Analyst

• Optimize our conversion rate by continuously streamlining our origination process and improving user experience.
• Lead efforts to improve automation opportunities while balancing risk and customer experience.
• Manage and optimize existing strategies effectively by designing A/B tests to understand the right risk-return balance.
• Identify and evaluate new vendors / data sources and create business cases and present them to senior management.
• Conduct ad-hoc analysis related to risk management, product, and operations.
• Develop and implement credit strategies leveraging data, machine learning models and advanced analytics tools to mitigate losses and maintain excellent customer experience.
• Continue to innovate by testing new data, analytical approaches and models.
• Monitor and analyze portfolio performance at a granular segment level on an ongoing basis. Identify trends and conduct root-cause analysis to isolate key performance drivers.
• Communicate findings and recommendations to the Risk Management and broader Happy Money community in a clear and concise manner.

Senior Lead Analyst – Pricing and Conversion

Scheduling Analyst

Application Analyst

Digital Optimization Analyst

Technical Patent Analyst, Prior Art, Patentability, Competitive Intelligence

Technical Patent Analyst, Prior Art, Patentability, Competitive Intelligence