Salary
💰 $96,000 - $125,000 per year
About the role
- Develop, enhance and test models to determine lending criteria and verification procedures
- Independently dive into open-ended problems and present recommendations to executives
- Actively manage the pricing and credit models that power Enova’s business
- Interpret and organize data and communicate effectively to cross functional teams to solve business problems, provide requirements, and support implementation
- Develop and refine proprietary models to assess customer credit profile
- Design and implement A/B testing frameworks to evaluate model performance and drive continuous improvement
- Communicate insights and recommendations to senior management, providing data-driven perspective on customer risk and product development strategies
Requirements
- Degree in Statistics, Mathematics, Economics, Computer Science, or a related field
- 4+ years of experience in Data Science, Analytics or related field
- Advanced programming skills and the ability to write customized programs for meaningful data analysis and predictive modeling (Python)
- Experience working with relational databases, such as SQL
- Excellent knowledge in applied statistical methods and machine learning models
- Strong problem-solving skills and the ability to work independently in a fast-paced, dynamic environment
- Experience in financial services, fintech, or a related industry preferred
- Must be eligible to work in the United States; employer cannot sponsor visas or take over sponsorship