicate confidently at all times, both in writing and on the phone.
Very empathetic and tactful.
Strong assertiveness to proceed in a goal-oriented manner even in difficult situations.
High degree of negotiating skill with a "customer first" approach and ability to build strong relationships with customers.
Proactive, curious, and constantly question cases and processes to ensure improvements; motivated by innovation.
True team player and always ready to support colleagues.
Excellent German language skills (C1/C2 required) and good English skills for international meetings.
Full legal right to work in the country where this role is based (application asks about right to work and visa/sponsorship).