
Senior Quantitative Risk Analyst
Earnest
full-time
Posted on:
Location Type: Remote
Location: California • United States
Visit company websiteExplore more
Salary
💰 $126,000 - $145,000 per year
Job Level
About the role
- Lead loss forecasting by leveraging data science models and applying business overlays to project portfolio performance.
- Monitor and analyze credit metrics across multiple loan products, identifying key risks, trends, and opportunities.
- Prepare and present portfolio forecasts and credit/fraud performance updates to executives, the Board, and rating agencies.
- Validate and challenge credit and fraud risk models to ensure methodological soundness, transparency, and regulatory compliance.
- Partner cross-functionally with Finance, Capital Markets, and Data Science to align risk insights with business strategy.
Requirements
- 3+ years in a data-driven role, ideally within credit or fraud risk.
- Strong proficiency in SQL for data extraction and Python for statistical modeling and analysis.
- Experience with loss forecasting, particularly in consumer lending products.
- Skilled in data visualization and BI tools (e.g., Looker, Tableau) as well as Excel and PowerPoint.
- Strong analytical thinker with excellent communication and presentation abilities.
- Detail-oriented, intellectually curious, and able to manage multiple priorities under tight deadlines.
Benefits
- Health, Dental, & Vision benefits plus savings plans
- Mac computers + work-from-home stipend to set up your home office
- Monthly internet and phone reimbursement
- Employee Stock Purchase Plan
- Restricted Stock Units (RSUs)
- 401(k) plan to help you save for retirement plus a company match
- Robust tuition reimbursement program
- $1,000 travel perk on each Earnie-versary to anywhere in the world
- Competitive days of annual PTO
- Competitive parental leave
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
SQLPythonstatistical modelingdata visualizationloss forecastingcredit riskfraud riskdata analysisExcelPowerPoint
Soft Skills
analytical thinkingcommunicationpresentationdetail-orientedintellectually curioustime managementprioritization